Summary
DILI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.8m and a net result of €1.1m. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 45% of 5565 sector peers (fiscal year 2025). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-09-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
43 d early
2023
40 d early
2022
3 d late
2021
2 d late
2020
4 d early
2019
29 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close27-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#2 oldest company in Lebbeke, Finance and insurance sector#4 company by total assets in Lebbeke, Finance and insurance sector#4 company by equity in Lebbeke, Finance and insurance sector
Equity
€3.8m▲ 39.5%
2024 · €2.7m
Net result
€1.1m▲ 516%
2024 · €173,064
Total assets
€8.2m▲ 0.9%
2024 · €8.2m
Solvency
45.8%▲ 12.7pp
2024 · 33.1%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€240,000=€240,000=€240,000=€240,000=
Operating result€303,933▼ 6.4%€316,291▲ 4.1%€345,096▲ 9.1%€347,466▲ 0.7%€205,036▼ 41.0%
Net result€165,772within the sector's middle half▼ 0.5%€262,035within the sector's middle half▲ 58.1%€179,251within the sector's middle half▼ 31.6%€173,064within the sector's middle half▼ 3.5%€1.1mabove the sector's middle half▲ 516%
Equity€2.1mwithin the sector's middle half▲ 8.6%€2.3mwithin the sector's middle half▲ 12.6%€2.5mwithin the sector's middle half▲ 7.6%€2.7mwithin the sector's middle half▲ 6.8%€3.8mabove the sector's middle half▲ 39.5%
Total assets€6.9mwithin the sector's middle half▲ 1.1%€8.8mwithin the sector's middle half▲ 28.5%€8.4mwithin the sector's middle half▼ 4.1%€8.2mwithin the sector's middle half▼ 3.3%€8.2mabove the sector's middle half▲ 0.9%
Debt€4.8m▼ 1.8%€6.5m▲ 35.5%€5.9m▼ 8.4%€5.5m▼ 7.6%€4.5m▼ 18.2%
Working capital-€3.0m▼ 10.8%-€3.1m▼ 2.2%-€3.1m▲ 0.6%-€2.9m▲ 3.8%-€2.0m▲ 30.8%
Solvency30.5%within the sector's middle half▲ 2.1pp26.7%within the sector's middle half▼ 3.8pp30.0%within the sector's middle half▲ 3.3pp33.1%within the sector's middle half▲ 3.1pp45.8%within the sector's middle half▲ 12.7pp
Staff (FTE)0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2025 Net result +516% on 2024. The accounts now follow the abbreviated schema, last year the full schema.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 41% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.2m
Fixed assets
€7.6m ▼ 4.5%
Current assets
€627,602 ▲ 220%
Equity and liabilities €8.2m
Equity
€3.8m ▲ 39.5%
Debt
€4.5m ▼ 18.2%
Debt's share of the balance-sheet total falls from 66.9% to 54.2%. Equity is higher and debt is lower.
Key figures and ratios
ROE
28.3%▲
2024 · 6.4%
ROA
13.0%▲
2024 · 2.1%
Debt ≤ 1 year
€2.7m▼
2024 · €3.1m
Debt > 1 year
€1.7m▼
2024 · €2.3m
Income taxes
€124,523▲
2024 · €57,688
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | €717,702 | €768,048 | €746,700 | - | - |
| Turnover70 | €240,000 | €240,000 | €240,000 | €240,000 | - | - |
| Other operating income74 | - | €477,702 | €496,852 | €506,700 | - | - |
| Non-recurring operating income76A | - | - | €31,196 | €0 | - | - |
| Operating charges60/66A | - | €401,411 | €422,952 | €399,235 | - | - |
| Services and other goods61 | - | €140,178 | €134,140 | €107,069 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €218,051 | €253,317 | €283,055 | €283,649 | €279,855 | ▼ 1.3% |
| Other operating charges640/8 | - | €7,916 | €5,757 | €8,517 | €300,843 | ▲ 3,432% |
| Gross operating margin9900 | - | - | - | - | €785,734 | - |
| Operating profit (loss)9901 | €303,933 | €316,291 | €345,096 | €347,466 | €205,036 | ▼ 41.0% |
| Financial income75/76B | - | €100,883 | €0 | €0 | €1.1m | - |
| Recurring financial income75 | €42 | €100,883 | €0 | €0 | €2 | - |
| Income from financial fixed assets750 | - | €100,000 | €0 | - | - | - |
| Income from current assets751 | - | €0 | - | - | - | - |
| Other financial income752/9 | - | €883 | €0 | €0 | - | - |
| Non-recurring financial income76B | - | - | - | - | €1.1m | - |
| Financial charges65/66B | - | €98,610 | €101,207 | €116,714 | €133,681 | ▲ 14.5% |
| Recurring financial charges65 | €81,208 | €98,610 | €101,207 | €116,714 | €133,681 | ▲ 14.5% |
| Debt charges650 | €79,266 | €98,030 | €100,816 | €116,423 | - | - |
| Other financial charges652/9 | - | €580 | €391 | €292 | - | - |
| Profit (loss) for the period before taxes9903 | €222,767 | €318,565 | €243,889 | €230,752 | €1.2m | ▲ 416% |
