Debts
€17,488 77% of the balance sheet
Financial debts 0%Taxes and wages 14%Other 86%
DIG CONSTRUCT
Overview
Lifetime
1 annual account with figurespeak €72,603 (2024)
€72,603
peak €5,335 (2024)
€5,335
peak €5,335 (2024)
€5,335
€17,488
Board1 name since 2023
1 directorDINIC Gheorghe
Documentsfilings and deeds
11-02-2026195 days late
2024micro format
Publication in the Belgian Official Gazette 12-01First year with figures
Key points
from the 2024 annual accountsAt the same address
289 companies
Position in the sector
€5,335
Less equity than 83% of companies in construction of buildings. Sector median €45,395 · 9,844 companies.
2024 accounts filed 195 days after the deadline
Checked score
13
Critical
Financially stronger than 41% of micro companies in construction of buildings (NACE 41)
Probability in this band: over 15.0%
Bankruptcy probability within 12 months
≥ 25% High
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 1 in 4 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.8%lowest value
01-2025: 4.1%▲ +0.3 percentage points vs 12-2024
02-2025: 4.2%▲ +0.1 percentage points vs 01-2025
03-2025: 4.6%▲ +0.4 percentage points vs 02-2025
04-2025: 8.4%▲ +3.8 percentage points vs 03-2025
05-2025: 14.0%▲ +5.6 percentage points vs 04-2025
06-2025: 13.7%▼ -0.3 percentage points vs 05-2025
07-2025: 13.7%● unchanged vs 06-2025
08-2025: 14.3%▲ +0.6 percentage points vs 07-2025
09-2025: 14.5%▲ +0.2 percentage points vs 08-2025
10-2025: 14.5%● unchanged vs 09-2025
11-2025: 14.5%● unchanged vs 10-2025
12-2025: 14.5%● unchanged vs 11-2025
01-2026: 14.5%● unchanged vs 12-2025
02-2026: 14.5%● unchanged vs 01-2026
03-2026: 22.3%▲ +7.8 percentage points vs 02-2026
04-2026: 24.8%▲ +2.5 percentage points vs 03-2026
05-2026: ≥ 25%▲ +0.7 percentage points vs 04-2026
06-2026: ≥ 25%● unchanged vs 05-2026
07-2026: 24.8%▼ -0.6 percentage points vs 06-2026
08-2026: 23.4%▼ -1.4 percentage points vs 07-2026
09-2026: 23.2%▼ -0.2 percentage points vs 08-2026
10-2026: ≥ 25%▲ +2.7 percentage points vs 09-2026highest value
11-2026: ≥ 25%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
1 financial year not filed after the legal deadline; last filed accounts filed 195 days late; 1 of the last 3 accounts late
Ex-officio strike-off in the KBO
1 change of registered office in 24 months
Founded in 2023
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 30% of them on solvency, 14% on liquidity and 80% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the high class on 30-06-2025, 14.6% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as DIG CONSTRUCT has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DIG CONSTRUCT itself is higher: ≥ 25% within 12 months. It rests on far more data about DIG CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for DIG CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is tight, with a current ratio of 1.31, below the usual 1.5. Short-term debt is 76.6% of total assets. 76.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises risk
raises risk · 2024 accounts filed 195 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-02-2026, 195 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 1 filingDeviation from the deadline
2024
195 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its 2024 accounts 195 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1000143145
Registered office moved from Kraainem to Sint-Pieters-Leeuw
New registered office: Bergensesteenweg 421 bus 13-019, 1600 Sint-Pieters-Leeuw · Previous registered office: Jozef Van Hovestraat 75, 1950 Kraainem · General meeting of 11-04-2025 · Gazette deed
Address struck
KBO administration
Publication in the Belgian Official Gazette
Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DIG CONSTRUCT Sint-Pieters-Leeuw | €22,823 | €6,754 | 23.4% | - |
| RION Construct Sint-Pieters-Leeuw | €24,054 | €6,476 | 16.6% | - |
| BYM RENOV CONSTRUCT Sint-Pieters-Leeuw | €23,897 | €7,085 | 10.6% | - |
| MYRENOV Sint-Pieters-Leeuw | €21,037 | €6,494 | 45.6% | - |
| V&E GROUP Wemmel | €21,640 | €6,788 | 54.9% | - |
| SGVB Wemmel | €20,830 | €7,787 | 87.3% | - |
| TN COMPANY Overijse | €26,531 | €6,439 | 72.8% | - |
These companies have the same main activity as DIG CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €20,800 and €26,500, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 21-09-2023Normal situation
- Registered office
- 291 active companies are registered at this address37 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- General construction of residential buildingsNACE 41001and 5 others
- Establishment unit
- 2.349.724.4361200 Woluwe-Saint-Lambert, since 25-09-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 13-01-2026
Insights on DIG CONSTRUCT
The computed 12-month bankruptcy probability of DIG CONSTRUCT is at least 25% (high). The 2024 annual accounts show equity of €5,335 and a net result of €5,335.
