Dico Repair
ActiveSummary
The computed 12-month bankruptcy probability of Dico Repair is 1.6% (moderate). The 2025 annual accounts show equity of €25k and a net result of €-1k. Equity is shrinking by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 37% of 2566 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Score 2025
Axes · tick = 2024
Profitability67▲+35
Solvency51=
Growth32=
Track record92
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.92 against 0.87 in 2024; short-term debt: 57.9% and cash: 0.1% of total assets), and 73.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.3%
Return on assets
-1.2%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-1k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
21 d late
2024
31 d late
2023
14 d early
2022
3 d early
2021
3 d early
2020
30 d early
2019
25 d early
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€25k▼ 4.4%
2024 · €26k
2018: €34k
2019: €36k▲ +4.5% vs 2018
2020: €14k▼ -62.0% vs 2019
2021: €11k▼ -21.8% vs 2020lowest in 8 years
2022: €27k▲ +156% vs 2021
2023: €40k▲ +46.3% vs 2022highest in 8 years
2024: €26k▼ -34.6% vs 2023
2025: €25k▼ -4.4% vs 2024
2018 → 2025
Total assets
€95k▼ 5.0%
2024 · €100k
2018: €88k
2019: €153k▲ +73.6% vs 2018
2020: €142k▼ -7.5% vs 2019
2021: €171k▲ +21.0% vs 2020highest in 8 years
2022: €88k▼ -48.8% vs 2021lowest in 8 years
2023: €126k▲ +43.2% vs 2022
2024: €100k▼ -20.2% vs 2023
2025: €95k▼ -5.0% vs 2024
2018 → 2025
Net result
€-1k▲ 91.6%
2024 · €-14k
2018: €468
2019: €2k▲ +231% vs 2018
2020: €-22k▼ -1536% vs 2019lowest in 8 years
2021: €-3k▲ +86.7% vs 2020
2022: €17k▲ +661% vs 2021highest in 8 years
2023: €270▼ -98.4% vs 2022
2024: €-14k▼ -5217% vs 2023
2025: €-1k▲ +91.6% vs 2024
2018 → 2025
Working capital
€-4k▲ 26.0%
2024 · €-6k
2018: €18k
2019: €27k▲ +49.0% vs 2018highest in 8 years
2020: €-4k▼ -115% vs 2019
2021: €-14k▼ -256% vs 2020lowest in 8 years
2022: €-13k▲ +8.2% vs 2021
2023: €-8k▲ +37.8% vs 2022
2024: €-6k▲ +30.0% vs 2023
2025: €-4k▲ +26.0% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€27k▲ 156%€40k▲ 46.3%€26k▼ 34.6%€25k▼ 4.4%
2021: €11klowest in 5 years
2022: €27k▲ +156% vs 2021
2023: €40k▲ +46.3% vs 2022highest in 5 years
2024: €26k▼ -34.6% vs 2023
2025: €25k▼ -4.4% vs 2024
Operating result€4k-€24k▲ 431%€3k▼ 87.7%€-12k€2k
2021: €4k
2022: €24k▲ +431% vs 2021highest in 5 years
2023: €3k▼ -87.7% vs 2022
2024: €-12k▼ -529% vs 2023lowest in 5 years
2025: €2k▲ +113% vs 2024
Net result€-3k-€17k€270▼ 98.4%€-14k€-1k▲ 91.6%
2021: €-3k
2022: €17k▲ +661% vs 2021highest in 5 years
2023: €270▼ -98.4% vs 2022
2024: €-14k▼ -5217% vs 2023lowest in 5 years
2025: €-1k▲ +91.6% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2k after a loss of €12k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €95k
Fixed assets
€44k ▼ 29.3%
Current assets
€51k ▲ 35.7%
Equity and liabilities €95k
Equity
€25k ▼ 4.4%
Debt
€70k ▼ 5.2%
Debt's share of the balance-sheet total falls from 73.9% to 73.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€20k▲
2024 · €6k
Cash flow
€17k▲
2024 · €5k
Current ratio
0.92▲
2024 · 0.87
Quick ratio
0.35▲
2024 · 0.17
Debt to equity
2.80▼
2024 · 2.83
ROE
-4.6%▲
2024 · -52.8%
ROA
-1.2%▲
2024 · -13.8%
Interest coverage
7.32▲
2024 · 3.71
Debt ≤ 1 year
€55k▲
2024 · €43k
Debt > 1 year