| Income taxes67/77 | €56,995 | €56,530 | €64,638 | €57,688 | €124,523 | ▲ 116% |
| Taxes670/3 | - | €56,530 | €64,638 | €57,688 | - | - |
| Tax adjustments and reversals of tax provisions77 | - | €0 | - | - | - | - |
| Profit (loss) for the period9904 | €165,772 | €262,035 | €179,251 | €173,064 | €1.1m | ▲ 516% |
| Profit (loss) for the period to be appropriated9905 | €165,772 | €262,035 | €179,251 | €173,064 | €1.1m | ▲ 516% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €6.9m | €8.8m | €8.4m | €8.2m | €8.2m | ▲ 0.9% |
| Fixed assets21/28 | €6.6m | €8.4m | €8.2m | €8.0m | €7.6m | ▼ 4.5% |
| Tangible fixed assets22/27 | €6.1m | €7.9m | €7.8m | €7.5m | €7.2m | ▼ 3.7% |
| Land and buildings22 | - | €7.9m | €7.8m | €7.5m | €7.2m | ▼ 3.7% |
| Plant, machinery and equipment23 | - | €4,458 | €3,863 | €3,268 | €2,977 | ▼ 8.9% |
| Assets under construction and advance payments27 | - | €0 | - | - | - | - |
| Financial fixed assets28 | €484,840 | €487,840 | €479,840 | €459,840 | €379,840 | ▼ 17.4% |
| Affiliated companies280/1 | - | €371,840 | €371,840 | €371,840 | - | - |
| Participating interests280 | - | €371,840 | €371,840 | €371,840 | - | - |
| Companies linked by participating interests282/3 | - | €80,000 | €80,000 | €80,000 | - | - |
| Participating interests282 | - | €80,000 | €80,000 | €80,000 | - | - |
| Other financial fixed assets284/8 | - | €36,000 | €28,000 | €8,000 | - | - |
| Amounts receivable and cash guarantees285/8 | - | €36,000 | €28,000 | €8,000 | - | - |
| Current assets29/58 | €232,668 | €372,945 | €195,416 | €196,176 | €627,602 | ▲ 220% |
| Stocks and contracts in progress3 | €0 | €0 | €0 | €0 | - | - |
| Amounts receivable within one year40/41 | €127,097 | €202 | €13,003 | €12,327 | €26 | ▼ 99.8% |
| Trade receivables40 | - | €0 | €4,484 | €0 | - | - |
| Other amounts receivable41 | - | €202 | €8,520 | €12,327 | €26 | ▼ 99.8% |
| Cash at bank and in hand54/58 | €103,471 | €352,522 | €177,827 | €179,136 | €623,026 | ▲ 248% |
| Deferred charges and accrued income490/1 | - | €20,220 | €4,586 | €4,713 | €4,550 | ▼ 3.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €6.9m | €8.8m | €8.4m | €8.2m | €8.2m | ▲ 0.9% |
| Equity10/15 | €2.1m | €2.3m | €2.5m | €2.7m | €3.8m | ▲ 39.5% |
| Contributions10/11 | €125,000 | €125,000 | €125,000 | €125,000 | €125,000 | = |
| Capital10 | - | €125,000 | €125,000 | €125,000 | €125,000 | = |
| Issued capital100 | - | €125,000 | €125,000 | €125,000 | €125,000 | = |
| Reserves13 | €2.0m | €2.2m | €2.4m | €2.6m | €3.6m | ▲ 41.4% |
| Non-distributable reserves130/1 | - | €12,500 | €12,500 | €12,500 | €12,500 | = |
| Legal reserve130 | - | €12,500 | €12,500 | €12,500 | €12,500 | = |
| Distributable reserves133 | - | €2.2m | €2.4m | €2.6m | €3.6m | ▲ 41.6% |
| Amounts payable17/49 | €4.8m | €6.5m | €5.9m | €5.5m | €4.5m | ▼ 18.2% |
| Amounts payable after more than one year17 | €1.5m | €3.0m | €2.6m | €2.3m | €1.7m | ▼ 23.9% |
| Financial debts170/4 | - | €3.0m | €2.6m | €2.3m | €1.7m | ▼ 24.0% |
| Credit institutions173 | - | €3.0m | €2.6m | €2.3m | - | - |
| Other amounts payable178/9 | - | €600 | €600 | €600 | €600 | = |
| Amounts payable within one year42/48 | €3.2m | €3.4m | €3.2m | €3.1m | €2.7m | ▼ 15.1% |
| Current portion of amounts payable after more than one year42 | - | €348,971 | €352,600 | €366,075 | €204,617 | ▼ 44.1% |
| Trade debts44 | €137,082 | €32,840 | €9,011 | €8,477 | €1,888 | ▼ 77.7% |
| Suppliers440/4 | - | €32,840 | €9,011 | €8,477 | €1,888 | ▼ 77.7% |
| Taxes, remuneration and social security45 | - | €81,568 | €91,167 | €58,333 | €51,922 | ▼ 11.0% |
| Taxes450/3 | - | €81,568 | €91,167 | €58,333 | €51,922 | ▼ 11.0% |
| Other amounts payable47/48 | - | €3.0m | €2.8m | €2.7m | €2.4m | ▼ 11.1% |
| Accrued charges and deferred income492/3 | - | €40,456 | €45,318 | €65,466 | €86,176 | ▲ 31.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €165,772 | €262,035 | €179,251 | €173,064 | €1.1m | ▲ 516% |
| + Depreciation and write-downs630 | €218,051 | €253,317 | €283,055 | €283,649 | €279,855 | ▼ 1.3% |
| Operating cash flow (approximation) | €383,823 | €515,352 | €462,306 | €456,713 | €1.3m | ▲ 195% |
| Investment in fixed assets (approximation) | - | -€2.1m | -€95,942 | -€4,005 | €78,726 | ▲ 2,065% |
