DISC BELGIUM
ActiveDISC BELGIUM has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €233k and a net result of €-49k. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 31% of 3481 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▼-37
Solvency52▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity tight (current ratio 1.46 against 1.46 in 2024; short-term debt: 57.2% and cash: 8.3% of total assets), and 73.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
6 d late
2024
28 d late
2023
23 d late
2022
32 d early
2021
22 d late
2020
27 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€233k▼ 17.3%
2024 · €282k
2018: €147k
2019: €140k
2020: €154k
2021: €227k
2022: €244k
2023: €246k
2024: €282k
2018 → 2025
Total assets
€872k▼ 21.6%
2024 · €1.11M
2018: €724k
2019: €665k
2020: €635k
2021: €658k
2022: €684k
2023: €1.02M
2024: €1.11M
2018 → 2025
Net result
€-49k
2024 · €47k
2018: €489
2019: €-7k
2020: €14k
2021: €73k
2022: €47k
2023: €1k
2024: €47k
2018 → 2025
Working capital
€228k▼ 22.7%
2024 · €295k
2018: €127k
2019: €104k
2020: €168k
2021: €217k
2022: €215k
2023: €321k
2024: €295k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€227k-€244k▲ 7.5%€246k▲ 0.6%€282k▲ 15.0%€233k▼ 17.3%
Operating result€114k-€75k▼ 34.5%€45k▼ 39.9%€83k▲ 84.6%€-25k
Net result€73k-€47k▼ 35.7%€1k▼ 97.1%€47k▲ 3,288%€-49k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €25k after €83k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €872k
Fixed assets
€146k▼ 20.2%
Current assets
€727k▼ 21.9%
Equity and liabilities €872k
Equity
€233k▼ 17.3%
Debt
€639k▼ 23.1%
The debt ratio falls from 74.6% to 73.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€18k▼
2024 · €117k
Cash flow
€-7k▼
2024 · €81k
Solvency
26.8%▲
2024 · 25.4%
Current ratio
1.46▼
2024 · 1.46
Quick ratio
1.44▼
2024 · 1.45
Debt / equity
2.74▼
2024 · 2.94
ROE
-21.0%▼
2024 · 16.6%
ROA
-5.6%▼
2024 · 4.2%
Interest coverage
0.77▼
2024 · 3.74
Debt
€639k▼
2024 · €830k
Debt ≤ 1 year
€499k▼
2024 · €635k
Debt > 1 year
€140k▼
2024 · €195k
Income taxes
€1k▼
2024 · €25k
Staff costs
€584k▲
2024 · €561k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.11M€872k▼
Fixed assets21/28€183k€146k▼
Tangible fixed assets22/27€182k€145k▼
Land and buildings22€106k€87k▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€74k€55k▼
Financial fixed assets28€360€360=
Current assets29/58€930k€727k▼
Stocks and contracts in progress3€7k€7k=
Stocks30/36€7k€7k=
Amounts receivable within one year40/41€825k€606k▼
Trade receivables40€500k€290k▼
Other amounts receivable41€325k€316k▼
Current investments50/53-€0
Cash at bank and in hand54/58€88k€72k▼
Deferred charges and accrued income490/1€11k€42k▲
Equity and liabilities
Total equity and liabilities10/49€1.11M€872k▼
Equity10/15€282k€233k▼
Contributions10/11€6k€6k=
Reserves13€276k€227k▼
Distributable reserves133€276k€227k▼
Amounts payable17/49€830k€639k▼
Amounts payable after more than one year17€195k€140k▼
Financial debts170/4€195k€140k▼
Amounts payable within one year42/48€635k€499k▼
Current portion of amounts payable after more than one year42€117k€55k▼
Financial debts43€162k€168k▲
Credit institutions430/8€162k€168k▲
Trade debts44€167k€142k▼
Suppliers440/4€167k€142k▼
Taxes, remuneration and social security45€139k€112k▼
Taxes450/3€36k€26k▼
Remuneration and social security454/9€102k€86k▼
Other amounts payable47/48€50k€21k▼
Income statement
Code20242025
Non-recurring operating income76A€24k-
Remuneration, social security and pensions62€561k€584k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€42k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€1k
Other operating charges640/8€4k€4k▼
Non-recurring operating charges66A€6k-
Gross operating margin9900€688k€606k▼
Operating profit (loss)9901€83k€-25k▼
Financial income75/76B€20k€78▼
Recurring financial income75€20k€78▼
Financial charges65/66B€31k€23k▼
Recurring financial charges65€31k€23k▼
Profit (loss) for the period before taxes9903€71k€-48k▼
Income taxes67/77€25k€1k▼
Profit (loss) for the period9904€47k€-49k▼
Profit (loss) for the period to be appropriated9905€47k€-49k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€-49k▼
Transfer from equity791/2-€49k
Transfer to equity691/2€37k-
To other reserves6921€37k-
Profit to be distributed694/7€10k-
Return on contributions (dividend)694€10k-
Social balance
Average headcount (FTE)90877.0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
31-12
Financial
Weakest financial yearnet €-49k ▼205%
Net result drops to €-49k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 23 days late
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 22 days late
2021
31-12
Financial
Highest result since 2018net €73k ▲417%
Operating result €114k, net result €73k, both a record.
31-12
Financial
Equity above €200kEq €227k ▲47.6%
2 profitable years in a row build equity to €227k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
31-12
Financial
Equity above €150kEq €154k ▲10.1%
Equity rises from €140k to €154k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 19 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelsesteenweg 1162930 BrasschaatGround area
394 m²
Building footprint
92 m²
Volume, LiDAR
683 m³
Parcel 11322E0366/00T000, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Disc Belgium
since 20042.139.407.452
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11322E0366/00T000 | Flanders | 394 m² | 1 · 92 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,430 EUR awarded · 2,745 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 542 EUR | 542 EUR |
| 2024 | 1 | 1,765 EUR | 1,765 EUR |
| 2023 | 1 | 0 EUR | 315 EUR |
| 2022 | 1 | 123 EUR | 123 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
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SEPTEM ENERGIES
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SAFE WORKS
BE 0829.554.094
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LEMAX
BE 0456.904.444
Grobbendonk · Eq €230k
Of 4,567 companies in sector 74999 we hold annual accounts for 1,938. 1,437 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-09-2004
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
74203
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.