DIGITALIS · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of DIGITALIS is 0.5% (very low). The 2024 annual accounts show equity of €97k and a net result of €12k. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 7336 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

1 signal · with evidence

Strong solvency vs sector

Solvency is in the sector's strongest quartile: better than 95% of 7336 peers (2024). A comfortable equity buffer.

View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

How we compute the deadline

The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	24-07-2025	7 d early	2025-00300921
31-12-2023	31-07-2024	03-07-2024	28 d early	2024-00209501
31-12-2022	31-07-2023	24-07-2023	7 d early	2023-00261439
31-12-2021	31-07-2022	23-08-2022	23 d late	2022-20312154

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2020, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.5% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€12k

Working capital€57k+84.8%

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 24-07-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~7.1%/year over 4 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	98.4%	65.0%	better than 95% of 7336 sector peers
Net result	€12k	€32k	better than 30% of 7333 sector peers
Equity	€97k	€58k	better than 70% of 7338 sector peers
Gross operating margin	€30k	€52k	better than 31% of 7327 sector peers
Total assets	€98k	€103k	better than 48% of 7339 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P95

Stable position over 2021-2024 · n=1733-7336

Net result P30

Stable position over 2021-2024 · n=1728-7333

Equity P70

Stable position over 2021-2024 · n=1733-7338

Gross operating margin P31

Improving position over 2021-2024 · n=1726-7327

Describes the position versus peers, not a forecast.

EBITDA

€30k

+191.0% 21-24

Net profit

€12k

- 21-24

Cash flow

€29k

+186.6% 21-24

Total assets

€98k

+8.8% 21-24

Equity

€97k

+14.1% 21-24

Working capital

€57k

+84.8% 21-24

Income taxes

€538

- 21-24

Debt

€2k

-72.4% 21-24

Debt ≤ 1y

€2k

-72.5% 21-24

Current ratio

37.89

+483.4% 21-24

Quick ratio

37.89

+483.4% 21-24

Solvency

98.4%

+4.9% 21-24

Debt / equity

0.02

-75.8% 21-24

ROE

12.4%

- 21-24

ROA

12.2%

- 21-24

Interest coverage

761.66

+249.8% 21-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€30k
Net profit	€12k
Cash flow	€29k
Staff costs	-
Income taxes	€538
Dividends	-
Total assets	€98k
Equity	€97k
Debt	€2k
of which ≤ 1y	€2k
of which > 1y	-
Working capital	€57k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	37.89
Quick ratio	37.89
Working capital ratio	57.9%
Solvency	98.4%
Debt / equity	0.02
Long-term debt ratio	-
Interest coverage	761.66
Gross margin	-
Net margin	-
ROA	12.2%
ROE	12.4%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €40k · 40.5% Current assets €59k · 59.5%

Equity & liabilities

Equity €97k · 98.4% Debt €2k · 1.6%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€98k
Fixed assets	21/28	€40k
Intangible fixed assets	21	€40k
Current assets	29/58	€59k
Amounts receivable within one year	40/41	€21k
Cash & bank	54/58	€37k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€98k
Equity	10/15	€97k
Contributions / capital	10/11	€80k
Accumulated profits (losses)	14	€17k
Amounts payable	17/49	€2k
Amounts payable within one year	42/48	€2k
Trade debts payable within one year	44	€1k
Income statement
Gross operating margin	9900	€30k
Operating result	9901	€13k
Financial charges	65	€39
Result before taxes	9903	€13k
Income taxes	67/77	€538
Net result for the period	9904	€12k
Result to be appropriated	9905	€12k

You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

100 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

2 directors

Current directors & mandates

Jean-François JOUVE
Director
State Gazette act 25137923 (30-10-2025)

Current
01-09-2025 → present

Former directors (1)

Vincent VANDE WEYER
Director
State Gazette act 25137923 (30-10-2025)

Former
- → 01-09-2025

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	Ontwerpen van computerprogramma’s(62100)
Legal form	Private limited company(610)
Incorporation	30-12-2020
Status	Active
Postal code	7640

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Route de Ramecroix 187640 Antoing

Establishment units

1 location

Digitalis4U

Route de Ramecroix 18, 7640 AntoingUitgeven van overige software

since 20212.315.478.090

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area1,131 m²

Buildings1

Building footprint164 m²

Volume (LiDAR)1,095 m³

Tallest building11.0 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
57003B0033/00T000	Wallonia	1,131 m²	1 · 164 m²	11.0 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts

All acts · 2 updated 9 months ago

2025

30-10-2025 1 director appointed, 1 resigning Director changes

Jean-François JOUVE, Bestuurder
Vincent VANDE WEYER, Bestuurder

Summary: v3.2

Original publication ↗

2021

04-01-2021 Incorporation of a new SRL Incorporation

Summary: oprichting

Original publication ↗

Analysis

Snowflake analysis

financial profile on 5 axes

87 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100

Profitability 62

Solvency 100

Growth 78

Stability 94

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