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VATI

Active
Public limited companyfounded 199432 yrs activeProvinciebaan 108, 9890 Gavere, BelgiumKBO/BCE: BE 0453.080.763

VATI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.20M and a net result of €18k. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 36% of 5455 sector peers (fiscal year 2025). The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 15-04-2026, 15 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
15 d early
2024
1 d early
2023
33 d early
2022
2 d early
2021
52 d early
2020
11 d early
2019
35 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
09-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€3.20M▲ 0.4%
2024 · €3.19M
2018: €1.67M 2019: €1.91M 2020: €1.96M 2021: €1.99M 2022: €2.13M 2023: €3.16M 2024: €3.19M
2018 → 2025
Net result
€18k▼ 43.8%
2024 · €32k
2018: €237k 2019: €513k 2020: €710k 2021: €940k 2022: €140k 2023: €2.22M 2024: €32k
2018 → 2025
Total assets
€8.91M▲ 1.8%
2024 · €8.76M
2018: €7.56M 2019: €7.52M 2020: €7.41M 2021: €7.28M 2022: €7.40M 2023: €8.85M 2024: €8.76M
2018 → 2025
Solvency
35.9%▼ 0.5pp
2024 · 36.4%
2018: 22.1% 2019: 25.4% 2020: 26.4% 2021: 27.4% 2022: 28.7% 2023: 35.7% 2024: 36.4%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€1.99M-€2.13M▲ 6.8%€3.16M▲ 48.6%€3.19M▲ 0.8%€3.20M▲ 0.4%
Operating result€946k-€180k▼ 81.0%€1.37M▲ 663%€145k▼ 89.5%€115k▼ 20.9%
Net result€940k-€140k▼ 85.1%€2.22M▲ 1,492%€32k▼ 98.6%€18k▼ 43.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€1.00M€2.00MOperating result 2021: €946k€946kNet result 2021: €940k€940kOperating result 2022: €180k€180kNet result 2022: €140k€140kOperating result 2023: €1.37M€1.37MNet result 2023: €2.22M€2.22MOperating result 2024: €145k€145kNet result 2024: €32k€32kOperating result 2025: €115k€115kNet result 2025: €18k€18k20212022202320242025
The operating result has fallen two years in a row; 2025 is 21% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.91M
Fixed assets €8.42M▲ 23.3%
Current assets €495k▼ 74.4%
Equity and liabilities €8.91M
Equity €3.20M▲ 0.4%
Provisions €19k▼ 11.3%
Debt €5.69M▲ 2.6%
The debt ratio rises from 63.4% to 63.9%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
Solvency
35.9%
2024 · 36.4%
ROE
0.6%
2024 · 1.0%
ROA
0.2%
2024 · 0.4%
Debt
€5.69M
2024 · €5.55M
Debt ≤ 1 year
€3.52M
2024 · €3.12M
Debt > 1 year
€2.07M
2024 · €2.40M
Income taxes
€-53
2024 · €18k
Staff costs
€62k
2024 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€8.76M€8.91M
Fixed assets21/28€6.83M€8.42M
Tangible fixed assets22/27€5.50M€7.09M
Land and buildings22€5.46M€7.00M
Plant, machinery and equipment23€10k€27k
Furniture and vehicles24€27k€64k
Financial fixed assets28€1.32M€1.32M=
Current assets29/58€1.93M€495k
Amounts receivable within one year40/41€1.87M€450k
Trade receivables40€237k€304k
Other amounts receivable41€1.64M€146k
Cash at bank and in hand54/58€42k€1k
Deferred charges and accrued income490/1€15k€43k
Equity and liabilities
Total equity and liabilities10/49€8.76M€8.91M
Equity10/15€3.19M€3.20M
Contributions10/11€137k€137k=
Capital10€137k€137k=
Issued capital100€137k€137k=
Reserves13€3.05M€3.06M
Non-distributable reserves130/1€145k€145k=
Legal reserve130€145k€145k=
Tax-exempt reserves132€64k€57k
Distributable reserves133€2.84M€2.86M
Profit (loss) carried forward14€0-
Provisions and deferred taxes16€21k€19k
Deferred taxes168€21k€19k
Amounts payable17/49€5.55M€5.69M
Amounts payable after more than one year17€2.40M€2.07M
Financial debts170/4€2.40M€2.07M
Amounts payable within one year42/48€3.12M€3.52M
Current portion of amounts payable after more than one year42€599k€605k
Trade debts44€3k€136k
Suppliers440/4€3k€136k
Bills of exchange payable441€0-
Taxes, remuneration and social security45€8k€11k
Remuneration and social security454/9€8k€11k
Other amounts payable47/48€2.51M€2.77M
Accrued charges and deferred income492/3€30k€107k
Income statement Code20242025
Remuneration, social security and pensions62€59k€62k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€417k€502k
Other operating charges640/8€26k€27k
Non-recurring operating charges66A€0-
Gross operating margin9900€647k€705k
Operating profit (loss)9901€145k€115k
Financial income75/76B€245k€54k
Recurring financial income75€245k€54k
Financial charges65/66B€348k€158k
Recurring financial charges65€348k€158k
Profit (loss) for the period before taxes9903€42k€10k
Transfer from deferred taxes780€7k€7k=
Income taxes67/77€18k€-53
Profit (loss) for the period9904€32k€18k
Transfer from tax-exempt reserves789€2k€2k=
Profit (loss) for the period to be appropriated9905€34k€20k
Appropriation of the result
Profit (loss) to be appropriated9906€34k€20k
Transfer to equity691/2€34k€20k
To other reserves6921€34k€20k
Profit to be distributed694/7€0-
Directors or managers695€0-
Social balance
Average headcount (FTE)90871.00.3

The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
15-04
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial Weakest financial yearnet €18k ▼43.8%
Net result drops to €18k, the lowest in the series.
29-04
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-03
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial Highest result since 2018net €2.22M ▲1492%
Operating result €1.37M, net result €2.22M, both a record.
28-04
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial Equity above €2MEq €2.13M ▲6.8%
5 profitable years in a row build equity to €2.13M.
09-03
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
19-04
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
26-03
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-04
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-04
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
15-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts

We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 director, last change in 2023
HELLEVE
Sole director · since 28-12-2023 · Private limited company
Current
28-12-2023 Appointed as Sole director
Not every act has been read: a resignation may be missing here
10 of this company's 10 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Gavere · 1 establishment unit since 1994
exact location from the address register On OpenStreetMap
Ground area
8,394 m²
Building footprint
3,444 m²
Volume, LiDAR
12,016 m³
Parcel 44016A0488/00S000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Provinciebaan 108, 9890 Gavere
Air transport
since 19942.068.220.439
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44016A0488/00S000 Flanders 8,394 m² 1 · 3,444 m² 6.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,642 companies in sector 64210 we hold annual accounts for 19,692. 9,484 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded07-07-1994
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers

Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.