BAOMAÏ

Active

Private limited companyfounded 20205 yrs activePaul Verheyleweghenlaan 10, 1160 Oudergem, BelgiumKBO/BCE: BE 0760.408.041

Summary

BAOMAÏ has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €96,865 and a net result of €10,034. Equity is growing by ~27.8% per year across the filed fiscal years. Its solvency ranks better than 62% of 20783 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysis Watch Report Compare

BAOMAÏActiveChecked score 78/100

Risk analysis Report Compare

Checked score

Score 2024

78 / 100

Excellent

Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability56▼-44

Solvency97▲+8

Growth52▼-26

Track record94

Bankruptcy probability, 12 months

0.9% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €7,000 at 30 days acceptable

Liquidity ample (current ratio 3.55 against 2.75 in 2023; short-term debt: 28.1% and cash: 72.7% of total assets), and 28.1% of the assets are financed with debt.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 62

Relative position

BE, all sectors

reference

Computer programming, consultancy and related activities (NACE 62)

about 64% fewer bankruptcies

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

not confirmed

2024

30 d late

2023

31 d late

2022

31 d late

2021

3 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 22 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

History

On 22 December 2020, BAOMAÏ was incorporated as a Private limited company.¹ Total assets went from EUR 82,745 in 2021 to EUR 134,796 in 2024.²

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity

€96,865▲ 11.6%

2023 · €86,831

Total assets

€134,796▼ 1.2%

2023 · €136,422

Net result

€10,034▼ 80.3%

2023 · €51,004

Working capital

€96,865▲ 11.6%

2023 · €86,831

Trend over the years

Chart Table

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before

favourable unfavourable

Line2021202220232024

Operating result€59,228-€30,937▼ 47.8%€65,640▲ 112%€16,974▼ 74.1%

Net result€47,574-€22,579▼ 52.5%€51,004▲ 126%€10,034▼ 80.3%

Equity€37,003-€56,843▲ 53.6%€86,831▲ 52.8%€96,865▲ 11.6%

Total assets€82,745-€102,663▲ 24.1%€136,422▲ 32.9%€134,796▼ 1.2%

Debt€45,742-€45,820▲ 0.2%€49,591▲ 8.2%€37,931▼ 23.5%

Working capital€37,003-€56,843▲ 53.6%€86,831▲ 52.8%€96,865▲ 11.6%

Solvency44.7%-55.4%▲ 10.6pp63.6%▲ 8.3pp71.9%▲ 8.2pp

above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 74% below 2023 and is the lowest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Equity and liabilities €134,796

71.9%

28.1%

Equity €96,865 ▲ 11.6%

Debt €37,931 ▼ 23.5%

Debt's share of the balance-sheet total falls from 36.4% to 28.1%. Equity is higher and debt is lower.

Key figures and ratios

2024 value · change against 2023

Current ratio

3.55▲

2023 · 2.75

Debt to equity

0.39▼

2023 · 0.57

ROE

10.4%▼

2023 · 58.7%

ROA

7.4%▼

2023 · 37.4%

Debt ≤ 1 year

€37,931▼

2023 · €49,591

Income taxes

€6,792▼

2023 · €14,786

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.

Micro
5 to 10 years old
solvency 30% or more
a profit of 5% of the balance sheet or more

1.5% went bankrupt

3.4% stopped otherwise

95% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group	Expected	Actual
1	0.2%	0.2%
2	0.3%	0.4%
3	0.5%	0.5%
4	0.6%	0.7%
5	0.8%	0.9%
6	1.2%	1.3%
7	1.5%	1.6%
8	1.7%	1.7%
9	2.7%	2.8%
10	5.3%	5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts

