Filings
Six of the last ten came late. The 2017 accounts came latest: 782 days after the end of the period.
Six of the last ten came late. The 2017 accounts came latest: 782 days after the end of the period.
Less equity than 83% of companies in construction of buildings. Sector median €45,553 · 9,465 companies.
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 58% of them on solvency, 79% on liquidity, 91% on profitability and 94% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 34,693 companies had the same profile as DLC CONSTRUCT has now. Each dot stands for 87 companies, two years later.
That fits the bankruptcy probability of DLC CONSTRUCT itself: 0.1% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for DLC CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 1.99, above the usual 1.5. Short-term debt is 50.2% and cash 66.6% of total assets. However, 50.2% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 16 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| DLC CONSTRUCT Jette | €11,637 | €6,720 | 49.8% | - |
| INNOBO Olen | €11,771 | €6,861 | -184.4% | - |
| SWIMAT Lobbes | €9,261 | €6,146 | -8.3% | - |
| LCGE Saint-Georges-sur-Meuse | €14,070 | €5,868 | 8.5% | - |
| CDMG INVEST Mettet | €11,399 | €6,070 | 32.6% | - |
| WAUTERS Londerzeel | €8,521 | €5,928 | -440.4% | - |
| REMACLE CO PRO Waimes | €13,811 | €9,191 | 76.2% | - |
These companies have the same main activity as DLC CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €8,520 and €14,100, founded between 2006 and 2013.
DLC CONSTRUCT files the micro format. That format states no turnover. The gross margin fell from €16,390 in 2009 to €6,720 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Higher than 57% of 9,462 companies in 2025.
Higher than 58% of 9,210 companies in 2025.
Higher than 95% of 9,282 companies in 2025.
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||||||
20/58 |
11,637 | 382 | 382 | 382 | 5,144 | 14,238 | 2,042 | 3,990 | 4,427 | 38,666 | 26,683 | 22,599 | 45,153 | 24,850 | |
21/28 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 11,175 | |
21 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 100 | |
22/27 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 11,075 | |
24 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 200 | |
29/58 |
11,637 | 382 | 382 | 382 | 5,144 | 14,238 | 2,042 | 3,990 | 4,427 | 38,666 | 26,683 | 22,599 | 45,153 | 13,675 | |
40/41 |
3,884 | - | - | - | 4,699 | 13,793 | 1,597 | 1,617 | 2,054 | 36,986 | 25,088 | 21,198 | 43,529 | 13,643 | |
40 |
- | - | - | - | - | 10,770 | - | - | - | 31,773 | 21,199 | 17,851 | 42,908 | 3,700 | |
41 |
3,884 | - | - | - | 4,699 | 3,023 | 1,597 | 1,617 | 2,054 | 5,213 | 3,889 | 3,347 | 621 | 9,943 | |
54/58 |
7,753 | 382 | 382 | 382 | 445 | 445 | 445 | 2,373 | 2,373 | 1,615 | 1,530 | 1,335 | 1,575 | 32 | |
490/1 |
- | - | - | - | - | - | - | - | - | 65 | 65 | 65 | 48 | - | |
| Balance sheet: equity and liabilities | |||||||||||||||
10/49 |
11,637 | 382 | 382 | 382 | 5,144 | 14,238 | 2,042 | 3,990 | 4,427 | 38,666 | 26,683 | 22,599 | 45,153 | 24,850 | |
10/15 |
5,801 | -7,043 | -7,043 | -7,043 | -8,775 | -4,851 | -14,217 | -12,270 | -11,797 | 6 | -4,473 | -2,849 | 4,809 | 5,695 | |
10/11 |
19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 6,200 | |
10 |
- | - | - | 19,000 | 19,000 | - | - | - | - | - | - | - | - | - | |
100 |
- | - | - | 19,000 | 19,000 | - | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | |
