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DLC CONSTRUCT

Active Private limited companyfounded 2009active for 17 yearsTentoonstellingslaan 438, 1090 JetteKBO/BCE: BE 0809.864.282

Lifetime

14 annual accounts with figures on one time axis
peak €16,390 (2009)
€6,720 
lowest -€13,686 (2010)
€12,845 
peak €5,801 (2025)
€5,801▲ €12,844
€5,836▼ 21.4%
Board1 name since 2025
1 directorGHIOARCa Dragos
Documentsfilings and deeds
12-07-202619 days before the deadline
2025micro format
Change of role: GHIOARCa Dragos, from manager to director 03-07Equity from -€7,043 to €5,801Debts from €7,425 to €5,836Cash from €382 to €7,753

Key points

from the 2025 annual accounts

Filings

14 annual accounts since 2009
AprilJune31 JulyOctober2010201520202025

Six of the last ten came late. The 2017 accounts came latest: 782 days after the end of the period.

Position in the sector

€5,801

Less equity than 83% of companies in construction of buildings. Sector median €45,553 · 9,465 companies.

Checked score

95
Excellent
Financially stronger than 80% of micro companies in construction of buildings (NACE 41)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.7% 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.8%▲ +0.1 percentage points vs 03-2025 05-2025: 0.7%▼ -0.1 percentage points vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.1 percentage points vs 06-2025 08-2025: 0.7%▼ -0.1 percentage points vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.8%▲ +0.1 percentage points vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.7%▼ -0.1 percentage points vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.8%▲ +0.1 percentage points vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.7%▼ -0.1 percentage points vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.8%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.1%▼ -0.7 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

75equity 49.8% of total assets
75short-term debt 50.2% · cash 66.6%
100return on assets 110.4%

Score breakdown

raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
Size: turnover €62,404, total assets €11,637
lowers risk
Liquidity: current ratio 1.99, cash €7,753
Founded in 2009
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 58% of them on solvency, 79% on liquidity, 91% on profitability and 94% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as DLC CONSTRUCT has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of DLC CONSTRUCT itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for DLC CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €500 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.99, above the usual 1.5. Short-term debt is 50.2% and cash 66.6% of total assets. However, 50.2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.99, cash €7,753
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Founded in 2009
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: turnover €62,404, total assets €11,637
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-07-2026, 19 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
19 days early
2024
25 days early
2023
24 days early
2022
62 days late
2021
23 days early
2020
93 days late
2019
51 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 16 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Strikeout withdrawal
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline

Board and ownership

GD
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0809864282
Change of role: GHIOARCa Dragos, from manager to director Director discharge: GHIOARCa Dragos · General meeting of 30-06-2025 · Gazette deed
Strikeout withdrawal effective 20-09-2020 · KBO administration
First establishment Tentoonstellingslaan 438, Jette
All 25 events

Comparable companies

same main activity, similar in size and age
Company
DLC CONSTRUCT Jette €11,637 €6,720 49.8% -
INNOBO Olen €11,771 €6,861 -184.4% -
SWIMAT Lobbes €9,261 €6,146 -8.3% -
LCGE Saint-Georges-sur-Meuse €14,070 €5,868 8.5% -
CDMG INVEST Mettet €11,399 €6,070 32.6% -
WAUTERS Londerzeel €8,521 €5,928 -440.4% -
REMACLE CO PRO Waimes €13,811 €9,191 76.2% -

These companies have the same main activity as DLC CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €8,520 and €14,100, founded between 2006 and 2013.

Official details

Source: KBO
Status
Active since 17-02-2009Normal situation
Activity
General construction of residential buildingsNACE 41001and 2 others
Establishment unit
2.176.575.9711090 Jette, since 06-03-2009
Financial year end
31 December
Peppol
Reachable since 27-02-2026
Company details

Annual accounts 2025

€11,637▲ 30×
Filing
Filed on 12-07-2026, 19 days before the end of the filing period
Financials

Insights on DLC CONSTRUCT

DLC CONSTRUCT files the micro format. That format states no turnover. The gross margin fell from €16,390 in 2009 to €6,720 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about DLC CONSTRUCT

What is the company number of DLC CONSTRUCT?
The company number of DLC CONSTRUCT is 0809.864.282. The VAT number is the same number with BE in front: BE 0809.864.282.
Where is DLC CONSTRUCT based?
The registered office is at Tentoonstellingslaan 438, 1090 Jette.Company details
What does DLC CONSTRUCT do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of DLC CONSTRUCT?
DLC CONSTRUCT is a private limited company (BV).
When was DLC CONSTRUCT founded?
DLC CONSTRUCT was founded on 17-02-2009.
Is DLC CONSTRUCT still active?
Yes, DLC CONSTRUCT is an active enterprise in the KBO register.
What is the turnover of DLC CONSTRUCT?
The turnover of DLC CONSTRUCT was €62,404 in financial year 2025, according to the filed annual accounts.Financials
Is DLC CONSTRUCT profitable?
In financial year 2025, DLC CONSTRUCT made a profit of €12,845.
Where can I find the annual accounts of DLC CONSTRUCT?
DLC CONSTRUCT filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DLC CONSTRUCT due?
DLC CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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