OverviewIncome statement Balance sheet Cash flow

Filed annual accounts As filed with the NBB · 2024 against 2023 · 38 lines

Balance sheet Code20232024

Assets

Total assets20/58€136,422€134,796▼

Current assets29/58€136,422€134,796▼

Amounts receivable within one year40/41€4,989€36,751▲

Trade receivables40€4,989€36,751▲

Cash at bank and in hand54/58€130,976€98,045▼

Deferred charges and accrued income490/1€458-

Equity and liabilities

Total equity and liabilities10/49€136,422€134,796▼

Equity10/15€86,831€96,865▲

Contributions10/11€1€1=

Capital10€1€1=

Issued capital100€1€1=

Reserves13€29,988€29,988=

Distributable reserves133€29,988€29,988=

Profit (loss) carried forward14€56,842€66,876▲

Amounts payable17/49€49,591€37,931▼

Amounts payable within one year42/48€49,591€37,931▼

Trade debts44€10,959€4,849▼

Suppliers440/4€10,959€4,849▼

Taxes, remuneration and social security45€17,616€22,136▲

Taxes450/3€17,616€22,136▲

Other amounts payable47/48€21,016€10,945▼

Income statement Code20232024

Other operating charges640/8€2,895€1,912▼

Gross operating margin9900€68,535€18,885▼

Operating profit (loss)9901€65,640€16,974▼

Financial income75/76B€260-

Recurring financial income75€260-

Financial charges65/66B€110€147▲

Recurring financial charges65€110€147▲

Profit (loss) for the period before taxes9903€65,790€16,826▼

Income taxes67/77€14,786€6,792▼

Profit (loss) for the period9904€51,004€10,034▼

Profit (loss) for the period to be appropriated9905€51,004€10,034▼

Appropriation of the result

Profit (loss) to be appropriated9906€107,846€66,876▼

Profit (loss) brought forward from the previous period14P€56,842€56,842=

Transfer to equity691/2€29,988-

To other reserves6921€29,988-

Profit to be distributed694/7€21,016-

Directors or managers695€21,016-

Line	2021	2022	2023	2024	Change
Other operating charges640/8	€4,392	€8,167	€2,895	€1,912	▼ 34.0%
Gross operating margin9900	€63,620	€39,105	€68,535	€18,885	▼ 72.4%
Operating profit (loss)9901	€59,228	€30,937	€65,640	€16,974	▼ 74.1%
Financial income75/76B	€534	€356	€260	-	-
Recurring financial income75	€534	€356	€260	-	-
Financial charges65/66B	€52	€95	€110	€147	▲ 33.7%
Recurring financial charges65	€52	€95	€110	€147	▲ 33.7%
Profit (loss) for the period before taxes9903	€59,711	€31,199	€65,790	€16,826	▼ 74.4%
Income taxes67/77	€12,137	€8,620	€14,786	€6,792	▼ 54.1%
Profit (loss) for the period9904	€47,574	€22,579	€51,004	€10,034	▼ 80.3%
Profit (loss) for the period to be appropriated9905	€47,574	€22,579	€51,004	€10,034	▼ 80.3%

Line	2021	2022	2023	2024	Change
Assets
Total assets20/58	€82,745	€102,663	€136,422	€134,796	▼ 1.2%
Current assets29/58	€82,745	€102,663	€136,422	€134,796	▼ 1.2%
Amounts receivable within one year40/41	€63,880	€52,722	€4,989	€36,751	▲ 637%
Trade receivables40	€18,500	€12,366	€4,989	€36,751	▲ 637%
Other amounts receivable41	€45,380	€40,356	-	-	-
Cash at bank and in hand54/58	€18,556	€49,370	€130,976	€98,045	▼ 25.1%
Deferred charges and accrued income490/1	€309	€570	€458	-	-
Equity and liabilities
Total equity and liabilities10/49	€82,745	€102,663	€136,422	€134,796	▼ 1.2%
Equity10/15	€37,003	€56,843	€86,831	€96,865	▲ 11.6%
Contributions10/11	€1	€1	€1	€1	=
Capital10	€1	€1	€1	€1	=
Issued capital100	€1	€1	€1	€1	=
Reserves13	-	-	€29,988	€29,988	=
Distributable reserves133	-	-	€29,988	€29,988	=
Profit (loss) carried forward14	€37,002	€56,842	€56,842	€66,876	▲ 17.7%
Amounts payable17/49	€45,742	€45,820	€49,591	€37,931	▼ 23.5%
Amounts payable within one year42/48	€45,742	€45,820	€49,591	€37,931	▼ 23.5%
Trade debts44	-	€6,648	€10,959	€4,849	▼ 55.8%
Suppliers440/4	-	€6,648	€10,959	€4,849	▼ 55.8%
Taxes, remuneration and social security45	€11,025	€14,436	€17,616	€22,136	▲ 25.7%
Taxes450/3	€11,025	€11,429	€17,616	€22,136	▲ 25.7%
Remuneration and social security454/9	-	€3,007	-	-	-
Other amounts payable47/48	€34,717	€24,736	€21,016	€10,945	▼ 47.9%

Line	2021	2022	2023	2024	Change
Profit (loss) for the period9904	€47,574	€22,579	€51,004	€10,034	▼ 80.3%
Operating cash flow (approximation)	€47,574	€22,579	€51,004	€10,034	▼ 80.3%
Change in cash	-	€30,815	€81,605	-€32,931	▼ 140%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

2025

30-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 30 days late

2024

31-12

Financial Weakest financial yearnet €10,034 ▼80.3%

Net result drops to €10,034, the lowest in the series.

31-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 31 days late

2023

31-12

Financial Highest result since 2021net €51,004 ▲126%

Operating result €65,640, net result €51,004, both a record.

31-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 31 days late

2022

28-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Oudergem · 1 establishment unit since 2020

seat establishment The establishment unit on the map

Ground area

158 m²

Building footprint

76 m²

Volume, LiDAR

557 m³

Parcel 21332B0435/00R013, Brussels · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.

2 companies at this address See who is registered here

1 establishment unit

BAOMAÏ

Paul Verheyleweghenlaan 10, 1160 OudergemComputer programming, consultancy and related activities

since 20202.313.210.765

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21332B0435/00R013	Brussels	158 m²	1 · 76 m²	11.1 m · 3 fl.

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

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Of 16,911 companies in sector 62100 we hold annual accounts for 8,786. 6,960 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded22-12-2020

Fiscal year end31-12

Activities, NACEBEL 2025

62100Computer programming

62900Other information technology and computer services

E-invoicing

Reachable via Peppol

Peppol ID 0208:0760408041

Also 9925:BE0760408041

Registered 01-12-2025

Scores and ratios are computed by Checked and are not a credit decision.