Nancy Jaspers
ActiveNancy Jaspers has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €137k and a net result of €61k. Equity is growing by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 56% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +55 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency99▲+22
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 2.59 against 1.64 in 2024), and 37.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.1%
Return on assets
27.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
9 d early
2024
38 d early
2023
20 d late
2022
65 d late
2021
58 d late
2020
138 d late
2019
118 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€137k▲ 96.2%
2024 · €70k
2018: €50k
2019: €53k
2020: €78k
2021: €115k
2022: €130k
2023: €103k
2024: €70k
2018 → 2025
Total assets
€220k▲ 28.4%
2024 · €172k
2018: €115k
2019: €106k
2020: €173k
2021: €189k
2022: €194k
2023: €178k
2024: €172k
2018 → 2025
Net result
€61k
2024 · €-34k
2018: €12k
2019: €3k
2020: €27k
2021: €37k
2022: €15k
2023: €-27k
2024: €-34k
2018 → 2025
Working capital
€133k▲ 104%
2024 · €65k
2018: €46k
2019: €47k
2020: €74k
2021: €114k
2022: €130k
2023: €105k
2024: €65k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€115k-€130k▲ 13.4%€103k▼ 20.5%€70k▼ 32.6%€137k▲ 96.2%
Operating result€52k-€24k▼ 54.3%€-24k€-33k▼ 41.3%€67k
Net result€37k-€15k▼ 58.3%€-27k€-34k▼ 26.3%€61k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €67k after a loss of €33k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €220k
Fixed assets
€4k▼ 10.4%
Current assets
€216k▲ 29.5%
Equity and liabilities €220k
Equity
€137k▲ 96.2%
Debt
€83k▼ 18.0%
The debt ratio falls from 59.3% to 37.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€67k▲
2024 · €-33k
Cash flow
€61k▲
2024 · €-33k
Solvency
62.1%▲
2024 · 40.7%
Current ratio
2.59▲
2024 · 1.64
Quick ratio
2.59▲
2024 · 1.64
Debt / equity
0.61▼
2024 · 1.46
ROE
44.5%▲
2024 · -48.3%
ROA
27.6%▲
2024 · -19.6%
Interest coverage
12.75▲
2024 · -34.77
Debt
€83k▼
2024 · €102k
Debt ≤ 1 year
€83k▼
2024 · €102k
Income taxes
€1k▲
2024 · €128
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€172k€220k▲
Fixed assets21/28€4k€4k▼
Tangible fixed assets22/27€4k€4k▼
Other tangible fixed assets26€4k€4k▼
Current assets29/58€167k€216k▲
Amounts receivable within one year40/41€16k€49k▲
Trade receivables40€8k€40k▲
Other amounts receivable41€8k€9k▲
Cash at bank and in hand54/58€151k€164k▲
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€172k€220k▲
Equity10/15€70k€137k▲
Contributions10/11€12k€19k▲
Reserves13€57k€118k▲
Distributable reserves133€57k€118k▲
Amounts payable17/49€102k€83k▼
Amounts payable within one year42/48€102k€83k▼
Financial debts43€355€392▲
Credit institutions430/8€355€392▲
Trade debts44€25k€5k▼
Suppliers440/4€25k€5k▼
Taxes, remuneration and social security45€14k€6k▼
Taxes450/3€14k€6k▼
Other amounts payable47/48€62k€72k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€188€466▲
Other operating charges640/8€568€1k▲
Gross operating margin9900€-33k€68k▲
Operating profit (loss)9901€-33k€67k▲
Financial income75/76B€718€770▲
Recurring financial income75€718€770▲
Financial charges65/66B€952€5k▲
Recurring financial charges65€952€5k▲
Profit (loss) for the period before taxes9903€-34k€62k▲
Income taxes67/77€128€1k▲
Profit (loss) for the period9904€-34k€61k▲
Profit (loss) for the period to be appropriated9905€-34k€61k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-34k€61k▲
Transfer from equity791/2€34k€0▼
Transfer to equity691/2-€61k
To other reserves6921-€61k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €61k
Net result €61k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €137k ▲96.2%
Equity rises from €70k to €137k.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-34k
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 65 days late
2022
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 58 days late
2021
31-12
Financial
Equity above €100kEq €115k ▲47.3%
4 profitable years in a row build equity to €115k.
16-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 138 days late
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 118 days late
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 181 days late
2018
05-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 66 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heikantlaan 582910 EssenGround area
728 m²
Building footprint
89 m²
Volume, LiDAR
471 m³
Parcel 11642D0257/00L000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Nancy Jaspers
since 20162.257.422.897
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11642D0257/00L000 | Flanders | 728 m² | 1 · 89 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 1,035 EUR awarded · 1,035 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 750 EUR | 750 EUR |
| 2023 | 1 | 285 EUR | 285 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 40,728 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
88999Other social work without accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.