Investments
Green is investment, beige is depreciation. Machinery stands 451.5% higher than in 2024.
Green is investment, beige is depreciation. Machinery stands 451.5% higher than in 2024.
The 2022 accounts came 1 day late. The other nine of the last ten were filed on time.
Higher solvency than 95% of companies in architecture and engineering. Sector median 53.9% · 11,794 companies.
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 87% of them on solvency, 34% on liquidity, 13% on profitability and 37% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 6,908 companies had the same profile as DIVA has now. Each dot stands for 18 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DIVA itself: 0.2% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,908 companies, not a prediction for DIVA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 23.55 (24.96 in 2024), above the usual 1.5. Short-term debt is 4.1% and cash 0.7% of total assets. 4.1% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 1 day before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| DIVA Oosterzele | €79,619 | -€2,237 | 95.9% | - |
| L.E.A.F. MANAGEMENT Hamme (Vl.) | €88,230 | -€20,051 | 62.5% | - |
| JCiP Lokeren | €67,783 | -€10,415 | 44.2% | - |
| CREALEC Lier | €76,238 | -€19,101 | -14.5% | - |
| TARGO Antwerp | €75,423 | -€4,093 | 53.1% | 0 |
| DYJIT Andenne | €90,008 | €1,088 | 99.9% | - |
| AD'WISE Villers-le-Bouillet | €65,921 | -€6,495 | 74.0% | - |
These companies have the same main activity as DIVA: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €65,900 and €90,000, founded between 2007 and 2009.
DIVA files the micro format. That format states no turnover. The gross margin fell from €42,863 in 2011 to -€2,237 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Higher than 95% of 11,794 companies in 2025.
Higher than 95% of 11,521 companies in 2025.
Higher than 19% of 11,605 companies in 2025.
Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||||
20/58 |
79,619 | 80,118 | 82,425 | 78,151 | 77,518 | 72,275 | 72,974 | 79,710 | 50,178 | 57,168 | 53,098 | 36,956 | 19,292 | 25,408 | 93,342 | |
21/28 |
2,183 | 396 | 913 | 1,599 | 651 | - | 652 | 1,303 | 3,452 | 6,029 | 5,529 | 6,099 | 6,721 | 20,637 | 34,823 | |
22/27 |
2,183 | 396 | 913 | 1,599 | 651 | - | 652 | 1,303 | 3,452 | 6,029 | 5,529 | 6,099 | 6,721 | 20,637 | 34,823 | |
23 |
2,183 | 396 | 913 | 1,599 | 651 | - | - | 0 | 1,115 | 2,658 | 1,124 | 660 | 247 | 125 | 272 | |
24 |
- | - | - | - | - | - | 652 | 1,303 | 2,337 | 3,371 | 4,405 | 5,439 | 6,473 | 20,512 | 34,551 | |
29/58 |
77,436 | 79,723 | 81,511 | 76,552 | 76,867 | 72,275 | 72,322 | 78,406 | 46,726 | 51,139 | 47,569 | 30,857 | 12,572 | 4,771 | 58,519 | |
29 |
50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 55,000 | - | - | - | - | - | - | - | - | |
291 |
50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 55,000 | - | - | - | - | - | - | - | - | |
3 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 2,007 | |
30/36 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 2,007 | |
40/41 |
