DIERICK PASCAL
ActiveDIERICK PASCAL has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €111k and a net result of €19k. Equity is growing by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 89% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 6.28 against 4.42 in 2024; short-term debt: 15.1% and cash: 69.9% of total assets), and 15.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.9%
Return on assets
14.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
57 d early
2023
29 d early
2022
24 d early
2021
30 d early
2020
29 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€111k▲ 20.7%
2024 · €92k
2018: €35k
2019: €48k
2020: €50k
2021: €61k
2022: €71k
2023: €81k
2024: €92k
2018 → 2025
Total assets
€131k▲ 10.8%
2024 · €118k
2018: €87k
2019: €70k
2020: €70k
2021: €76k
2022: €101k
2023: €99k
2024: €118k
2018 → 2025
Net result
€19k▲ 0.7%
2024 · €19k
2018: €7k
2019: €13k
2020: €1k
2021: €11k
2022: €10k
2023: €14k
2024: €19k
2018 → 2025
Working capital
€104k▲ 16.9%
2024 · €89k
2018: €34k
2019: €46k
2020: €49k
2021: €61k
2022: €71k
2023: €80k
2024: €89k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€61k-€71k▲ 16.2%€81k▲ 13.3%€92k▲ 14.2%€111k▲ 20.7%
Operating result€16k-€14k▼ 12.5%€19k▲ 35.2%€27k▲ 38.0%€26k▼ 1.3%
Net result€11k-€10k▼ 12.4%€14k▲ 36.6%€19k▲ 39.0%€19k▲ 0.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €131k
Fixed assets
€7k▲ 124%
Current assets
€124k▲ 7.6%
Equity and liabilities €131k
Equity
€111k▲ 20.7%
Debt
€20k▼ 24.2%
The debt ratio falls from 22.0% to 15.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▲
2024 · €28k
Cash flow
€21k▲
2024 · €20k
Solvency
84.9%▲
2024 · 78.0%
Current ratio
6.28▲
2024 · 4.42
Quick ratio
6.28▲
2024 · 4.42
Debt / equity
0.18▼
2024 · 0.28
ROE
17.1%▼
2024 · 20.5%
ROA
14.5%▼
2024 · 16.0%
Interest coverage
199.90▼
2024 · 206.82
Debt
€20k▼
2024 · €26k
Debt ≤ 1 year
€20k▼
2024 · €26k
Income taxes
€7k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€118k€131k▲
Fixed assets21/28€3k€7k▲
Tangible fixed assets22/27€3k€7k▲
Plant, machinery and equipment23€3k€7k▲
Furniture and vehicles24€412€213▼
Current assets29/58€115k€124k▲
Amounts receivable within one year40/41€6k€27k▲
Trade receivables40€896€27k▲
Other amounts receivable41€5k€0▼
Cash at bank and in hand54/58€106k€92k▼
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€118k€131k▲
Equity10/15€92k€111k▲
Contributions10/11€19k€19k=
Reserves13€74k€93k▲
Distributable reserves133€74k€93k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€26k€20k▼
Amounts payable within one year42/48€26k€20k▼
Trade debts44€3k€12k▲
Suppliers440/4€3k€12k▲
Taxes, remuneration and social security45€16k€805▼
Taxes450/3€14k€805▼
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€7k€7k▼
Income statement
Code20242025
Non-recurring operating income76A€0€8k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€779€2k▲
Other operating charges640/8€638€654▲
Gross operating margin9900€28k€29k▲
Operating profit (loss)9901€27k€26k▼
Financial income75/76B€172€0▼
Recurring financial income75€172€0▼
Financial charges65/66B€133€140▲
Recurring financial charges65€133€140▲
Profit (loss) for the period before taxes9903€27k€26k▼
Income taxes67/77€8k€7k▼
Profit (loss) for the period9904€19k€19k▲
Profit (loss) for the period to be appropriated9905€19k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€19k▲
Transfer from equity791/2€7k€0▼
Transfer to equity691/2€19k€19k▲
To other reserves6921€19k€19k▲
Profit to be distributed694/7€7k€0▼
Return on contributions (dividend)694€7k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €19k ▲0.7%
Net result €19k, the highest in the series.
31-12
Financial
Equity above €100kEq €111k ▲20.7%
8 profitable years in a row build equity to €111k.
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €1k ▼88.5%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Luitentuitstraat 53D9112 Sint-NiklaasGround area
1,608 m²
Building footprint
270 m²
Volume, LiDAR
1,651 m³
2 parcels, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Dierick Pascal bvba
since 20062.151.850.077
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46019B0603/00B000indicative | Flanders | 933 m² | 1 · 160 m² | 6.9 m · 2 fl. |
| 46019B0761/00C002 | Flanders | 675 m² | 1 · 110 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EP TOITURES
BE 0883.741.561
Frameries · Eq €111k
FUTURE ROOFS
BE 0752.538.272
Beringen · Eq €111k
RENO-DAK
BE 0500.694.994
Brasschaat · Eq €111k
Dakwerken Kreemers
BE 0840.008.122
Diepenbeek · Eq €111k
Bas Dakwerken
BE 0781.463.177
Pajottegem · Eq €111k
Of 8,558 companies in sector 43410 we hold annual accounts for 4,350. 3,793 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-2006
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
45220
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
45332
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.