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DE SCHAEPDRIJVER

Active
Private limited companyfounded 2004active for 22 yearsKleine Kouterrede 28, 9340 Lede, BelgiumKBO/BCE: BE 0866.290.964
Summary

DE SCHAEPDRIJVER has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€13,114) and a net result of €1,561. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 34,699 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisFollow ReportCompare
DE SCHAEPDRIJVERActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Activity
Roofing work
NACE 43410
1 site
Size
€156,927total assets 2025
Equity
-€13,114
Profit
€1,561
Turnover not published (micro format)
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Structure
2025 accounts 37 days early1 of 3 deeds summarised
Why 54raises riskCapped at 59: negative equitySector: Specialised construction activities (NACE 43)Negative equity -€13,114lowers riskSize: total assets €156,927Founded in 2004Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 28% of its sector peers (NACE 43, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 17+3
equity -8.4% of total assets
Liquidity 31-4
short-term debt 51.7% · cash 5.7%
Profitability 59+9
return on assets 1.0%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,621 companies, NACE 43, micro)
Last 24 months 11-2024: 1.8% 12-2024: 1.8%● unchanged vs 11-2024 01-2025: 1.8%● unchanged vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 1.7%▼ -0.1 percentage points vs 02-2025 04-2025: 1.8%▲ +0.1 percentage points vs 03-2025 05-2025: 1.7%▼ -0.1 percentage points vs 04-2025 06-2025: 1.6%▼ -0.1 percentage points vs 05-2025 07-2025: 1.8%▲ +0.2 percentage points vs 06-2025 08-2025: 2.2%▲ +0.4 percentage points vs 07-2025 09-2025: 2.2%● unchanged vs 08-2025highest value 10-2025: 1.6%▼ -0.6 percentage points vs 09-2025 11-2025: 1.6%● unchanged vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.6%● unchanged vs 12-2025 02-2026: 1.6%● unchanged vs 01-2026 03-2026: 1.6%● unchanged vs 02-2026 04-2026: 1.6%● unchanged vs 03-2026 05-2026: 1.5%▼ -0.1 percentage points vs 04-2026 06-2026: 1.5%● unchanged vs 05-2026 07-2026: 1.0%▼ -0.5 percentage points vs 06-2026lowest value 08-2026: 1.0%● unchanged vs 07-2026lowest value 09-2026: 1.0%● unchanged vs 08-2026 10-2026: 1.0%● unchanged vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.25, compared with 0.32 in 2024, below 1; short-term debt: 51.7% and cash: 5.7% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 7% on solvency, 19% on liquidity, 28% on profitability and 56% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €156,927
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Negative equity -€13,114
NBB · annual accounts
lowers risk · Founded in 2004
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 34699 sector peers (2025).
NBB · sector comparison
Position among 34699 sector peers
Solvency
better than 8%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
37 days early
2024
46 days late
2023
26 days late
2022
31 days late
2021
10 days late
2020
31 days late
2019
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €1,290

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€13,114 View
  • Caution: Among the weakest 5% on equitysector median €57,810 · 34,711 companies -€13,114 View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€156,927
Profit
€1,561
Solvency
-8.4%
Total assets▲ 15.1%
Net result
20182025
Go to Financials

Timeline

Events
26
Since
2006
Next accounts
by 31-07-2027
  1. 26-08-2024Annual accounts filed
  2. 09-01-2024Appointment: DE SCHAEPDRYVER Bram (director)
  3. 31-12-2023Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Roofing workNACE 43410
Founded
12-07-2004
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
17
Who signs
Each director alone
Annual meeting
Third Monday of June at 18:00
Purpose
“De bouw van daken; Het plaatsen van dakbedekking van ongeacht welk materiaal; Het plaatsen…” (deed in Dutch)
Go to Articles of association

Key facts about DE SCHAEPDRIJVER

What is the company number of DE SCHAEPDRIJVER?
0866.290.964. In Belgium the VAT number is the company number with BE in front: BE 0866.290.964.
Where is DE SCHAEPDRIJVER based?
The registered office is at Kleine Kouterrede 28, 9340 Lede.Company details
What does DE SCHAEPDRIJVER do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of DE SCHAEPDRIJVER?
Private limited company (BV).
When was DE SCHAEPDRIJVER founded?
On 12-07-2004.
Is DE SCHAEPDRIJVER still active?
Yes, DE SCHAEPDRIJVER is an active enterprise in the KBO register.
What is the turnover of DE SCHAEPDRIJVER?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is DE SCHAEPDRIJVER profitable?
In financial year 2025, DE SCHAEPDRIJVER made a profit of €1,561.
Where can I find the annual accounts of DE SCHAEPDRIJVER?
DE SCHAEPDRIJVER filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DE SCHAEPDRIJVER due?
By 31-07-2027, for financial year 2026.Timeline

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