26,911 | 29,502 | 31,304 | 24,739 | 26,677 | 22,085 | 16,604 | 71,226 | 45,300 | 51,139 | 46,765 | 26,458 | 12,034 | 4,632 | 20,526 | |
40 |
363 | 888 | 1,516 | 1,130 | 1,779 | 1,312 | 4,948 | 1,941 | 6,273 | 9,567 | 15,898 | 9,473 | 12,034 | 4,622 | 8,456 | |
41 |
26,548 | 28,614 | 29,788 | 23,609 | 24,898 | 20,774 | 11,656 | 69,286 | 39,028 | 41,572 | 30,868 | 16,985 | - | 11 | 12,070 | |
54/58 |
525 | 221 | 207 | 1,812 | 190 | 190 | 718 | 7,180 | 1,426 | - | 804 | 4,400 | 537 | 138 | 35,987 | |
| Balance sheet: equity and liabilities | ||||||||||||||||
10/49 |
79,619 | 80,118 | 82,425 | 78,151 | 77,518 | 72,275 | 72,974 | 79,710 | 50,178 | 57,168 | 53,098 | 36,956 | 19,292 | 25,408 | 93,342 | |
10/15 |
76,331 | 76,924 | 76,844 | 73,813 | 71,593 | 68,026 | 65,517 | 60,382 | 48,043 | 46,888 | 43,462 | 26,800 | 11,411 | 530 | 21,810 | |
10/11 |
18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | |
100 |
- | - | - | - | - | - | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | |
13 |
57,781 | 58,374 | 58,294 | 55,263 | 53,043 | 49,476 | 46,967 | 41,832 | 29,493 | 28,338 | 24,912 | 8,250 | 3,260 | 3,260 | 3,260 | |
130/1 |
1,855 | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | - | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | |
1311 |
1,855 | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | - | - | - | - | - | - | - | - | - | |
133 |
55,926 | 56,519 | 56,439 | 53,408 | 51,188 | 47,621 | 45,112 | 39,977 | 27,638 | 26,483 | 23,057 | 6,395 | 1,405 | 1,405 | 1,405 | |
14 |
- | - | - | - | - | - | - | - | - | - | - | - | -10,399 | -21,280 | - | |
17/49 |
3,289 | 3,194 | 5,581 | 4,338 | 5,925 | 4,250 | 7,457 | 19,327 | 2,136 | 10,280 | 9,636 | 10,156 | 7,882 | 24,878 | 71,532 | |
17 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 3,229 | |
170/4 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 3,229 | |
42/48 |
3,289 | 3,194 | 5,581 | 4,338 | 5,925 | 4,250 | 7,457 | 19,327 | 2,136 | 10,280 | 9,636 | 10,156 | 7,882 | 24,105 | 68,303 | |
42 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 3,229 | 12,444 | |
43 |
- | - | 478 | - | 485 | 98 | - | - | - | 2,309 | - | - | - | 1,641 | - | |
430/8 |
- | - | 478 | - | 485 | 98 | - | - | - | 2,309 | - | - | - | 1,641 | - | |
44 |
770 | 468 | 542 | 602 | 764 | 363 | 2,455 | 1,510 | 1,708 | 3,356 | 2,306 | 2,980 | 2,202 | 439 | 771 | |
440/4 |
770 | 468 | 542 | 602 | 764 | 363 | 2,455 | 1,510 | 1,708 | 3,356 | 2,306 | 2,980 | 2,202 | 439 | 771 | |
45 |
2,518 | 2,727 | 4,561 | 3,735 | 4,676 | 3,789 | 5,002 | 5,817 | 428 | 4,616 | 7,330 | 7,176 | 3,247 | 1,523 | 9,677 | |
450/3 |
2,518 | 2,727 | 4,561 | 3,735 | 4,676 | 3,789 | 5,002 | 5,817 | 428 | 4,616 | 7,330 | 7,176 | 3,247 | 1,523 | 9,677 | |
47/48 |
- | - | - | - | - | - | - | 12,000 | - | - | - | - | 2,433 | 17,272 | 45,412 | |
492/3 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 773 | - | |
| Income statement | ||||||||||||||||
70 |
- | - | 7,569 | - | - | - | - | - | - | - | - | - | - | 31,995 | 110,991 | |
76A |
250 | - | - | - | - | - | - | 1,500 | - | - | - | - | - | - | - | |
9900 |