| Change in cash | - | €249,051 | -€174,696 | €1,309 | €443,890 | ▲ 33,809% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-09
State Gazette act
Reappointment: Jean-Pierre DEBAVEY (director)Appointment: Jean-Pierre DEBAVEY (managing director) · Power of attorney · Declaration7 facts ▸
State Gazette act
Reappointment: Jean-Pierre DEBAVEY (director)
Appointment: Jean-Pierre DEBAVEY (managing director) · Power of attorney · Declaration7 facts ▸
- General meeting, 10-09-2026
- Power of attorney, Sophie VAN dER BIEST
- Director reappointment, Jean-Pierre DEBAVEY (director)
- Director appointment, Jean-Pierre DEBAVEY (managing director)
- Declaration, (gedelegeerd) bestuurder, geen wettelijke verbodsbepaling
- Director in office, Jean-Pierre DEBAVEY ((gedelegeerd) bestuurder)
- Power of attorney, EY ACCOUNTANCY
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Highest result since 2019net €1.1m ▲516%
Net result €1.1m, the highest in the series.
2024
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
21-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 3 days late
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 2 days late
31-03
Financial
Equity above €2mEq €2.1m ▲8.6%
3 profitable years in a row build equity to €2.1m.
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2015
10-11
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 6 acts read
About the unread acts
Of the 6 Belgian State Gazette acts we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, 1 in day-to-day management, last change in 2026
Board 1
Jean-Pierre DEBAVEY
CurrentDirector · since 10-09-2026
Day-to-day management 1
Jean-Pierre DEBAVEY
CurrentManaging director · since 10-09-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
5 of this company's 6 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Lebbeke · 1 establishment unit since 1998
Ground area
691 m²
Building footprint
278 m²
Parcel 42011B0241/00X002, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Kapellekensbaan 19, 9280 Lebbeke
since 19982.045.342.196
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42011B0241/00X002 | Flanders | 691 m² | 1 · 278 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 1 in office
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| Jean-Pierre DEBAVEY |
|
Articles of association
Who signs
“EERSTE BESLISSING - WIJZIGING EXTERNE VERTEGENWOORDIGINGSBEVOEGDHEID De algemene vergadering beslist de externe vertegenwoordigingsbevoegdheid van de vennootschap aan te passen als volgt met dienovereenkomstige aanpassing van artikel 20 van de statuten: 1. Alle akten die de vennootschap verbinden…”
Full text
EERSTE BESLISSING - WIJZIGING EXTERNE VERTEGENWOORDIGINGSBEVOEGDHEID De algemene vergadering beslist de externe vertegenwoordigingsbevoegdheid van de vennootschap aan te passen als volgt met dienovereenkomstige aanpassing van artikel 20 van de statuten: 1. Alle akten die de vennootschap verbinden, in en buiten rechte, zijn geldig wanneer zij ondertekend worden door de enige bestuurder. 2. Binnen de grenzen van het dagelijks bestuur wordt de vennootschap ook in en buiten rechte geldig vertegenwoordigd door de gedelegeerde of gedelegeerden voor dit bestuur die alleen handelen. 3. Hij moet tegenover derden geen bewijs leveren van zijn machten. 4. De raad van bestuur mag bijzondere volmachten verlenen aan één of meer personen. De vennootschap wordt geldig vertegenwoordigd door deze bijzondere volmacht dragers binnen de grenzen van hun volmacht, onverminderd de verantwoordelijkheid van de raad van bestuur in het geval van overdreven volmacht.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-03-2025 list no shareholders, and no other source names one.
Holdings 1
-
99.91%
Stated earlier (1)
An older source named these holdings; newer accounts no longer list them.
-
33.33%
According to the annual accounts to 31-03-2025 of DILI and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
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Shareholding
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 9,016 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded11-09-1989
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
Contact
E-mail
info@adlebbeke.be
Phone
052/411695
Fax
052413665
E-invoicing
Reachable via Peppol
Peppol ID
0208:0438355965
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.