Its solvency ranks better than 30% of 9,833 sector peers (NACE 41, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2024
micro format, filed on 11-02-2026, 195 days late€72,603
€6,754
-
-
23.4%
1.31
Money flows
of every €100 of turnover, €7.35 remains as profit in 2024Balance sheet
balance sheet total €22,823 on 31-12-2024What the company ownsHow it is paid for
Position in the sector
23.4%
Higher than 30% of 9,833 companies in 2024.
1.31
Higher than 36% of 9,553 companies in 2024.
23.4%
Higher than 79% of 9,646 companies in 2024.
DIG CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2024 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
22,823 | |
29/58 |
22,823 | |
40/41 |
22,823 | |
40 |
22,823 | |
| Balance sheet: equity and liabilities | ||
10/49 |
22,823 | |
10/15 |
5,335 | |
14 |
5,335 | |
17/49 |
17,488 | |
42/48 |
17,488 | |
43 |
5 | |
430/8 |
5 | |
45 |
2,460 | |
450/3 |
2,460 | |
47/48 |
15,024 | |
| Income statement | ||
70 |
72,603 | |
9900 |
6,754 | |
60/61 |
65,849 | |
9901 |
6,754 | |
65/66B |
85 | |
65 |
85 | |
9903 |
6,669 | |
67/77 |
1,334 | |
9904 |
5,335 | |
9905 |
5,335 | |
| Appropriation of the result | ||
9906 |
5,335 | |
| Document | ||
Source: Annual accounts 2024 (PDF), filed on 11-02-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2024 annual accounts filed 195 days after the deadline. Filed on 11 February 2026, deadline 31 July 2025 (7 months after the close on 31 December 2024, Companies Code art. 3:10). Source: NBB, 2026-00038527.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | micro format | 11-02-2026 | 2026-00038527 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2024 |
|---|---|---|
| 5,335 | ||
| 9.3% | ||
| 23.4% | ||
| 1.31 | ||
| 3.28 | ||
| 100.0% | ||
| 23.4% | ||
| 115 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on DIG CONSTRUCT
Debt's share of the balance-sheet total is 76.6%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 25-09-2023
term without a fixed end
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 25-09-2023
Mandates through the years
1 name, the dashed line is todayDINIC Gheorghe
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- DINIC Gheorghe
- Director (not named in the articles), appointed by deed of 25-09-2023, still in office
Control
Articles of association
deed of 25-09-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Tuesday of June at 15:00
Founder
At incorporation
deed of 25-09-2023 ↗
- DINIC Gheorghe sole founder · 100% at incorporation
Capital transactions
Capital over time
- 25-09-2023 Incorporation · 2,000 shares
Network & group
No group
DIG CONSTRUCT has no parent and no holdings in its annual accounts. DINIC Gheorghe is the only director. DIG CONSTRUCT shares no director with another company.
At the same address
Bergensesteenweg 421, 1600 Sint-Pieters-Leeuw · 290 other companies| BROTHER TRADERS
registered office since 24-11-2021 · founded in 2021 |
turnover €14.9m (2025) 0777.666.618 |
| CCS Europe NV/SA
registered office since 27-08-2004 · founded in 2004 |
8.7 FTE (2025) 0866.940.270 |
| OMBRO
establishment since 02-10-2026 · founded in 2018 |
16 FTE (2025) 0690.581.602 |
| STEFANO IMMOBILIER
registered office since 03-12-2015 · founded in 2015 |
total assets €1.2m (2025) 0643.826.513 |
| SEERAT
registered office since 26-02-2021 · founded in 2021 |
turnover €1.0m (2025) 0764.399.590 |
| BELGIUM INVEST & CONSULTING
registered office since 03-02-2020 · founded in 2019 · accounts filed late |
total assets €930,792 (2025) 0735.583.662 |
| COSTA ISOLATION
registered office since 21-12-2018 · founded in 2018 |
total assets €829,130 (2025) 0716.760.615 |
| MCV CONSTRUCT
registered office since 05-05-2023 · founded in 2023 |
total assets €728,331 (2025) 0801.485.660 |
| TOMALEX
registered office since 04-01-2019 · founded in 2019 |
turnover €700,022 (2025) 0717.654.005 |
| SCC BOUW
establishment since 29-12-2022 · founded in 2022 |
total assets €681,379 (2025) 0795.524.615 |
Timeline
Timeline
7 events since 2023Filings
Establishments
Address
Other
2023202420252026
2026
Annual accounts 2024 filed PDFmicro format · 195 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:1000143145
2025
Registered office moved from Kraainem to Sint-Pieters-LeeuwNew registered office: Bergensesteenweg 421 bus 13-019, 1600 Sint-Pieters-Leeuw · Previous registered office: Jozef Van Hovestraat 75, 1950 Kraainem · General meeting of 11-04-20252 points ▸
- General meeting, 11-04-2025
- Registered-office move, Bergensesteenweg 421 bus 13-019, 1600 Sint-Pieters-Leeuw
Address struck
2024
Publication in the Belgian Official Gazette1 point ▸
- Correction, 75
- The deed holds 2 more points.
