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DIGITALIFE

Active
Private limited companyfounded 20206 yrs activeRue Auminois(LAP) 16, 7622 Brunehaut, BelgiumKBO/BCE: BE 0746.373.329

DIGITALIFE has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55k and a net result of €19k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 23% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
56 / 100
Fair▼ -15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+94
Solvency33▼-8
Growth52=
Stability100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.95 against 1.11 in 2024), and 76.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
23.6%
Return on assets
8.2%
Age of the figures
14 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 16922 sector peers (2025).
NBB · sector comparison
Position among 16922 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-12-2025, 36 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
36 d early
2024
7 d early
2023
9 d early
2022
22 d early
2021
4 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€55k▲ 0.6%
2024 · €55k
2021: €55k 2022: €55k 2023: €55k 2024: €55k
2021 → 2025
Total assets
€235k▲ 7.9%
2024 · €217k
2021: €239k 2022: €262k 2023: €248k 2024: €217k
2021 → 2025
Net result
€19k▲ 2,661%
2024 · €699
2021: €42k 2022: €27k 2023: €5k 2024: €699
2021 → 2025
Working capital
€-3k
2024 · €5k
2021: €11k 2022: €-12k 2023: €-2k 2024: €5k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€55k-€55k▲ 0.1%€55k=€55k=€55k▲ 0.6%
Operating result€54k-€32k▼ 40.0%€6k▼ 80.5%€3k▼ 51.3%€25k▲ 726%
Net result€42k-€27k▼ 35.6%€5k▼ 82.9%€699▼ 84.8%€19k▲ 2,661%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €54k€54kNet result 2021: €42k€42kOperating result 2022: €32k€32kNet result 2022: €27k€27kOperating result 2023: €6k€6kNet result 2023: €5k€5kOperating result 2024: €3k€3kNet result 2024: €699€699Operating result 2025: €25k€25kNet result 2025: €19k€19k20212022202320242025
The operating result recovers in 2025; 2025 is 726% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €235k
Fixed assets €174k▲ 5.9%
Current assets €61k▲ 14.5%
Equity and liabilities €235k
Equity €55k▲ 0.6%
Debt €179k▲ 10.4%
The debt ratio rises from 74.7% to 76.4%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€50k
2024 · €25k
Cash flow
€44k
2024 · €23k
Solvency
23.6%
2024 · 25.3%
Current ratio
0.95
2024 · 1.11
Quick ratio
0.95
2024 · 1.11
Debt / equity
3.24
2024 · 2.95
ROE
34.9%
2024 · 1.3%
ROA
8.2%
2024 · 0.3%
Interest coverage
17.53
2024 · 10.72
Debt
€179k
2024 · €162k
Debt ≤ 1 year
€64k
2024 · €48k
Debt > 1 year
€115k
2024 · €114k
Income taxes
€3k
2024 · €168
Staff costs
€34k
2024 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€217k€235k
Formation expenses20€135-
Fixed assets21/28€164k€174k
Intangible fixed assets21-€27k
Tangible fixed assets22/27€164k€147k
Land and buildings22€127k€122k
Plant, machinery and equipment23€2k€3k
Furniture and vehicles24€35k€22k
Current assets29/58€53k€61k
Amounts receivable within one year40/41€20k€24k
Trade receivables40€15k€19k
Other amounts receivable41€5k€5k
Cash at bank and in hand54/58€26k€33k
Deferred charges and accrued income490/1€7k€4k
Equity and liabilities
Total equity and liabilities10/49€217k€235k
Equity10/15€55k€55k
Contributions10/11€13k€13k=
Reserves13€30k€30k=
Distributable reserves133€30k€30k=
Profit (loss) carried forward14€12k€12k
Amounts payable17/49€162k€179k
Amounts payable after more than one year17€114k€115k
Financial debts170/4€114k€115k
Amounts payable within one year42/48€48k€64k
Current portion of amounts payable after more than one year42€16k€24k
Trade debts44€4k€5k
Suppliers440/4€4k€5k
Taxes, remuneration and social security45€25k€19k
Taxes450/3€4k€7k
Remuneration and social security454/9€20k€11k
Other amounts payable47/48€3k€16k
Accrued charges and deferred income492/3€150-
Income statement Code20242025
Remuneration, social security and pensions62€67k€34k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€25k
Other operating charges640/8€3k€3k
Non-recurring operating charges66A€118-
Gross operating margin9900€96k€88k
Operating profit (loss)9901€3k€25k
Financial income75/76B€139€198
Recurring financial income75€139€198
Financial charges65/66B€2k€3k
Recurring financial charges65€2k€3k
Non-recurring financial charges66B-€248
Profit (loss) for the period before taxes9903€867€23k
Income taxes67/77€168€3k
Profit (loss) for the period9904€699€19k
Profit (loss) for the period to be appropriated9905€699€19k
Appropriation of the result
Profit (loss) to be appropriated9906€13k€31k
Profit (loss) brought forward from the previous period14P€12k€12k
Profit to be distributed694/7€690€19k
Return on contributions (dividend)694€690€19k

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
26-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
24-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial Weakest financial yearnet €699 ▼84.8%
Net result drops to €699, the lowest in the series; recovery starts the following year.
22-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
09-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
27-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brunehaut · 1 establishment unit since 2020
establishment approximate The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Auminois(LAP) 167622 Brunehaut
Ground area
5,595 m²
Building footprint
1,186 m²
Volume, LiDAR
5,848 m³
2 parcels, Wallonia · tallest building 15.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DIGITALIFE
Rue des Choraux(TOU) 17, 7500 TournaiRetail trade
since 20202.301.881.759
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57081F0088/00G000 Wallonia 4,438 m² 1 · 1,099 m² 15.1 m · 1 fl.
57045A0997/00T000 Wallonia 1,157 m² 1 · 87 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,811 companies in sector 62100 we hold annual accounts for 8,749. 6,840 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded17-04-2020
Fiscal year end30-06
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
46500Wholesale of information and communication equipment
46510Wholesale trade
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

4 entries
Enterprise
E-mail:samuel.montegnies@digitalife.be
Enterprise
E-mail:info@digitalife.be
Establishment Tournai 2.301.881.759
Phone:003269497130
Establishment Tournai 2.301.881.759