101 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 12,800 | |
14 |
-13,199 | -26,043 | -26,043 | -26,043 | -27,775 | -23,851 | -33,217 | -31,270 | -30,797 | -18,994 | -23,473 | -21,849 | -14,191 | -505 | |
16 |
- | - | - | - | 2,665 | 2,665 | 2,665 | 2,665 | 2,665 | 2,665 | 7,000 | 7,000 | 13,500 | - | |
160/5 |
- | - | - | - | 2,665 | 2,665 | 2,665 | 2,665 | 2,665 | 2,665 | 7,000 | 7,000 | 13,500 | - | |
164/5 |
- | - | - | - | 2,665 | 2,665 | 2,665 | 2,665 | 2,665 | - | - | - | - | - | |
17/49 |
5,836 | 7,425 | 7,425 | 7,425 | 11,254 | 16,425 | 13,594 | 13,595 | 13,559 | 35,995 | 24,156 | 18,447 | 26,844 | 19,155 | |
17 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 7,208 | |
170/4 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 7,208 | |
42/48 |
5,836 | 7,425 | 7,425 | 7,425 | 11,254 | 16,425 | 13,594 | 13,595 | 13,559 | 35,995 | 24,156 | 18,447 | 26,844 | 11,947 | |
42 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 5,505 | |
43 |
- | - | - | - | - | - | 6,169 | 6,170 | 6,134 | 5,423 | 6,302 | 6,313 | 6,316 | 5,976 | |
430/8 |
- | - | - | - | - | - | 6,169 | 6,170 | 6,134 | 5,423 | 6,302 | 6,313 | 6,316 | 5,976 | |
44 |
- | - | - | - | 7,425 | 16,425 | 7,425 | 7,425 | 7,425 | 30,572 | 17,854 | 12,135 | 20,423 | 466 | |
440/4 |
- | - | - | - | 7,425 | 16,425 | 7,425 | 7,425 | 7,425 | 30,572 | 17,854 | 12,135 | 20,423 | 466 | |
45 |
- | - | - | - | 3,829 | - | - | - | - | - | - | - | - | - | |
450/3 |
- | - | - | - | 3,829 | - | - | - | - | - | - | - | - | - | |
47/48 |
5,836 | 7,425 | 7,425 | 7,425 | - | - | - | - | - | - | - | - | 105 | - | |
| Income statement | |||||||||||||||
70 |
62,404 | - | - | 0 | 40,548 | 37,373 | 687 | 1,835 | 52,419 | - | - | - | - | - | |
76A |
- | - | - | - | - | - | - | - | - | - | - | 6,500 | - | - | |
9900 |
6,720 | - | - | -476 | 115 | 10,832 | -136 | 736 | -4,890 | 11,030 | -234 | 5,113 | 1,354 | 16,390 | |
60/61 |
55,684 | - | - | 476 | 40,433 | 26,541 | 823 | 1,099 | 57,310 | - | - | - | - | - | |
630 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 4,410 | |
631/4 |
- | - | - | - | - | - | - | - | - | - | - | 18,378 | - | 11,550 | |
635/8 |
- | - | - | - | - | - | - | - | - | - | - | - | 13,500 | - | |
640/8 |
1,300 | - | - | 457 | 100 | 548 | 861 | 300 | 598 | 1,435 | 89 | 199 | 618 | 512 | |
9901 |
5,420 | - | - | -933 | 15 | 10,284 | -997 | 436 | -5,488 | 9,595 | -323 | -13,464 | -12,763 | -82 | |
75/76B |
7,425 | - | - | - | - | - | - | - | - | - | - | 187 | - | 919 | |
75 |
- | - | - | - | - | - | - | - | - | - | - | 187 | - | 919 | |
76B |
7,425 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
65/66B |
0 | - | - | - | 109 | 919 | 950 | 910 | 752 | 5,116 | 1,301 | 758 | 923 | 1,342 | |
65 |
- | - | - | - | 109 | 919 | 950 | 910 | 752 | 5,116 | 1,301 | 758 | 923 | 1,342 | |
66B |
0 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
9903 |
12,845 | - | - | -933 | -94 | 9,365 | -1,946 | -473 | -6,240 | 4,478 | -1,624 | -7,535 | -13,686 | -505 | |
780 |
- | - | - | 2,664 | - | - | - | - | - | - | - | - | - | - | |
67/77 |
- | - | - | - | 3,829 | - | - | - | - | - | - | 123 | - | - | |
9904 |
12,845 | - | - | 1,731 | -3,923 | 9,365 | -1,946 | -473 | -6,240 | 4,478 | -1,624 | -7,658 | -13,686 | -505 | |
9905 |
12,845 | - | - | 1,731 | -3,923 | 9,365 | -1,946 | -473 | -6,240 | 4,478 | -1,624 | -7,658 | -13,686 | -505 | |
| Appropriation of the result | |||||||||||||||
9906 |