-2,237 | -1,204 | 2,844 | 1,218 | 3,653 | 2,011 | 6,790 | 31,208 | 1,586 | 6,930 | 23,694 | 23,047 | 27,469 | -4,574 | 42,863 | |
60/61 |
- | - | 4,839 | - | - | - | - | - | - | - | - | - | - | 48,635 | 75,703 | |
630 |
402 | 518 | 686 | 290 | 168 | 652 | 652 | 2,149 | 2,577 | 2,845 | 1,854 | 1,426 | 14,288 | 14,186 | 15,263 | |
640/8 |
597 | 779 | 593 | 229 | 523 | 305 | 584 | 659 | 846 | 678 | 724 | 675 | 720 | 772 | 581 | |
9901 |
-3,236 | -2,501 | 1,565 | 700 | 2,962 | 1,054 | 5,554 | 28,401 | -1,837 | 3,407 | 21,116 | 20,946 | 12,461 | -19,532 | 27,019 | |
75/76B |
2,740 | 2,970 | 2,700 | 2,710 | 2,607 | 2,739 | 2,167 | 4,623 | 3,302 | 2,970 | 1,645 | 642 | 11 | 103 | 595 | |
75 |
2,740 | 2,970 | 2,700 | 2,710 | 2,607 | 2,739 | 2,167 | 4,623 | 3,302 | 2,970 | 1,645 | 642 | 11 | 103 | 595 | |
65/66B |
98 | 108 | 102 | 78 | 154 | 114 | 117 | 149 | 310 | 218 | 103 | 151 | 210 | 1,511 | 1,483 | |
65 |
98 | 108 | 102 | 78 | 154 | 114 | 117 | 149 | 310 | 218 | 103 | 151 | 210 | 1,511 | 1,483 | |
9903 |
-593 | 361 | 4,164 | 3,332 | 5,414 | 3,679 | 7,603 | 32,875 | 1,155 | 6,160 | 22,658 | 21,437 | 12,262 | -20,940 | 26,131 | |
67/77 |
- | 281 | 1,133 | 1,111 | 1,847 | 1,170 | 2,469 | 8,536 | - | 2,734 | 5,996 | 6,047 | 1,381 | 340 | 5,803 | |
9904 |
-593 | 80 | 3,031 | 2,220 | 3,567 | 2,509 | 5,135 | 24,339 | 1,155 | 3,426 | 16,662 | 15,390 | 10,881 | -21,280 | 20,328 | |
9905 |
-593 | 80 | 3,031 | 2,220 | 3,567 | 2,509 | 5,135 | 24,339 | 1,155 | 3,426 | 16,662 | 15,390 | 10,881 | -21,280 | 20,328 | |
| Appropriation of the result | ||||||||||||||||
9906 |
-593 | 80 | 3,031 | 2,220 | 3,567 | 2,509 | 5,135 | 24,339 | 1,155 | 3,426 | 16,662 | 4,990 | -10,399 | -21,280 | 20,328 | |
791/2 |
593 | - | - | - | - | - | - | - | - | - | - | - | - | - | 28,000 | |
691/2 |
- | 80 | 3,031 | 2,220 | 3,567 | 2,509 | 5,135 | 12,339 | 1,155 | 3,426 | 16,662 | 4,990 | - | - | 2,916 | |
6920 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 1,655 | |
6921 |
- | 80 | 3,031 | 2,220 | 3,567 | 2,509 | 5,135 | 12,339 | 1,155 | 3,426 | 16,662 | 4,990 | - | - | 1,261 | |
694/7 |
- | - | - | - | - | - | - | 12,000 | - | - | - | - | - | - | 45,412 | |
694 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 29,412 | |
695 |
- | - | - | - | - | - | - | 12,000 | - | - | - | - | - | - | 16,000 | |
| Document | ||||||||||||||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 29-04-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | micro format | 29-04-2026 | 2026-00098888 | |
| 30-09-2024 | micro format | 29-04-2025 | 2025-00087509 | |
| 30-09-2023 | micro format | 29-04-2024 | 2024-00071397 | |
| 30-09-2022 | micro format | 01-05-2023 | 2023-00074464 | |
| 30-09-2021 | micro format | 27-04-2022 | 2022-20018363 | |
| 30-09-2020 | micro format | 28-04-2021 | 2021-13000053 | |
| 30-09-2019 | micro format | 30-04-2020 | 2020-11300265 | |
| 30-09-2018 | micro format | 29-04-2019 | 2019-12200231 | |
| 30-09-2017 | micro format | 27-04-2018 | 2018-11400420 | |
| 30-09-2016 | abbreviated format | 31-03-2017 | 2017-08300274 | |
| 30-09-2015 | abbreviated format | 31-03-2016 | 2016-09300426 | |
