Upscaling
ActiveUpscaling has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55k and a net result of €38k. Equity is growing by ~132.6% per year across the filed fiscal years. Its solvency ranks better than 53% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
93
/ 100
Excellent▲ +23 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency99▲+46
Growth52=
Stability82
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.7 against 1.4 in 2024), and 37% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63%
Return on assets
43.5%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
18 d late
2024
15 d early
2023
22 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€55k▲ 224%
2024 · €17k
2023: €10k
2024: €17k
2023 → 2025
Total assets
€88k▲ 47.6%
2024 · €59k
2023: €83k
2024: €59k
2023 → 2025
Net result
€38k▲ 449%
2024 · €7k
2023: €56k
2024: €7k
2023 → 2025
Working capital
€55k▲ 224%
2024 · €17k
2023: €10k
2024: €17k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€10k-€17k▲ 69.1%€55k▲ 224%
Operating result€58k-€5k▼ 91.6%€38k▲ 685%
Net result€56k-€7k▼ 87.6%€38k▲ 449%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 685% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €88k
Equity
€55k▲ 224%
Debt
€32k▼ 23.4%
The debt ratio falls from 71.3% to 37.0%: equity grows while debt is paid down.
Key figures and ratios
Solvency
63.0%▲
2024 · 28.7%
Current ratio
2.70▲
2024 · 1.40
Quick ratio
2.70▲
2024 · 1.40
Debt / equity
0.59▼
2024 · 2.49
ROE
69.2%▲
2024 · 40.9%
ROA
43.5%▲
2024 · 11.7%
Debt
€32k▼
2024 · €42k
Debt ≤ 1 year
€32k▼
2024 · €42k
Income taxes
€-74▲
2024 · €-2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€59k€88k▲
Current assets29/58€59k€88k▲
Amounts receivable within one year40/41€12k€20k▲
Trade receivables40€12k€20k▲
Other amounts receivable41-€74
Cash at bank and in hand54/58€47k€59k▲
Deferred charges and accrued income490/1-€9k
Equity and liabilities
Total equity and liabilities10/49€59k€88k▲
Equity10/15€17k€55k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€15k€53k▲
Amounts payable17/49€42k€32k▼
Amounts payable within one year42/48€42k€32k▼
Trade debts44€63€293▲
Suppliers440/4€63€293▲
Taxes, remuneration and social security45€5k€7k▲
Taxes450/3€5k€7k▲
Other amounts payable47/48€37k€25k▼
Income statement
Code20242025
Other operating charges640/8€387€400▲
Gross operating margin9900€5k€39k▲
Operating profit (loss)9901€5k€38k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€20€129▲
Recurring financial charges65€20€129▲
Profit (loss) for the period before taxes9903€5k€38k▲
Income taxes67/77€-2k€-74▲
Profit (loss) for the period9904€7k€38k▲
Profit (loss) for the period to be appropriated9905€7k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€53k▲
Profit (loss) brought forward from the previous period14P€8k€15k▲
Profit to be distributed694/7€0-
Directors or managers695€0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €7k ▼87.6%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Léopold II 155000 NamurGround area
350 m²
Building footprint
70 m²
Parcel 92302G0195/00P009, Wallonia. Linked by address, not a title deed.
1 establishment unit
Upscaling
since 20232.351.119.256
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92302G0195/00P009 | Wallonia | 350 m² | 1 · 70 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NEBS
BE 0650.546.336
Vorst · Eq €55k
VAN HOYWEGHEN
BE 0473.717.019
Leuven · Eq €55k
ULALO
BE 0790.313.735
Wavre · Eq €55k
DIGITALIFE
BE 0746.373.329
Brunehaut · Eq €55k
KONKORDO
BE 0760.784.856
Herentals · Eq €55k
Of 16,811 companies in sector 62100 we hold annual accounts for 8,750. 6,841 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-10-2023
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.