€15k▼
2024 · €31k
Income taxes
€62
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€100k€95k▼
Fixed assets21/28€63k€44k▼
Tangible fixed assets22/27€58k€40k▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€17k€10k▼
Leasing and similar rights25€34k€25k▼
Financial fixed assets28€5k€5k=
Current assets29/58€37k€51k▲
Stocks and contracts in progress3€30k€31k▲
Stocks30/36€5k€5k▼
Contracts in progress37€25k€26k▲
Amounts receivable within one year40/41€5k€19k▲
Trade receivables40€3k€17k▲
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€2k€74▼
Equity and liabilities
Total equity and liabilities10/49€100k€95k▼
Equity10/15€26k€25k▼
Contributions10/11€19k€19k=
Reserves13€14k€14k=
Tax-exempt reserves132€14k€14k=
Profit (loss) carried forward14€-6k€-7k▼
Amounts payable17/49€74k€70k▼
Amounts payable after more than one year17€31k€15k▼
Financial debts170/4€31k€15k▼
Amounts payable within one year42/48€43k€55k▲
Current portion of amounts payable after more than one year42€7k€7k▲
Financial debts43€4k-
Credit institutions430/8€4k-
Trade debts44-€470
Suppliers440/4-€470
Taxes, remuneration and social security45€113€402▲
Taxes450/3€113€402▲
Other amounts payable47/48€31k€47k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€18k▼
Other operating charges640/8€695€1k▲
Gross operating margin9900€7k€21k▲
Operating profit (loss)9901€-12k€2k▲
Financial income75/76B€291€50▼
Recurring financial income75€291€50▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€-14k€-1k▲
Income taxes67/77-€62
Profit (loss) for the period9904€-14k€-1k▲
Profit (loss) for the period to be appropriated9905€-14k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-7k▼
Profit (loss) brought forward from the previous period14P€8k€-6k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15k | €41k | €13k | €19k | €18k | ▼ 1.5% |
| Other operating charges640/8 | €846 | €2k | €3k | €695 | €1k | ▲ 48.8% |
| Non-recurring operating charges66A | - | - | €3k | - | - | - |
| Gross operating margin9900 | €21k | €66k | €22k | €7k | €21k | ▲ 203% |
| Operating profit (loss)9901 | €4k | €24k | €3k | €-12k | €2k | ▲ 113% |
| Financial income75/76B | €0 | €21 | €9 | €291 | €50 | ▼ 82.8% |
| Recurring financial income75 | €0 | €21 | €9 | €291 | €50 | ▼ 82.8% |
| Financial charges65/66B | €7k | €7k | €3k | €2k | €3k | ▲ 62.1% |
| Recurring financial charges65 | €7k | €7k | €3k | €2k | €3k | ▲ 62.1% |
| Profit (loss) for the period before taxes9903 | €-3k | €17k | €270 | €-14k | €-1k | ▲ 92.1% |
| Income taxes67/77 | - | - | - | - | €62 | - |
| Profit (loss) for the period9904 | €-3k | €17k | €270 | €-14k | €-1k | ▲ 91.6% |
| Profit (loss) for the period to be appropriated9905 | €-3k | €17k | €270 | €-14k | €-1k | ▲ 91.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €171k | €88k | €126k | €100k | €95k | ▼ 5.0% |
| Fixed assets21/28 | €44k | €45k | €79k | €63k | €44k | ▼ 29.3% |
| Tangible fixed assets22/27 | €39k | €41k | €74k | €58k | €40k | ▼ 31.7% |
| Plant, machinery and equipment23 | €5k | €11k | €9k | €7k | €5k | ▼ 34.7% |
| Furniture and vehicles24 | €34k | €30k | €22k | €17k | €10k | ▼ 40.0% |
| Leasing and similar rights25 | - | - | €44k | €34k | €25k | ▼ 27.1% |
| Financial fixed assets28 | €5k | €5k | €5k | €5k | €5k | = |
