DMalandrini Consulting
ActiveSummary
DMalandrini Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k and a net result of €10k. Equity is growing by ~19.5% per year across the filed fiscal years. Its solvency ranks better than 26% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▼-10
Solvency46▲+5
Growth52=
Track record94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.68 against 0.68 in 2024; short-term debt: 54.5% and cash: 32.6% of total assets), and 78.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.4%
Return on assets
3.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
80 d early
2024
66 d early
2023
29 d early
2022
20 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€64k▲ 18.0%
2024 · €54k
2022: €34k
2023: €47k
2024: €54k
2022 → 2025
Total assets
€300k▼ 10.8%
2024 · €337k
2022: €55k
2023: €310k
2024: €337k
2022 → 2025
Net result
€10k▲ 33.7%
2024 · €7k
2022: €32k
2023: €13k
2024: €7k
2022 → 2025
Working capital
€-53k▲ 17.2%
2024 · €-64k
2022: €28k
2023: €-90k
2024: €-64k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€34k-€47k▲ 37.8%€54k▲ 15.6%€64k▲ 18.0%
Operating result€41k-€20k▼ 50.9%€15k▼ 25.4%€20k▲ 33.6%
Net result€32k-€13k▼ 59.2%€7k▼ 43.2%€10k▲ 33.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 34% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €300k
Fixed assets
€189k ▼ 4.9%
Current assets
€111k ▼ 19.4%
Equity and liabilities €300k
Equity
€64k ▲ 18.0%
Debt
€236k ▼ 16.4%
Debt's share of the balance-sheet total falls from 83.8% to 78.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€30k▼
2024 · €43k
Cash flow
€20k▼
2024 · €35k
Current ratio
0.68▼
2024 · 0.68
Debt to equity
3.67▼
2024 · 5.18
ROE
15.3%▲
2024 · 13.5%
ROA
3.3%▲
2024 · 2.2%
Interest coverage
4.57▼
2024 · 9.09
Debt ≤ 1 year
€164k▼
2024 · €201k
Debt > 1 year
€72k▼
2024 · €81k
Income taxes
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€337k€300k▼
Fixed assets21/28€199k€189k▼
Tangible fixed assets22/27€199k€189k▼
Land and buildings22€197k€188k▼
Plant, machinery and equipment23€1k€812▼
Furniture and vehicles24€1k€646▼
Current assets29/58€138k€111k▼
Amounts receivable within one year40/41€65k€13k▼
Trade receivables40€65k€13k▼
Other amounts receivable41€4€4▲
Cash at bank and in hand54/58€72k€98k▲
Equity and liabilities
Total equity and liabilities10/49€337k€300k▼
Equity10/15€54k€64k▲
Contributions10/11€3k€3k=
Reserves13€52k€62k▲
Distributable reserves133€52k€62k▲
Amounts payable17/49€282k€236k▼
Amounts payable after more than one year17€81k€72k▼
Financial debts170/4€81k€72k▼
Amounts payable within one year42/48€201k€164k▼
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€38k€2k▼
Suppliers440/4€38k€2k▼
Taxes, remuneration and social security45€15k€12k▼
Taxes450/3€15k€12k▼
Other amounts payable47/48€140k€140k=
Accrued charges and deferred income492/3-€349
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€10k▼
Other operating charges640/8€1k€920▼
Non-recurring operating charges66A€3k€0▼
Gross operating margin9900€47k€31k▼
Operating profit (loss)9901€15k€20k▲
Financial income75/76B€201€251▲
Recurring financial income75€201€251▲
Financial charges65/66B€5k€7k▲
Recurring financial charges65€5k€7k▲
Profit (loss) for the period before taxes9903€11k€14k▲
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€7k€10k▲
Profit (loss) for the period to be appropriated9905€7k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€10k▲
Transfer to equity691/2€7k€10k▲
To other reserves6921€7k€10k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €7k ▼43.2%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortenberg · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kwerpsebaan 753071 KortenbergGround area
1,148 m²
Building footprint
192 m²
Volume, LiDAR
902 m³
Parcel 24025G0093/00X000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kwerpsebaan 75, 3071 Kortenberg
since 20222.327.386.920
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24025G0093/00X000 | Flanders | 1,148 m² | 1 · 192 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PROSPERO COMMUNICATIONS
BE 0467.163.381
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FOOD TRADING CONSULT
BE 0544.685.187
Silly · Eq €64,246
Athos
BE 0598.944.910
Ronse · Eq €64,211
ARCHIPHAR
BE 0870.545.603
Kortenberg · Eq €64,189
B&O Associates
BE 0477.298.990
Perwez · Eq €64,177
Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 5,579 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
64210Activities of holding companies
70200Business and other management consultancy
85599Other education
85699Other educational support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.