MAIKY
ActiveMAIKY has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €246k and a net result of €-95k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 26% of 2831 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
43
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability10▼-80
Solvency42▼-13
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days only on tighter terms
Liquidity tight (current ratio 1.09 against 1.18 in 2023; short-term debt: 56.3% and cash: 9.3% of total assets), and 82.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
17.3%
Return on assets
-6.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-07-2025, 17 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
17 d early
2023
225 d late
2022
78 d late
2021
94 d late
2020
80 d late
2019
33 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€246k▼ 28.0%
2023 · €341k
2019: €71k
2020: €113k
2021: €43k
2022: €93k
2023: €341k
2019 → 2024
Total assets
€1.42M▲ 22.9%
2023 · €1.16M
2019: €157k
2020: €221k
2021: €140k
2022: €221k
2023: €1.16M
2019 → 2024
Net result
€-95k
2023 · €198k
2019: €65k
2020: €72k
2021: €-70k
2022: €50k
2023: €198k
2019 → 2024
Working capital
€74k▼ 30.5%
2023 · €106k
2019: €82k
2020: €115k
2021: €33k
2022: €86k
2023: €106k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€113k-€43k▼ 61.8%€93k▲ 116%€341k▲ 265%€246k▼ 28.0%
Operating result€74k-€-65k€54k€199k▲ 270%€-91k
Net result€72k-€-70k€50k€198k▲ 295%€-95k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €91k after €199k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.42M
Fixed assets
€547k▲ 20.2%
Current assets
€873k▲ 24.6%
Equity and liabilities €1.42M
Equity
€246k▼ 28.0%
Debt
€1.17M▲ 44.2%
The debt ratio rises from 70.5% to 82.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-44k▼
2023 · €206k
Cash flow
€-48k▼
2023 · €205k
Solvency
17.3%▼
2023 · 29.5%
Current ratio
1.09▼
2023 · 1.18
Quick ratio
1.09▼
2023 · 1.18
Debt / equity
4.78▲
2023 · 2.39
ROE
-38.9%▼
2023 · 58.0%
ROA
-6.7%▼
2023 · 17.1%
Interest coverage
-11.43▼
2023 · 53.92
Debt
€1.17M▲
2023 · €815k
Debt ≤ 1 year
€799k▲
2023 · €594k
Income taxes
€314▲
2023 · €-3k
Staff costs
€199k▲
2023 · €183k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.16M€1.42M▲
Fixed assets21/28€455k€547k▲
Intangible fixed assets21€424k€518k▲
Tangible fixed assets22/27€31k€29k▼
Plant, machinery and equipment23€8k€10k▲
Furniture and vehicles24€3€0▼
Other tangible fixed assets26€23k€19k▼
Current assets29/58€700k€873k▲
Amounts receivable within one year40/41€523k€739k▲
Trade receivables40€518k€725k▲
Other amounts receivable41€4k€14k▲
Cash at bank and in hand54/58€172k€132k▼
Deferred charges and accrued income490/1€6k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.16M€1.42M▲
Equity10/15€341k€246k▼
Contributions10/11€56k€56k=
Reserves13€285k€189k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€285k€189k▼
Amounts payable17/49€815k€1.17M▲
Amounts payable within one year42/48€594k€799k▲
Current portion of amounts payable after more than one year42-€100k
Financial debts43€2k€0▼
Credit institutions430/8€2k€0▼
Trade debts44€559k€631k▲
Suppliers440/4€559k€631k▲
Taxes, remuneration and social security45€32k€68k▲
Taxes450/3€294€36k▲
Remuneration and social security454/9€32k€32k▼
Other amounts payable47/48€397€397=
Accrued charges and deferred income492/3€220k€375k▲
Income statement
Code20232024
Non-recurring operating income76A-€778
Remuneration, social security and pensions62€183k€199k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€47k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€390k€156k▼
Operating profit (loss)9901€199k€-91k▼
Financial income75/76B€0€110▲
Recurring financial income75€0€110▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€195k€-95k▼
Income taxes67/77€-3k€314▲
Profit (loss) for the period9904€198k€-95k▼
Profit (loss) for the period to be appropriated9905€198k€-95k▼
Appropriation of the result
Profit (loss) to be appropriated9906€198k€-95k▼
Transfer from equity791/2-€95k
Transfer to equity691/2€198k€0▼
To other reserves6921€198k€0▼
Social balance
Average headcount (FTE)90872.22.5▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
13-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 225 days late
2024
31-12
Financial
Weakest financial yearnet €-95k ▼148%
Net result drops to €-95k, the lowest in the series.
2023
31-12
Financial
Highest result since 2019net €198k ▲295%
Operating result €199k, net result €198k, both a record.
31-12
Financial
Equity above €200kEq €341k ▲265%
2 profitable years in a row build equity to €341k.
17-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 78 days late
2022
31-12
Financial
Back to profitnet €50k
Net result €50k after one loss-making year.
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 94 days late
2021
19-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 80 days late
2020
31-12
Financial
Equity above €100kEq €113k ▲59.4%
2 profitable years in a row build equity to €113k.
02-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 33 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kriekenstraat 202220 Heist-op-den-BergGround area
793 m²
Building footprint
153 m²
Parcel 12322I0352/00A005, Flanders. Linked by address, not a title deed.
1 establishment unit
Security Service Layer
since 20192.284.892.705
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12322I0352/00A005 | Flanders | 793 m² | 1 · 153 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 6 entries · 309,151 EUR awarded · 269,631 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 0 EUR | 0 EUR |
| 2024 | 3 | 41,140 EUR | 55,631 EUR |
| 2023 | 1 | 268,011 EUR | 214,000 EUR |
Schemes
Ontwikkelingsproject
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
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Expert Group
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JL SOFTWARE SOLUTIONS
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Demute
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AXITO
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Maasmechelen · Eq €245k
Of 16,869 companies in sector 62100 we hold annual accounts for 8,779. 6,402 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-2019
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
58290Other software publishing
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.