Dirco is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €890k and a net result of €26k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 34% of 5511 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
16 d early
2023
4 d early
2022
5 d early
2021
6 d early
2020
18 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€890k▲ 3.0%
2024 · €864k
2018: €768k
2019: €771k
2020: €781k
2021: €797k
2022: €814k
2023: €837k
2024: €864k
2018 → 2025
Net result
€26k▼ 3.9%
2024 · €27k
2018: €7k
2019: €3k
2020: €10k
2021: €16k
2022: €17k
2023: €23k
2024: €27k
2018 → 2025
Total assets
€2.62M▲ 1.9%
2024 · €2.57M
2018: €2.38M
2019: €2.39M
2020: €2.42M
2021: €2.45M
2022: €2.48M
2023: €2.53M
2024: €2.57M
2018 → 2025
Solvency
34.0%▲ 0.4pp
2024 · 33.6%
2018: 32.3%
2019: 32.3%
2020: 32.3%
2021: 32.6%
2022: 32.8%
2023: 33.1%
2024: 33.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€797k-€814k▲ 2.1%€837k▲ 2.8%€864k▲ 3.2%€890k▲ 3.0%
Operating result€4k-€3k▼ 3.8%€9k▲ 151%€12k▲ 38.6%€11k▼ 10.0%
Net result€16k-€17k▲ 3.6%€23k▲ 36.6%€27k▲ 17.4%€26k▼ 3.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.62M
Fixed assets
€1.62M▼ 0.1%
Current assets
€998k▲ 5.2%
Equity and liabilities €2.62M
Equity
€890k▲ 3.0%
Debt
€1.73M▲ 1.3%
The debt ratio falls from 66.4% to 66.0%. Equity and debt are higher.
Key figures and ratios
Solvency
34.0%▲
2024 · 33.6%
ROE
2.9%▼
2024 · 3.1%
ROA
1.0%▼
2024 · 1.1%
Debt
€1.73M▲
2024 · €1.70M
Debt ≤ 1 year
€1.24M▲
2024 · €1.21M
Income taxes
€13k▼
2024 · €13k
Staff costs
€720▲
2024 · €695
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.57M€2.62M▲
Fixed assets21/28€1.62M€1.62M▼
Tangible fixed assets22/27€1k€278▼
Furniture and vehicles24€1k€278▼
Financial fixed assets28€1.62M€1.62M=
Current assets29/58€948k€998k▲
Amounts receivable within one year40/41€818k€838k▲
Other amounts receivable41€818k€838k▲
Current investments50/53€123k€145k▲
Cash at bank and in hand54/58€7k€15k▲
Equity and liabilities
Total equity and liabilities10/49€2.57M€2.62M▲
Equity10/15€864k€890k▲
Contributions10/11€706k€706k=
Reserves13€100k€126k▲
Distributable reserves133€100k€126k▲
Profit (loss) carried forward14€58k€58k=
Amounts payable17/49€1.70M€1.73M▲
Amounts payable within one year42/48€1.21M€1.24M▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€6k€9k▲
Taxes450/3€6k€9k▲
Other amounts payable47/48€1.20M€1.22M▲
Accrued charges and deferred income492/3€492k€492k=
Income statement
Code20242025
Remuneration, social security and pensions62€695€720▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€920€893▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€15k€14k▼
Operating profit (loss)9901€12k€11k▼
Financial income75/76B€35k€35k▲
Recurring financial income75€35k€35k▲
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€40k€39k▼
Income taxes67/77€13k€13k▼
Profit (loss) for the period9904€27k€26k▼
Profit (loss) for the period to be appropriated9905€27k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€85k€84k▼
Profit (loss) brought forward from the previous period14P€58k€58k=
Transfer to equity691/2€27k€26k▼
To other reserves6921€27k€26k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €27k ▲17.4%
Operating result €12k, net result €27k, both a record.
27-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €3k ▼62.6%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kampheidelaan 142300 TurnhoutGround area
4,607 m²
Building footprint
417 m²
Volume, LiDAR
2,175 m³
Parcel 13040A0179/00H000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dirco
since 20072.162.232.146
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13040A0179/00H000 | Flanders | 4,607 m² | 1 · 417 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,759. 12,942 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-04-2007
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.