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CHORA CONSULTING SERVICES

Active
Private limited companyfounded 20179 yrs activePlasstraat 43, 2820 Bonheiden, BelgiumKBO/BCE: BE 0680.504.785

CHORA CONSULTING SERVICES has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €182k and a net result of €44k. Equity is growing by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 67% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
93 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability91▼-9
Solvency98▼-2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 3.16 against 13.24 in 2023; short-term debt: 26.9% and cash: 45.2% of total assets), and 26.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
not confirmed
2024
31 d early
2023
30 d early
2022
31 d early
2021
30 d early
2020
36 d early
2019
3 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€182k▼ 23.3%
2023 · €238k
2018: €63k 2019: €119k 2020: €191k 2021: €160k 2022: €165k 2023: €238k
2018 → 2024
Total assets
€249k▼ 2.3%
2023 · €255k
2018: €92k 2019: €144k 2020: €294k 2021: €312k 2022: €249k 2023: €255k
2018 → 2024
Net result
€44k▼ 33.6%
2023 · €67k
2018: €50k 2019: €56k 2020: €72k 2021: €70k 2022: €54k 2023: €67k
2018 → 2024
Working capital
€145k▼ 30.7%
2023 · €209k
2018: €62k 2019: €117k 2020: €166k 2021: €128k 2022: €124k 2023: €209k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€191k-€160k▼ 15.8%€165k▲ 2.7%€238k▲ 44.4%€182k▼ 23.3%
Operating result€91k-€89k▼ 2.2%€65k▼ 27.6%€86k▲ 33.7%€56k▼ 35.1%
Net result€72k-€70k▼ 2.4%€54k▼ 22.4%€67k▲ 23.4%€44k▼ 33.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75k€100kOperating result 2020: €91k€91kNet result 2020: €72k€72kOperating result 2021: €89k€89kNet result 2021: €70k€70kOperating result 2022: €65k€65kNet result 2022: €54k€54kOperating result 2023: €86k€86kNet result 2023: €67k€67kOperating result 2024: €56k€56kNet result 2024: €44k€44k20202021202220232024
The operating result falls in 2024; 2024 is 35% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €249k
Fixed assets €37k▲ 29.5%
Current assets €212k▼ 6.4%
Equity and liabilities €249k
Equity €182k▼ 23.3%
Debt €67k▲ 283%
The debt ratio rises from 6.9% to 26.9%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€71k
2023 · €99k
Cash flow
€59k
2023 · €80k
Solvency
73.1%
2023 · 93.1%
Current ratio
3.16
2023 · 13.24
Quick ratio
3.16
2023 · 13.24
Debt / equity
0.37
2023 · 0.07
ROE
24.4%
2023 · 28.2%
ROA
17.8%
2023 · 26.2%
Interest coverage
487.87
2023 · 195.72
Debt
€67k
2023 · €18k
Debt ≤ 1 year
€67k
2023 · €17k
Income taxes
€12k
2023 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€255k€249k
Fixed assets21/28€29k€37k
Tangible fixed assets22/27€29k€37k
Furniture and vehicles24€27k€17k
Leasing and similar rights25€0-
Other tangible fixed assets26€2k€20k
Financial fixed assets28€150€150=
Current assets29/58€226k€212k
Amounts receivable within one year40/41€42k€34k
Trade receivables40€35k€32k
Other amounts receivable41€7k€2k
Current investments50/53€112k€62k
Cash at bank and in hand54/58€70k€113k
Deferred charges and accrued income490/1€3k€3k
Equity and liabilities
Total equity and liabilities10/49€255k€249k
Equity10/15€238k€182k
Contributions10/11€19k€19k=
Reserves13€219k€164k
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€219k€164k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€18k€67k
Amounts payable within one year42/48€17k€67k
Current portion of amounts payable after more than one year42€0-
Trade debts44€559€666
Suppliers440/4€559€666
Taxes, remuneration and social security45€15k€14k
Taxes450/3€15k€14k
Remuneration and social security454/9€0-
Other amounts payable47/48€2k€52k
Accrued charges and deferred income492/3€412€91
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€15k
Other operating charges640/8€2k€622
Gross operating margin9900€102k€71k
Operating profit (loss)9901€86k€56k
Financial income75/76B€175€809
Recurring financial income75€175€809
Financial charges65/66B€508€145
Recurring financial charges65€508€145
Profit (loss) for the period before taxes9903€86k€57k
Income taxes67/77€19k€12k
Profit (loss) for the period9904€67k€44k
Profit (loss) for the period to be appropriated9905€67k€44k
Appropriation of the result
Profit (loss) to be appropriated9906€67k€44k
Transfer from equity791/2-€56k
Transfer to equity691/2€67k€0
To other reserves6921€67k€0
Profit to be distributed694/7€0€100k
Return on contributions (dividend)694€0€100k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €44k ▼33.6%
Net result drops to €44k, the lowest in the series.
01-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Liquidity times 5current ratio 13.24
Current ratio from 2.48 to 13.24; short-term debt falls from €84k to €17k.
31-12
Financial Equity above €200kEq €238k ▲44.4%
6 profitable years in a row build equity to €238k.
30-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Highest result since 2018net €72k ▲27.2%
Operating result €91k, net result €72k, both a record.
31-12
Financial Equity above €150kEq €191k ▲60.2%
3 profitable years in a row build equity to €191k.
28-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Equity above €100kEq €119k ▲89.7%
2 profitable years in a row build equity to €119k.
28-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2017
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Plasstraat 432820 Bonheiden
Ground area
268 m²
Building footprint
268 m²
Volume, LiDAR
1,817 m³
Parcel 12031B0463/00B000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CHORA CONSULTING SERVICES
Plasstraat 43, 2820 BonheidenFinancial service activities, except insurance and pension funding
since 20172.267.887.120
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12031B0463/00B000 Flanders 268 m² 1 · 268 m² 10.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 40,588 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded29-08-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.