Full dossier in preparation
Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Process with priority
Sign in free to move this company to the front.
Summary
Conclusion
the dossier summarised in one paragraphVIMOS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.77M and a net result of €77k. Equity is shrinking by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 1211 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Signals
2 signals · with evidenceStrong solvency vs sector
Solvency is in the sector's strongest quartile: better than 95% of 1211 peers (2025). A comfortable equity buffer.
View the sector comparison Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-12-2025, 51 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-06-2025 | 31-01-2026 | 11-12-2025 | 51 d early | 2025-00580028 |
| 30-06-2024 | 31-01-2025 | 12-12-2024 | 50 d early | 2024-00614756 |
| 30-06-2023 | 31-01-2024 | 29-11-2023 | 63 d early | 2023-00518103 |
| 30-06-2022 | 31-01-2023 | 20-12-2022 | 42 d early | 2022-20541199 |
| 30-06-2021 | 31-01-2022 | 20-12-2021 | 42 d early | 2021-80700497 |
| 30-06-2020 | 31-01-2021 | 18-12-2020 | 44 d early | 2020-76100592 |
| 30-06-2019 | 31-01-2020 | 15-01-2020 | 16 d early | 2020-01700420 |
| 30-06-2018 | 31-01-2019 | 30-01-2019 | 1 d early | 2019-03400111 |
| 30-06-2017 | 31-01-2018 | 30-01-2018 | 1 d early | 2018-03600404 |
| 30-06-2016 | 31-01-2017 | 31-01-2017 | on the day | 2017-03500202 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsLong-established
Founded in 2003, 22 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneThis is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
Financials
Equity€2.77M-2.6%
Net result€77k+150.8%
Total assets€2.83M-3.1%
Solvency97.7%+0.6pp
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 11-12-2025 with the NBB · fiscal year 2025 · micro
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Equity: declining trend of ~3.1%/year over 7 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 64, Financial services · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 97.7% | 47.4% | |
| Net result | €77k | €43k | |
| Equity | €2.77M | €85k | |
| Gross operating margin | €8k | €70k | |
| Total assets | €2.83M | €211k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P95
Stable position over 2020-2025
· n=357-3139
P70
Improving position over 2020-2025
· n=356-3135
P95
Stable position over 2020-2025
· n=357-3140
P11
Weakening position over 2020-2025
· n=354-3132
Describes the position versus peers, not a forecast.
€77k
+150.8%
19-25
€2.83M
-3.1%
19-25
€2.77M
-2.6%
19-25
€0
-
19-25
€150k
-50.0%
19-25
€67k
-21.6%
19-25
€5k
-51.4%
19-25
97.7%
+0.6%
19-25
2.8%
+157.4%
19-25
2.7%
+158.8%
19-25
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €77k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €0 |
| Dividends | €150k |
| Total assets | €2.83M |
| Equity | €2.77M |
| Debt | €67k |
| of which ≤ 1y | €5k |
| of which > 1y | - |
| Working capital | n/a |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 97.7% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 2.7% |
| ROE | 2.8% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €2.83M |
| Fixed assets | 21/28 | €1.43M |
| Tangible fixed assets | 22/27 | €1.41M |
| Financial fixed assets | 28 | €14k |
| Current assets | 29/58 | €1.41M |
| Amounts receivable within one year | 40/41 | €12k |
| Investments | 50/53 | €1.36M |
| Cash & bank | 54/58 | €35k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €2.83M |
| Equity | 10/15 | €2.77M |
| Contributions / capital | 10/11 | €68k |
| Reserves | 13 | €2.70M |
| Accumulated profits (losses) | 14 | €0 |
| Amounts payable | 17/49 | €67k |
| Amounts payable within one year | 42/48 | €5k |
| Trade debts payable within one year | 44 | €29 |
| Income statement | ||
| Gross operating margin | 9900 | €8k |
| Operating result | 9901 | €923 |
| Financial income | 75 | €74k |
| Financial charges | 65 | €-2k |
| Result before taxes | 9903 | €77k |
| Income taxes | 67/77 | €0 |
| Net result for the period | 9904 | €77k |
| Result to be appropriated | 9905 | €77k |
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2025 · computedModel not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Directors
Directors & mandates