| Current assets29/58 | €128k | €42k | €46k | €37k | €51k | ▲ 35.7% |
| Stocks and contracts in progress3 | €115k | - | €33k | €30k | €31k | ▲ 3.8% |
| Stocks30/36 | - | - | €33k | €5k | €5k | ▼ 5.1% |
| Contracts in progress37 | €115k | - | - | €25k | €26k | ▲ 5.6% |
| Amounts receivable within one year40/41 | €11k | €1k | €11k | €5k | €19k | ▲ 260% |
| Trade receivables40 | €5k | - | €10k | €3k | €17k | ▲ 559% |
| Other amounts receivable41 | €6k | €1k | €1k | €3k | €3k | ▼ 6.9% |
| Cash at bank and in hand54/58 | €2k | €21k | €3k | €2k | €74 | ▼ 96.1% |
| Deferred charges and accrued income490/1 | - | €20k | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €171k | €88k | €126k | €100k | €95k | ▼ 5.0% |
| Equity10/15 | €11k | €27k | €40k | €26k | €25k | ▼ 4.4% |
| Contributions10/11 | €6k | €6k | €19k | €19k | €19k | = |
| Reserves13 | €14k | €14k | €14k | €14k | €14k | = |
| Tax-exempt reserves132 | €14k | €14k | €14k | €14k | €14k | = |
| Profit (loss) carried forward14 | €-9k | €7k | €8k | €-6k | €-7k | ▼ 18.5% |
| Amounts payable17/49 | €161k | €60k | €86k | €74k | €70k | ▼ 5.2% |
| Amounts payable after more than one year17 | €18k | €5k | €31k | €31k | €15k | ▼ 51.1% |
| Financial debts170/4 | €18k | €5k | €31k | €31k | €15k | ▼ 51.1% |
| Amounts payable within one year42/48 | €142k | €55k | €55k | €43k | €55k | ▲ 27.5% |
| Current portion of amounts payable after more than one year42 | €19k | €15k | €7k | €7k | €7k | ▲ 3.1% |
| Financial debts43 | €17k | €14k | - | €4k | - | - |
| Credit institutions430/8 | €17k | €14k | - | €4k | - | - |
| Trade debts44 | €82k | €4k | €14k | - | €470 | - |
| Suppliers440/4 | €82k | €4k | €14k | - | €470 | - |
| Taxes, remuneration and social security45 | €210 | €37 | €75 | €113 | €402 | ▲ 257% |
| Taxes450/3 | €210 | €37 | €75 | €113 | €402 | ▲ 257% |
| Other amounts payable47/48 | €24k | €22k | €33k | €31k | €47k | ▲ 48.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-3k | €17k | €270 | €-14k | €-1k | ▲ 91.6% |
| + Depreciation and write-downs630 | €15k | €41k | €13k | €19k | €18k | ▼ 1.5% |
| Operating cash flow (approximation) | €12k | €57k | €13k | €5k | €17k | ▲ 256% |
| Investment in fixed assets (approximation) | - | €-43k | €-47k | €-2k | €0 | ▲ 100% |
| Change in cash | - | €19k | €-18k | €-645 | €-2k | ▼ 183% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
07-03
KBO administration
Address struck
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Retie · 1 establishment unit since 2016
Ground area
815 m²
Building footprint
149 m²
Volume, LiDAR
713 m³
Parcel 13632H0178/00W002, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dico Repair
since 20162.252.283.085
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13632H0178/00W002 | Flanders | 815 m² | 1 · 149 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 293 EUR awarded · 293 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 293 EUR | 293 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 2,544 companies in sector 95290 we hold annual accounts for 418. 296 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded06-04-2016
Fiscal year end31-12
Activities, NACEBEL 2025
95290Repair and maintenance of other personal and household goods
Scores and ratios are computed by Checked and are not a credit decision.