2023
First establishment Prekelindenlaan 24, Woluwe-Saint-Lambert
IncorporationFounder: DINIC Gheorghe · 2,000 shares · Appointment: DINIC Gheorghe (director) · published on 25-09-20235 points ▸
- Founder, DINIC Gheorghe
- 2,000 shares
- Registered office clause, Jozef Van Hovestraat 25, 1950 Kraainem
- Board rule, 1
- Director appointment, DINIC Gheorghe (director (not named in the articles))
- The deed holds 1 more point.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
DIG CONSTRUCT was incorporated on 21 September 2023 as a private limited company by one natural person.12 The registered office was moved to Sint-Pieters-Leeuw in 2025.3 DINIC Gheorghe is director of the company, appointed by deed of 25-09-2023.2
Company details
Identity
- Enterprise number
- 1000.143.145
- VAT number
- BE 1000.143.145
- Peppol ID
- 0208:1000143145
- Other Peppol ID
- 9925:BE1000143145
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 21-09-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Tuesday of June at 15:00deed of 25-09-2023 (in Dutch)
- Peppol
- Reachable since 13-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- DIG CONSTRUCT in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 25-09-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Jozef Van Hovestraat 75, 1950 Kraainem”deed of 25-09-2023 (in Dutch)
Activities
NACEBEL 202541001
General construction of residential buildings main activity
43310
Plastering work
43320
Joinery installation
43331
Floor and wall tiling
43341
Painting of buildings
Codes under NACEBEL 2008
41201
General construction of buildings main activity
43211
Specialised construction activities
43310
Plastering work
43320
Joinery installation
43331
Floor and wall tiling
43341
Painting of buildings
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “De studie en de uitvoering van alle mogelijke particuliere en openbare bouwwerken,als algemene aannemer of in onderaanneming,het ontwerp en…”deed of 25-09-2023 (in Dutch)
9 activities
- De studie en de uitvoering van alle mogelijke particuliere en openbare bouwwerken,als algemene aannemer of in onderaanneming,het ontwerp en de bouw van alle mogelijke gebouwen en bouwsels,de studie en de uitvoering van binnen- en buitendecoraties
- Alle mogelijke verrichtingen die rechtstreeks of onrechtstreeks verband houden met het onderhoud,de renovatie,het herstel,de verfraaiing,de vernieuwing en de modernisering van alle soorten kunstwerken en onroerende goederen en,algemeen genomen,alle verrichtingen die rechtstreeks of onrechtstreeks verband houden met openbare en particuliere bouwwerken
- Het verstrekken van advies en bijstand,zowel technisch als administratief en commercieel,aan alle vennootschappen en ondernemingen voor alle mogelijke aangelegenheden met betrekking tot de sector van de onroerende goederen
- Het verwerven van alle mogelijke terreinen,het bouwen van openbare en particuliere gebouwen,de aankoop,de verkoop,de verhuur,de verdeling en de verkaveling van alle mogelijke onroerende goederen
- Al de werkzaamheden met betrekking tot de verdeling van water,gas,elektriciteit en andere nutsvoorzieningen
- De vaststelling en exploitatie van alle mogelijke transportmiddelen,havens,waterwegen,wegen en andere vervoerswegen
- De aankoop,de verkoop,de huur,de invoer en uitvoer van alle mogelijke materialen,goederen,toestellen en materieel,noodzakelijk voor de bouw,het onderhoud,het herstel en de vernieuwing van kunstwerken en gebouwen
- De voorbereiding,de opstelling en het afsluiten,zowel als mandataris als voor eigen rekening,van alle mogelijke overeenkomsten voor openbare of particuliere werken of voor leveringen en het uitvoeren van alle verrichtingen die daarmee verband houden
- Schoonmaakfirma in de ruimste zin van het woord
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Bergensesteenweg 421 registered office 1600 Sint-Pieters-Leeuw | ||
| Prekelindenlaan 24 1200 Woluwe-Saint-Lambert | 25-09-2023 | 2.349.724.436 |
1 former office
- Jozef Van Hovestraat 75, 1950 Kraainem until 11-04-2025 · deed of 22-04-2025
Buildings and parcels at the addresses
- Ground area
- 8,480 m²
- Buildings
- 1,404 m²
- Volume, LiDAR
- 11,136 m³
- Tallest building
- 18.5 m
Buildings to scale, each on its own parcel
Parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23582E0505/00E000 | Flanders | 8,312 m² | 1 · 1,330 m² | 9.5 m · 3 |
| 21673D0141/00S009 | Brussels | 168 m² | 1 · 74 m² | 18.5 m · 5 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1000.143.145