6 directorsCurrent directors & mandates
-
Current06-05-2019 → present
2 events
- 01-07-2025 Appointed· Director
- 06-05-2019 Appointed· Director
Historic, not recently confirmed (2)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
-
Not recently confirmedlast confirmed in an act from 2020
2 events
- 16-01-2020 Resigned· Director
- 16-01-2020 Appointed· Director
-
Not recently confirmedlast confirmed in an act from 2017
2 events
- 19-06-2017 Appointed· Managing director
- 23-12-2015 Mandate renewed· Director
Former directors (3)
-
Former- → 16-01-2020
-
Former23-12-2015 → 28-05-2019
4 events
- 28-05-2019 Resigned· Director
- 19-06-2017 Resigned· Managing director
- 23-12-2015 Mandate renewed· Director
- 23-12-2015 Appointed· Managing director
-
Former23-12-2015 → 06-05-2019
3 events
- 06-05-2019 Resigned· Director
- 23-12-2015 Mandate renewed· Director
- 23-12-2015 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Statutory auditor
2 auditors| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| De bvba Figurad bedrijfsrevisoren Statutory auditor · represented by Ann Van Vlaenderen succeeded by Filip Cobert in 2020 |
- | 18-12-2013 → 16-01-2020 |
| Filip Cobert Company auditor |
- | 16-01-2020 → 16-01-2020 |
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten van holdings(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 02-12-2003 |
| Status | Active |
| Postal code | 1050 |
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationTria NV
since 20032.135.922.776
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,289 m²
Buildings1
Building footprint1,331 m²
Volume (LiDAR)12,612 m³
Tallest building21.4 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21445C0272/00M005 | Brussels | 1,289 m² | 1 · 1,331 m² | 21.4 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
9 acts Address history · 2
14-11-2016
v3.2
12-06-2013
v3.2
All acts · 9
updated 7 months ago
2025
31-12-2025 Mieke MOSTAERT appointed as director
2020
16-01-2020 1 director appointed, 2 resigning
- VIAENE Jo Rik, Bestuurder
- MOSTAERT Mieke Claudia Françoise, Bestuurder
- VIAENE Jo Rik, Bestuurder
Summary:
v3.2
2019
28-05-2019 1 director appointed, 2 resigning
- Mieke Mostaert, Bestuurder
- Jeroen Piqueur, Bestuurder
- Frank Vincent, Bestuurder
Summary:
v3.2
2017
07-07-2017 1 director appointed, 1 resigning
- Jo Viaene, Gedelegeerd bestuurder
- Jeroen Piqueur, Gedelegeerd bestuurder
Summary:
v3.2
2016
14-11-2016 Registered office moved from Sint-Agatha-Berchem to Brussel
- Keizer Karellaan 586, 1082 Sint-Agatha-Berchem → Jaargetijdenlaan 100-102, 1050 Brussel
Summary:
v3.2
14-01-2016 Publication in the Belgian Official Gazette, Minor change
Summary:
v3.2
2015
23-12-2015 2 directors appointed, 3 reappointed
- Jeroen Piqueur, Gedelegeerd bestuurder
- Frank Vincent, Bestuurder
- Jeroen Piqueur, Bestuurder
- Jo Viaene, Bestuurder
- Frank Vincent, Bestuurder
Summary:
v3.2
2013
18-12-2013 Ann Van Vlaenderen reappointed as statutory auditor
12-06-2013 Registered office moved from DEINZE to BRUSSEL (SINT-AGATHA-BERCHEM)
- Veerstraat 8, 9800 DEINZE → Keizer Karellaan 586, 1082 BRUSSEL (SINT-AGATHA-BERCHEM)
Summary:
v3.2
Analysis
Snowflake analysis
financial profile on 5 axes68
/ 100
Strong profile, led by solvency.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
Health
-
Profitability
14
Solvency
100
Growth
58
Stability
100
Ask AI about this company
Checked AISoon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.
TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soonAI due-diligence brief
Checked AIGenerate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Credit advice
verdict per customer and amountSimilar
Similar companies
Comparable size, same sectorBE 0793.635.192 · Zedelgem
BE 0561.822.515 · Izegem
BE 0477.292.062 · Grimbergen
BE 0879.410.710 · Zonnebeke
BE 0789.802.704 · Gent
We hold annual accounts for 5,518 of the 24,684 companies in this sector. 1,851 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Holdings64200Activiteiten van holdings64210Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis68311Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
| Legal nameNL | VIMOS |
Registered office
Jaargetijdenlaan 100-102
1050 Elsene, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.