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CONVIVIAL DUO

Active
Private limited companyfounded 2004active for 21 yearsRue Fyon 10, 4800 Verviers, BelgiumKBO/BCE: BE 0869.931.929
Summary

CONVIVIAL DUO has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48,346 and a net result of €23,466. Equity has been shrinking by about 6.6% per year since 2019. Its solvency ranks better than 48% of 34,954 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

Source: KBO
Status
Active since 10-11-2004 Normal situation
Activity
Installation of electric heating, air conditioning, cooling and ventilation NACE 43222and 4 others
Establishment unit
2.144.135.114 4800 Verviers, since 21-12-2004
Financial year end
31 December
Peppol
Reachable since 07-02-2026

Board and ownership

Board
  • Norga Jean-MarcDirector

Financial position

72 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts 2025
Gross margin
€28,548
▲ 61.9%
Turnover
≈ €170,000
estimated
Profit
€23,466
▲ 507%
Equity
€48,346
▲ 94.3%
Total assets
€107,062
▲ 144%
Employees on 31-12-2025
1
  • 2025 accounts filed 31 days after the deadline
Score breakdownraises riskLast filed accounts filed 31 days late; 1 of the last 3 accounts lateSector: Specialised construction activities (NACE 43)Size: total assets €107,062lowers riskFounded in 2004Show the evidence

Checked score

Score 2025
72 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 65% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 70-12
equity 45.2% of total assets
Liquidity 47+9
short-term debt 28.3% · cash 6.6%
Profitability 96+16
return on assets 21.9%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.3%▼ -0.1 percentage points vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025lowest value 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.6%▲ +0.3 percentage points vs 07-2025 09-2025: 0.7%▲ +0.1 percentage points vs 08-2025 10-2025: 0.6%▼ -0.1 percentage points vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026 08-2026: 1.1%▲ +0.4 percentage points vs 07-2026highest value 09-2026: 0.6%▼ -0.5 percentage points vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026 11-2026: 0.6%● unchanged vs 10-2026
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.8 (1.21 in 2024), above the usual 1.5. Short-term debt is 28.3% and cash 6.6% of total assets. However, 54.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 49% of them on solvency, 38% on liquidity, 82% on profitability and 91% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2004
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €107,062
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €48,346
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
28 days late
2023
27 days late
2022
31 days late
2021
30 days late
2020
2 days early
2019
35 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 26 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as CONVIVIAL DUO: installation of electric heating, air conditioning, cooling and ventilation (NACE 43222). They are comparable in size and age: total assets between €101,000 and €123,000, founded between 2003 and 2007.

CompanyTotal assetsGross margin
CONVIVIAL DUO Verviers€107,062€28,548
DELVAUX et fils Wanze€115,069€28,198
C.M.D TECHNICS Aubel€109,084€26,347
ETS BERTON Tournai€100,585€30,524
VANSONHOVEN JOHAN Mol€121,581€26,793
MAILLI STEPHANE ET FILS Charleroi€114,700€29,565
DAUWENS LUC Lievegem€123,079€29,477
Full comparison

Key facts about CONVIVIAL DUO

What is the company number of CONVIVIAL DUO?
The company number of CONVIVIAL DUO is 0869.931.929. The VAT number is the same number with BE in front: BE 0869.931.929.
Where is CONVIVIAL DUO based?
The registered office is at Rue Fyon 10, 4800 Verviers.Company details
What does CONVIVIAL DUO do?
According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
What is the legal form of CONVIVIAL DUO?
The legal form of CONVIVIAL DUO is Private limited company (BV).
When was CONVIVIAL DUO founded?
CONVIVIAL DUO was founded on 10-11-2004.
Is CONVIVIAL DUO still active?
Yes, CONVIVIAL DUO is an active enterprise in the KBO register.
How many employees does CONVIVIAL DUO have?
CONVIVIAL DUO had an average of 0.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CONVIVIAL DUO?
The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €28,548 and 33 comparable companies (NACE 43222). It probably lies between €120,000 and €190,000.
Is CONVIVIAL DUO profitable?
In financial year 2025, CONVIVIAL DUO made a profit of €23,466.
Where can I find the annual accounts of CONVIVIAL DUO?
CONVIVIAL DUO filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CONVIVIAL DUO due?
CONVIVIAL DUO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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