| 30-09-2014 | abbreviated format | 17-04-2015 | 2015-10000032 | |
| 30-09-2013 | abbreviated format | 29-04-2014 | 2014-11100346 | |
| 30-09-2012 | abbreviated format | 24-04-2013 | 2013-10500414 | |
| 30-09-2011 | abbreviated format | 25-04-2012 | 2012-09700292 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -2,834 | -1,983 | 2,251 | 990 | 3,130 | 1,706 | 6,205 | 30,550 | 740 | 6,252 | 22,970 | 22,372 | 26,748 | -5,346 | 42,282 | ||
| -192 | 597 | 3,717 | 2,510 | 3,736 | 3,160 | 5,786 | 26,488 | 3,732 | 6,270 | 18,516 | 16,815 | 25,168 | -7,094 | 35,591 | ||
| 2,189 | 0 | 0 | 1,239 | 819 | 0 | 0 | 0 | 0 | 3,345 | 1,283 | 804 | 371 | 0 | 17,941 | ||
| 304 | 13 | -1,605 | 1,622 | 0 | -528 | -6,462 | 5,754 | - | - | -3,595 | 3,862 | 399 | -35,848 | - | ||
| 74,147 | 76,528 | 75,931 | 72,214 | 70,942 | 68,026 | 64,865 | 59,079 | 44,591 | 40,859 | 37,933 | 20,701 | 4,690 | -19,334 | -9,784 | ||
| - | - | 20.7% | - | - | - | - | - | - | - | - | - | - | -61.0% | 24.3% | ||
| 95.9% | 96.0% | 93.2% | 94.4% | 92.4% | 94.1% | 89.8% | 75.8% | 95.7% | 82.0% | 81.9% | 72.5% | 59.1% | 2.1% | 23.4% | ||
| 23.55 | 24.96 | 14.61 | 17.65 | 12.97 | 17.01 | 9.70 | 4.06 | 21.88 | 4.97 | 4.94 | 3.04 | 1.60 | 0.20 | 0.86 | ||
| 23.55 | 24.96 | 14.61 | 17.65 | 12.97 | 17.01 | 9.70 | 4.06 | 21.88 | 4.97 | 4.94 | 3.04 | 1.60 | 0.20 | 0.83 | ||
| 0.04 | 0.04 | 0.07 | 0.06 | 0.08 | 0.06 | 0.11 | 0.32 | 0.04 | 0.22 | 0.22 | 0.38 | 0.69 | - | 3.28 | ||
| -0.8% | 0.1% | 3.9% | 3.0% | 5.0% | 3.7% | 7.8% | 40.3% | 2.4% | 7.3% | 38.3% | 57.4% | 95.4% | - | 93.2% | ||
| -0.7% | 0.1% | 3.7% | 2.8% | 4.6% | 3.5% | 7.0% | 30.5% | 2.3% | 6.0% | 31.4% | 41.6% | 56.4% | -83.8% | 21.8% | ||
| -29.02 | -18.38 | 22.07 | 12.77 | 20.27 | - | - | - | - | - | - | - | - | - | - | ||
| - | - | 73 days | - | - | - | - | - | - | - | - | - | - | 53 days | 28 days | ||
| - | - | 41 days | - | - | - | - | - | - | - | - | - | - | 3 days | 4 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 30-09-2025 | 30-09-2024 | 30-09-2023 | 30-09-2022 | 30-09-2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €2,189 | - | - | €1,239 | €819 |
| €402 | €518 | €686 | €290 | €168 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €3,236, larger than the loss of €2,501 in 2024. It is the lowest result since 2012.
Debt's share of the balance-sheet total rises from 4.0% to 4.1%. Equity is lower and debt is higher.
DIVA has no parent and no holdings in its annual accounts. De Deyn Dirk is the only director. DIVA shares no director with another company.
| De Deyn, Igor (sole trader)
establishment since 03-04-2025 |
founded in 2025 1021.936.768 |
| vzw Fest West
registered office since 16-05-2021 |
founded in 2021 0768.405.987 |
Deadline for the 2026 accounts: 30-04-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Wijkschoolstraat 8 registered office 9860 Oosterzele 70200 Business and other management consultancy | 02-10-2008 | 2.173.944.501 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 44059B0451/00D000 | 4,334 m² | 1 · 136 m² | 9.3 m · 2 |
If something looks wrong or is missing, please tell us.