Turnover
≈ €82,000 estimated
The accounts state no turnover.
V&E GROUP
Lifetime
2 annual accounts with figures on one time axispeak €6,788 (2025)
€6,788▲ 33.3%
peak €4,582 (2025)
€4,582▲ 6.3%
peak €11,891 (2025)
€11,891▲ 62.7%
€9,749▲ 124%
Board1 name since 2023
1 directorTAFILAJ Egzon
Documentsfilings and deeds
28-09-202659 days late
2025micro format
Gross margin from €5,093 to €6,788Equity from €7,309 to €11,891Debts from €4,354 to €9,749Investments €7,710Cash from €7,692 to €10,703
Key points
from the 2025 annual accountsInvestments
€7,049 4.9 × depreciation
Green is investment, beige is depreciation.
At the same address
476 companies
2025 accounts filed 59 days after the deadline
Checked score
56
Fair
Financially stronger than 77% of micro companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.7%
01-2025: 4.1%▲ +0.4 percentage points vs 12-2024
02-2025: 4.2%▲ +0.1 percentage points vs 01-2025
03-2025: 4.6%▲ +0.4 percentage points vs 02-2025
04-2025: 4.6%● unchanged vs 03-2025
05-2025: 5.0%▲ +0.4 percentage points vs 04-2025
06-2025: 5.0%● unchanged vs 05-2025
07-2025: 4.8%▼ -0.2 percentage points vs 06-2025
08-2025: 4.8%● unchanged vs 07-2025
09-2025: 5.3%▲ +0.5 percentage points vs 08-2025
10-2025: 5.3%● unchanged vs 09-2025
11-2025: 5.3%● unchanged vs 10-2025highest value
12-2025: 1.9%▼ -3.4 percentage points vs 11-2025
01-2026: 1.9%● unchanged vs 12-2025
02-2026: 1.9%● unchanged vs 01-2026
03-2026: 1.9%● unchanged vs 02-2026
04-2026: 1.9%● unchanged vs 03-2026
05-2026: 1.9%● unchanged vs 04-2026
06-2026: 1.9%● unchanged vs 05-2026lowest value
07-2026: 2.0%▲ +0.1 percentage points vs 06-2026
08-2026: 2.5%▲ +0.5 percentage points vs 07-2026
09-2026: 2.8%▲ +0.3 percentage points vs 08-2026
10-2026: 1.9%▼ -0.9 percentage points vs 09-2026
11-2026: 1.9%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
Last filed accounts filed 59 days late; 2 of the last 3 accounts late
Size: total assets €21,640
lowers risk
Liquidity: current ratio 1.55, cash €10,703
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 63% of them on solvency, 81% on liquidity, 79% on profitability and 83% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as V&E GROUP has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of V&E GROUP itself: 1.9% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for V&E GROUP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.55 (2.62 in 2024), above the usual 1.5. Short-term debt is 45.1% and cash 49.5% of total assets. 45.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 59 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-09-2026, 59 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
59 days late
2024
105 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 82 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1000629135
First establishment
Rue de la Hachelette 9, Wanze
Incorporation
Founding capital of €3,000, 100 shares · Founder: TAFILAJ Egzon (sole founder) · Appointment: TAFILAJ Egzon (director) · published on 05-10-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| V&E GROUP Wemmel | - | - | 54.9% | - |
| SGVB Wemmel | - | - | 87.3% | - |
| DIG CONSTRUCT Sint-Pieters-Leeuw | €72,603 | 9.3% | 23.4% | - |
| RION Construct Sint-Pieters-Leeuw | - | - | 16.6% | - |
| MYRENOV Sint-Pieters-Leeuw | - | - | 45.6% | - |
| BYM RENOV CONSTRUCT Sint-Pieters-Leeuw | - | - | 10.6% | - |
| TNS Group Wezembeek-Oppem | €239,853 | 2.1% | 49.4% | - |
These companies have the same main activity as V&E GROUP: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €19,700 and €24,100, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 02-10-2023Normal situation
- Registered office
- 478 active companies are registered at this address54 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- General construction of residential buildingsNACE 41001and 6 others
- Establishment unit
- 2.355.851.0744520 Wanze, since 01-03-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 06-01-2026
Insights on V&E GROUP
The computed 12-month bankruptcy probability of V&E GROUP is 1.9% (moderate). The 2025 annual accounts show equity of €11,891 and a net result of €4,582.
Its solvency ranks better than 63% of 9,456 sector peers (NACE 41, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about V&E GROUP
- What is the company number of V&E GROUP?
- The company number of V&E GROUP is 1000.629.135. The VAT number is the same number with BE in front: BE 1000.629.135.
- Where is V&E GROUP based?
- The registered office is at Lt. Graffplein 15, 1780 Wemmel.Company details
- What does V&E GROUP do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of V&E GROUP?
- V&E GROUP is a private limited company (BV).
- When was V&E GROUP founded?
- V&E GROUP was founded on 02-10-2023.
- Is V&E GROUP still active?
- Yes, V&E GROUP is an active enterprise in the KBO register.
- What is the turnover of V&E GROUP?
- The turnover in financial year 2025 is ≈ €82,000. This figure is estimated from the gross margin of €6,788 and 263 comparable companies (NACE 41001). It probably lies between €42,000 and €150,000. It is a rough estimate.Financials
- Is V&E GROUP profitable?
- In financial year 2025, V&E GROUP made a profit of €4,582.
- Where can I find the annual accounts of V&E GROUP?
- V&E GROUP filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of V&E GROUP due?
- V&E GROUP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.