DO & SA
ActiveDO & SA has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-59k) and a net result of €-13k. Equity is shrinking by ~44.4% per year across the filed fiscal years. Its solvency ranks better than 10% of 1295 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
24
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-4
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.55 against 0.68 in 2024; short-term debt: 178.2% and cash: 4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-78.2%
Return on assets
-16.9%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-59k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-08-2026, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
23 d late
2024
61 d late
2023
148 d late
2022
81 d late
2021
45 d late
2020
34 d late
2019
17 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-59k▼ 27.6%
2024 · €-46k
2018: €21k
2019: €25k
2020: €-29k
2021: €11k
2022: €411
2023: €-32k
2024: €-46k
2018 → 2025
Total assets
€75k▼ 24.9%
2024 · €100k
2018: €272k
2019: €240k
2020: €194k
2021: €215k
2022: €200k
2023: €228k
2024: €100k
2018 → 2025
Net result
€-13k▲ 6.3%
2024 · €-14k
2018: €-19k
2019: €4k
2020: €-54k
2021: €41k
2022: €-11k
2023: €-33k
2024: €-14k
2018 → 2025
Working capital
€-60k▼ 29.7%
2024 · €-46k
2018: €-61k
2019: €-58k
2020: €-95k
2021: €-61k
2022: €-73k
2023: €-108k
2024: €-46k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€411▼ 96.4%€-32k€-46k▼ 41.7%€-59k▼ 27.6%
Operating result€132k-€87k▼ 34.0%€56k▼ 35.9%€5k▼ 90.4%€-10k
Net result€41k-€-11k€-33k▼ 197%€-14k▲ 58.8%€-13k▲ 6.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10k after €5k in 2024, the lowest result in the available series.
Balance-sheet composition
Assets €75k
Fixed assets
€1,000
Current assets
€74k
Key figures and ratios
EBITDA
€-10k▼
2024 · €5k
Cash flow
€-13k▲
2024 · €-13k
Solvency
-78.2%▼
2024 · -46.0%
Current ratio
0.55▼
2024 · 0.68
Quick ratio
0.55▼
2024 · 0.68
Debt / equity
-2.28▲
2024 · -3.17
ROA
-16.9%▼
2024 · -13.5%
Interest coverage
-4.77▼
2024 · 0.29
Debt
€134k▼
2024 · €146k
Debt ≤ 1 year
€134k▼
2024 · €146k
Income taxes
€713
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€100k€75k▼
Fixed assets21/28-€1,000
Tangible fixed assets22/27-€1,000
Furniture and vehicles24-€1,000
Current assets29/58€100k€74k▼
Amounts receivable within one year40/41€70k€71k▲
Trade receivables40-€1k
Other amounts receivable41€70k€70k▼
Cash at bank and in hand54/58€29k€3k▼
Equity and liabilities
Total equity and liabilities10/49€100k€75k▼
Equity10/15€-46k€-59k▼
Contributions10/11€40k€40k=
Profit (loss) carried forward14€-86k€-99k▼
Amounts payable17/49€146k€134k▼
Amounts payable within one year42/48€146k€134k▼
Current portion of amounts payable after more than one year42€0-
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€61k€58k▼
Suppliers440/4€61k€58k▼
Taxes, remuneration and social security45€85k€68k▼
Taxes450/3€16k€2k▼
Remuneration and social security454/9€70k€66k▼
Other amounts payable47/48-€5k
Income statement
Code20242025
Non-recurring operating income76A€153k-
Remuneration, social security and pensions62€1k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€97€15▼
Other operating charges640/8€44k€23k▼
Non-recurring operating charges66A€153k-
Gross operating margin9900€203k€13k▼
Operating profit (loss)9901€5k€-10k▼
Financial income75/76B-€150
Recurring financial income75-€150
Financial charges65/66B€19k€2k▼
Recurring financial charges65€19k€2k▼
Profit (loss) for the period before taxes9903€-14k€-12k▲
Income taxes67/77-€713
Profit (loss) for the period9904€-14k€-13k▲
Profit (loss) for the period to be appropriated9905€-14k€-13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-86k€-99k▼
Profit (loss) brought forward from the previous period14P€-72k€-86k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 23 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
26-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 148 days late
2023
20-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 81 days late
2022
14-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 45 days late
2021
31-12
Financial
Back to profitnet €41k
Net result €41k after one loss-making year.
03-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 34 days late
2020
31-12
Financial
Weakest financial yearnet €-54k ▼1476%
Net result drops to €-54k, the lowest in the series; recovery starts the following year.
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Cataloniëstraat 39000 GentGround area
80 m²
Building footprint
77 m²
Volume, LiDAR
780 m³
Parcel 44803C0167/00_000, Flanders · tallest building 14.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DO & SA
since 20182.274.250.518
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44803C0167/00_000 | Flanders | 80 m² | 1 · 77 m² | 14.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
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LA HARDE DES TAILLETTES
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GITE CHEZ SALVATORE
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Of 3,001 companies in sector 55203 we hold annual accounts for 689. 47 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-2018
Fiscal year end31-12
Activities, NACEBEL
55203Holiday cottages, homes and apartments
46900Non-specialised wholesale trade
47522Retail trade
47811Retail sale of cars and light vans (up to 3.5 tonnes)
49410Freight transport by road
68121Development of residential building projects
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.