Financials
- Financial year
- 2025
- Total assets
- €972,076
- Profit
- €124,542
- Solvency
- 46.7%
Total assets▲ 42.4%
Net result
20182025
InsPyro
ActiveSummary
InsPyro has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €454,246 and a net result of €124,542. Equity is growing by about 10% per year across the filed financial years. Its solvency ranks better than 59% of 209 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Activity
Other professional, scientific and technical activities
NACE 74999Engineering and related technical consultancy, excluding land surveyors NACE 71121
1 site
Size
€972,076total assets 2025
- Staff
- 6.2 FTE
- Equity
- €454,246
- Profit
- €124,542
Why 95lowers riskLiquidity: current ratio 2.55, cash €448,809Equity €454,246 (46.7% of total assets)Figures for financial year 2025 (filed 25-06-2026)Profit of €124,542 (financial year 2025)Show the evidence
Checked score
Score 2025
95
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 59% of its sector peers (NACE 74, micro)
Financial strength · tick = 2024
Strong
Solvency
72-16
equity 46.7% of total assets
Liquidity
85-9
short-term debt 33.9% · cash 46.2%
Profitability
85+4
return on assets 12.8%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: < 0.1%
12-2024: < 0.1%● unchanged vs 11-2024
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025highest value
08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025lowest value
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.55, compared with 4.24 in 2024, above the usual 1.5; short-term debt: 33.9% and cash: 46.2% of total assets), but 53.3% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro): better than 49% on solvency, 77% on liquidity, 60% on profitability and 51% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 days early
2024
on the day
2023
on the day
2022
29 days late
2021
1 day early
2020
1 day early
2019
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median (NACE 74) for financial year 2024 is 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · full…
- Highest result from 2018 to 2025net €124,542 ▲84.8%
- Annual accounts filedfinancial year 2024 · abbreviated…
Key points
By topic
Board & ownership
- Board
- 2 members
- SaturnoManaging director
- ENNCManaging director
Network & group
- Subsidiaries
- 2
- Connected companies
- 1
2 subsidiaries
Timeline
- Events
- 21
- Since
- 2010
- Next accounts
- by 31-07-2027
- 26-03-2025Resignations: Sander André Henri Arnout, Bart Blanpain…
- 31-07-2024Annual accounts filed
- 31-01-2024Resignation: Wim Fyen (director)
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Other professional, scientific and technical activitiesNACE 74999
- Founded
- 20-02-2009
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 20
- Annual meeting
- 15 May
Key facts about InsPyro
- What is the company number of InsPyro?
- 0810.136.575. In Belgium the VAT number is the company number with BE in front: BE 0810.136.575.
- Where is InsPyro based?
- The registered office is at Ambachtenlaan 54, 3001 Leuven.Company details
- What does InsPyro do?
- According to the KBO register, the main activity is other professional, scientific and technical activities (NACE 74999).
- What is the legal form of InsPyro?
- Public limited company (NV).
- When was InsPyro founded?
- On 20-02-2009.
- Is InsPyro still active?
- Yes, InsPyro is an active enterprise in the KBO register.
- How many employees does InsPyro have?
- On average 6.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of InsPyro?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is InsPyro profitable?
- In financial year 2025, InsPyro made a profit of €124,542.
- Where can I find the annual accounts of InsPyro?
- InsPyro filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of InsPyro due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to InsPyro
Subsidiaries and holdings
- ProOpt International50.41%
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