-13,199 | -26,043 | -26,043 | -26,043 | -27,775 | -23,851 | -33,217 | -31,270 | -30,797 | -18,994 | -23,473 | -21,849 | -14,191 | -505 | |
14P |
-26,044 | -26,043 | -26,043 | -27,774 | -23,851 | - | - | - | - | - | - | - | - | - | |
| Document | |||||||||||||||
The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 12-07-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 12-07-2026 | 2026-00282387 | |
| 31-12-2024 | micro format | 06-07-2025 | 2025-00234847 | |
| 31-12-2023 | micro format | 07-07-2024 | 2024-00242081 | |
| 31-12-2022 | micro format | 01-10-2023 | 2023-00468946 | |
| 31-12-2021 | micro format | 08-07-2022 | 2022-20167453 | |
| 31-12-2020 | micro format | 01-11-2021 | 2021-76600198 | |
| 31-12-2019 | micro format | 20-09-2020 | 2020-54800217 | |
| 31-12-2018 | micro format | 20-09-2020 | 2020-54800216 | |
| 31-12-2017 | micro format | 20-09-2020 | 2020-54800215 | |
| 31-12-2013 | full format | 14-10-2014 | 2014-64700405 | |
| 31-12-2012 | full format | 16-08-2013 | 2013-43300063 | |
| 31-12-2011 | full format | 10-08-2012 | 2012-40200109 | |
| 31-12-2010 | full format | 29-07-2011 | 2011-36600197 | |
| 31-12-2009 | full format | 30-07-2010 | 2010-38000562 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| - | - | - | - | - | - | - | - | - | - | - | - | - | 4,328 | ||
| - | - | - | - | - | - | - | - | - | - | - | - | - | 3,905 | ||
| - | - | - | - | - | - | - | - | - | - | - | - | - | 14,950 | ||
| 7,371 | 0 | 0 | -63 | 0 | 0 | -1,927 | 0 | - | 85 | 195 | -240 | 1,543 | - | ||
| 5,801 | -7,043 | -7,043 | -7,043 | -6,110 | -2,187 | -11,552 | -9,605 | -9,132 | 2,670 | 2,527 | 4,151 | 18,309 | 1,728 | ||
| 8.7% | - | - | - | 0.0% | 27.5% | - | 23.8% | -10.5% | - | - | - | - | - | ||
| 49.8% | - | - | - | -170.6% | -34.1% | - | - | - | 0.0% | -16.8% | -12.6% | 10.7% | 22.9% | ||
| 1.99 | - | - | - | 0.46 | 0.87 | - | - | - | 1.07 | 1.10 | 1.23 | 1.68 | 1.14 | ||
| 1.01 | - | - | - | - | - | - | - | - | - | - | - | 5.58 | 3.36 | ||
| 221.4% | - | - | - | - | - | - | - | - | - | - | - | -284.6% | -8.9% | ||
| 110.4% | - | - | - | -76.3% | 65.8% | - | - | - | 11.6% | -6.1% | -33.9% | -30.3% | -2.0% | ||
| 23 days | - | - | - | 42 days | 105 days | 849 days | 322 days | 14 days | - | - | - | - | - | ||
| - | - | - | - | 67 days | 226 days | 3294 days | 2467 days | 47 days | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
The operating result for 2025 is €5,420, against a loss of €933 in 2022. Comparable figures for the intervening years are unavailable.
Debt's share of the balance-sheet total is 50.2%.
DLC CONSTRUCT has no parent and no holdings in its annual accounts. GHIOARCa Dragos is the only director. DLC CONSTRUCT shares no director with another company.
| KOMPACTS
registered office since 01-02-2017 · founded in 2017 |
turnover €302,278 (2025) 0670.642.756 |
| ORENSA MEDICAL
establishment since 11-06-2024 · founded in 2024 |
total assets €18,811 (2025) 1010.225.702 |
| Gismero Jaime, Marcos (sole trader)
establishment since 27-08-1998 |
founded in 1990 0558.683.772 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Tentoonstellingslaan 438 registered office 1090 Jette 4100101 General construction of residential buildings | 06-03-2009 | 2.176.575.971 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21010B0042/00Y000 | 1.5 ha | 1 · 194 m² | 39.8 m · 12 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0809.864.282
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