DIVARODA
ActiveDIVARODA has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113k and a net result of €48k. Equity is growing by ~19.3% per year across the filed fiscal years. Its solvency ranks better than 44% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▲+2
Solvency74▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 5.08 against 3.68 in 2024; short-term debt: 15.6% of total assets), but 50.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.2%
Return on assets
20.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
30 d early
2024
8 d early
2023
22 d early
2022
19 d early
2021
15 d early
2020
31 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€113k▲ 52.4%
2024 · €74k
2018: €20k
2019: €30k
2020: €39k
2021: €46k
2022: €52k
2023: €45k
2024: €74k
2018 → 2025
Total assets
€229k▲ 14.2%
2024 · €201k
2018: €70k
2019: €54k
2020: €58k
2021: €52k
2022: €59k
2023: €84k
2024: €201k
2018 → 2025
Net result
€48k▲ 22.6%
2024 · €39k
2018: €14k
2019: €10k
2020: €9k
2021: €7k
2022: €6k
2023: €6k
2024: €39k
2018 → 2025
Working capital
€146k▲ 30.5%
2024 · €112k
2018: €-6k
2019: €3k
2020: €21k
2021: €31k
2022: €39k
2023: €40k
2024: €112k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€52k▲ 12.4%€45k▼ 12.1%€74k▲ 63.5%€113k▲ 52.4%
Operating result€14k-€15k▲ 5.0%€10k▼ 34.2%€61k▲ 524%€65k▲ 6.9%
Net result€7k-€6k▼ 18.1%€6k▲ 1.8%€39k▲ 572%€48k▲ 22.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €229k
Fixed assets
€47k▲ 0.9%
Current assets
€182k▲ 18.3%
Equity and liabilities €229k
Equity
€113k▲ 52.4%
Debt
€116k▼ 8.1%
The debt ratio falls from 63.1% to 50.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€66k▲
2024 · €62k
Cash flow
€49k▲
2024 · €39k
Solvency
49.2%▲
2024 · 36.9%
Current ratio
5.08▲
2024 · 3.68
Quick ratio
5.08▲
2024 · 3.68
Debt / equity
1.03▼
2024 · 1.71
ROE
42.2%▼
2024 · 52.4%
ROA
20.8%▲
2024 · 19.3%
Interest coverage
9.05▼
2024 · 17.62
Debt
€116k▼
2024 · €127k
Debt ≤ 1 year
€36k▼
2024 · €42k
Debt > 1 year
€81k▼
2024 · €85k
Income taxes
€20k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€201k€229k▲
Fixed assets21/28€47k€47k▲
Tangible fixed assets22/27€1k€2k▲
Plant, machinery and equipment23€1k€2k▲
Financial fixed assets28€45k€45k=
Current assets29/58€154k€182k▲
Amounts receivable after more than one year29€125k€155k▲
Other amounts receivable291€125k€155k▲
Amounts receivable within one year40/41€21k€27k▲
Trade receivables40€11k€10k▼
Other amounts receivable41€11k€17k▲
Cash at bank and in hand54/58€7k-
Deferred charges and accrued income490/1€137€415▲
Equity and liabilities
Total equity and liabilities10/49€201k€229k▲
Equity10/15€74k€113k▲
Contributions10/11€6k€6k=
Reserves13€68k€107k▲
Distributable reserves133€68k€107k▲
Amounts payable17/49€127k€116k▼
Amounts payable after more than one year17€85k€81k▼
Financial debts170/4€85k€81k▼
Amounts payable within one year42/48€42k€36k▼
Current portion of amounts payable after more than one year42€14k€14k▲
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€9k€5k▼
Suppliers440/4€9k€5k▼
Taxes, remuneration and social security45€8k€5k▼
Taxes450/3€8k€5k▼
Other amounts payable47/48€10k€9k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€661€955▲
Other operating charges640/8€347€631▲
Gross operating margin9900€62k€67k▲
Operating profit (loss)9901€61k€65k▲
Financial income75/76B€2k€10k▲
Recurring financial income75€2k€10k▲
Financial charges65/66B€4k€7k▲
Recurring financial charges65€4k€7k▲
Profit (loss) for the period before taxes9903€60k€68k▲
Income taxes67/77€21k€20k▼
Profit (loss) for the period9904€39k€48k▲
Profit (loss) for the period to be appropriated9905€39k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€39k€48k▲
Transfer from equity791/2€10k€9k▼
Transfer to equity691/2€39k€48k▲
To other reserves6921€39k€48k▲
Profit to be distributed694/7€10k€9k▼
Return on contributions (dividend)694€10k€9k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €48k ▲22.6%
Operating result €65k, net result €48k, both a record.
30-09
Financial
Equity above €100kEq €113k ▲52.4%
8 profitable years in a row build equity to €113k.
22-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €6k ▼18.1%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
15-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Liquidity doublescurrent ratio 5.75
Current ratio from 2.32 to 5.75; short-term debt falls from €16k to €7k.
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
10-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Putsesteenweg 1232820 BonheidenGround area
190 m²
Building footprint
88 m²
Volume, LiDAR
517 m³
Parcel 12005A0260/00R006, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DIVARODA
since 20172.263.582.793
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12005A0260/00R006 | Flanders | 190 m² | 1 · 88 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TOM LENTACKER
BE 0632.835.126
Sint-Niklaas · Eq €113k
SOGEOS
BE 0832.854.569
Wanze · Eq €113k
Mars Consulting
BE 0762.667.745
Brussel · Eq €113k
SEBASTIAAN DE MEY
BE 0564.884.943
Aalter · Eq €113k
SDW Support
BE 1006.920.673
Avelgem · Eq €113k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,774 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2017
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.