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L.C.-PARTNERS

Active
Public limited companyfounded 199234 yrs activeKapitteldreef 48, 9830 Sint-Martens-Latem, BelgiumKBO/BCE: BE 0447.434.769

L.C.-PARTNERS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €8.81M and a net result of €190k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 71% of 5495 sector peers (fiscal year 2025). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 06-05-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
6 d late
2024
on the day
2023
2 d late
2022
26 d early
2021
2 d late
2020
11 d late
2019
31 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€8.81M▲ 2.2%
2024 · €8.62M
2018: €7.43M 2019: €7.45M 2020: €7.35M 2021: €7.47M 2022: €7.54M 2023: €8.28M 2024: €8.62M
2018 → 2025
Net result
€190k▼ 44.8%
2024 · €344k
2018: €272k 2019: €17k 2020: €-92k 2021: €121k 2022: €68k 2023: €733k 2024: €344k
2018 → 2025
Total assets
€11.84M▲ 1.0%
2024 · €11.72M
2018: €15.93M 2019: €15.93M 2020: €15.74M 2021: €14.84M 2022: €15.12M 2023: €11.97M 2024: €11.72M
2018 → 2025
Solvency
74.4%▲ 0.9pp
2024 · 73.5%
2018: 46.6% 2019: 46.8% 2020: 46.7% 2021: 50.4% 2022: 49.9% 2023: 69.1% 2024: 73.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€7.47M-€7.54M▲ 0.9%€8.28M▲ 9.7%€8.62M▲ 4.2%€8.81M▲ 2.2%
Operating result€81k-€-498k€-28k▲ 94.4%€503k€349k▼ 30.7%
Net result€121k-€68k▼ 43.6%€733k▲ 975%€344k▼ 53.1%€190k▼ 44.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-500k€0€500kOperating result 2021: €81k€81kNet result 2021: €121k€121kOperating result 2022: €-498k€-498kNet result 2022: €68k€68kOperating result 2023: €-28k€-28kNet result 2023: €733k€733kOperating result 2024: €503k€503kNet result 2024: €344k€344kOperating result 2025: €349k€349kNet result 2025: €190k€190k20212022202320242025
The operating result falls in 2025; 2025 is 31% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11.84M
Fixed assets €10.37M=
Current assets €1.48M▲ 8.6%
Equity and liabilities €11.84M
Equity €8.81M▲ 2.2%
Debt €3.03M▼ 2.4%
The debt ratio falls from 26.5% to 25.6%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
Solvency
74.4%
2024 · 73.5%
ROE
2.2%
2024 · 4.0%
ROA
1.6%
2024 · 2.9%
Debt
€3.03M
2024 · €3.10M
Debt ≤ 1 year
€2.96M
2024 · €2.11M
Debt > 1 year
€0
2024 · €928k
Income taxes
€2
2024 · €2
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€11.72M€11.84M
Fixed assets21/28€10.37M€10.37M=
Tangible fixed assets22/27€277€0
Furniture and vehicles24€277€0
Financial fixed assets28€10.37M€10.37M=
Current assets29/58€1.36M€1.48M
Amounts receivable within one year40/41€1.26M€1.41M
Trade receivables40€0€72k
Other amounts receivable41€1.26M€1.34M
Current investments50/53€2k€2k
Cash at bank and in hand54/58€95k€63k
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€11.72M€11.84M
Equity10/15€8.62M€8.81M
Contributions10/11€5.63M€5.63M=
Capital10€5.63M€5.63M=
Issued capital100€5.63M€5.63M=
Reserves13€425k€425k=
Non-distributable reserves130/1€425k€425k=
Legal reserve130€425k€425k=
Profit (loss) carried forward14€2.56M€2.75M
Amounts payable17/49€3.10M€3.03M
Amounts payable after more than one year17€928k€0
Other amounts payable178/9€928k€0
Amounts payable within one year42/48€2.11M€2.96M
Current portion of amounts payable after more than one year42€0-
Trade debts44€47€0
Suppliers440/4€47€0
Taxes, remuneration and social security45€49k€48k
Taxes450/3€49k€48k
Other amounts payable47/48€2.06M€2.91M
Accrued charges and deferred income492/3€66k€70k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€423€277
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€298k€243k
Other operating charges640/8€1k€1k
Gross operating margin9900€803k€593k
Operating profit (loss)9901€503k€349k
Financial income75/76B€74k€49k
Recurring financial income75€74k€49k
Financial charges65/66B€233k€207k
Recurring financial charges65€233k€207k
Profit (loss) for the period before taxes9903€344k€190k
Income taxes67/77€2€2
Profit (loss) for the period9904€344k€190k
Profit (loss) for the period to be appropriated9905€344k€190k
Appropriation of the result
Profit (loss) to be appropriated9906€2.56M€2.75M
Profit (loss) brought forward from the previous period14P€2.22M€2.56M
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
06-05
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 6 days late
30-03
State Gazette act Capital & shares
General meeting · Capital decrease · Capital4 facts ▸
  • General meeting, 26/03/2026
  • Capital decrease, €500.000
  • Capital, €4.632.372,15
  • Power of attorney, Stijn RAES
2025
30-04
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
02-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
30-09
Financial Highest result since 2018net €733k ▲975%
Net result €733k, the highest in the series.
04-04
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
02-05
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 2 days late
2021
30-09
Financial Back to profitnet €121k
Net result €121k after one loss-making year.
11-05
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 11 days late
2020
30-09
Financial Weakest financial yearnet €-92k ▼634%
Net result drops to €-92k, the lowest in the series; recovery starts the following year.
31-05
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
02-05
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 2 days late
2018
27-04
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-05
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
19-01-2022 Resigned as Director
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2003
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kapitteldreef 489830 Sint-Martens-Latem
Ground area
2,419 m²
Building footprint
275 m²
Volume, LiDAR
2,060 m³
Parcel 44064B0018/00B004, Flanders · tallest building 22.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kapitteldreef 48, 9830 Sint-Martens-Latem
NACE 7414201
since 20032.130.914.707
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44064B0018/00B004 Flanders 2,419 m² 1 · 275 m² 22.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2024 · 2 entries · 1,935 EUR awarded · 1,935 EUR paid
Year Entries awardedpaid
2024 1 960 EUR960 EUR
2022 1 975 EUR975 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
2 entries · 1,935 EUR · 1,935 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Legal Entity Identifier

8945005TJYO3UXMT0Y46
live in the LEI register

Similar companies · same sector, comparable size

Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 6,377 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded15-05-1992
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.