Equity
€180,709 from €425,910 in 2017
Equity fell by 58% in 8 years.
DEVISÉ C&K
Lifetime
16 annual accounts with figures on one time axispeak €563,109 (2020)
€427,986▼ 22.0%
lowest -€145,090 (2025)
-€145,090▼ €152,999
peak €425,910 (2017)
€180,709▼ 44.5%
€1.8m▼ 6.9%
peak 10.8 FTE (2019)
8.3 FTE▲ 1.2%
Board3 names since 2020
2 directors and 1 other
Owners
50%
Documentsfilings and deeds
09-12-202553 days before the deadline
2025abbreviated format
Gross margin from €549,027 to €427,986Loss of €145,090Equity from €325,799 to €180,709Cash from €28,320 to €15,698
Key points
from the 2025 annual accountsResult
-€145,090 -€145,090
From profit to loss in 2025, after a profit of €7,909 in 2024.
Turnover
≈ €2.2m estimated
The abbreviated format states no turnover.
Debts
€1.8m 91% of the balance sheet
Financial debts 24%Suppliers 47%Taxes and wages 10%Other 19%
€234,391 of the debts are secured on the company's own assets. In 2022 that was €286,266.
Filings
16 annual accounts since 2010
The last five annual accounts were filed 51 to 73 days before the end of the period.
Position in the sector
-€145,090
Lower net result than 93% of companies in wholesale trade. Sector median €38,114 · 10,723 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,037 companies had the same profile as DEVISÉ C&K has now. Each dot stands for 3 companies, two years later.
93.8%
were still trading
2.9%
stopped another way
2.9%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,037 companies, not a prediction for DEVISÉ C&K. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director
Director
- 50%equity €408,739 (2025) · 30-06-2025 annual accounts of
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0810060262
Company renamed from DEVISÉ C&K to DEVISÉ
Registered office moved from Borgloon to Hoepertingen · New registered office: Bilterweg 26, 3840 Hoepertingen · Previous registered office: Bilterweg 17, 3840 Borgloon · General meeting of 02-03-2020 · Gazette deed
First establishment
DEVISE, Bilterweg 26, Tongeren-Borgloon
Incorporation
published on 06-03-2009 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DEVISÉ C&K Tongeren-Borgloon | €2.0m | €427,986 | 9.1% | 8.3 |
| AGRIFAGNES Philippeville | €1.9m | €517,971 | 31.0% | 7.2 |
| LOUVIEAUX & FILS Leuze-en-Hainaut | €1.6m | €522,772 | 65.5% | 6.3 |
| JARDITECH Herve | €2.3m | €626,257 | 45.1% | 7.5 |
| AERTS RAPIDE Geraardsbergen | €1.7m | €612,451 | 42.5% | 6.3 |
| Pro-Garden Brasschaat | €1.6m | €441,099 | 14.4% | 5.5 |
| SUD EQUIPEMENT Habay | €1.2m | €453,798 | 59.2% | 6.2 |
These companies have the same main activity as DEVISÉ C&K: wholesale trade (NACE 46610). They are comparable in size and age: total assets between €1.2m and €2.3m, founded between 2004 and 2012.
Official details
Source: KBO- Status
- Active since 23-02-2009Normal situation
- Activity
- Wholesale tradeNACE 46610and 3 others
- Joint committees
- 149.04Metal trade
- 200Auxiliary committee for white-collar workers · annual accounts 30-06-2025
- Establishment unit
- 2.178.351.7643840 Tongeren-Borgloon, since 01-04-2009
- Financial year end
- 30 June
- Peppol
- Reachable since 03-11-2025
Annual accounts to 30-06-2025
- €2.0m▼ 12.3%
- Employeeson 30-06-2025
- 9▲ 12.5%
- Filing
- Filed on 09-12-2025, 53 days before the end of the filing period
Insights on DEVISÉ C&K
DEVISÉ C&K files the abbreviated format. That format states no turnover. The gross margin rose from €419,309 in 2010 to €427,986 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DEVISÉ C&K
- What is the company number of DEVISÉ C&K?
- The company number of DEVISÉ C&K is 0810.060.262. The VAT number is the same number with BE in front: BE 0810.060.262.
- Where is DEVISÉ C&K based?
- The registered office is at Bilterweg 26, 3840 Tongeren-Borgloon.Company details
- What does DEVISÉ C&K do?
- According to the KBO register, the main activity is wholesale trade (NACE 46610).
- What is the legal form of DEVISÉ C&K?
- DEVISÉ C&K is a private limited company (pre-2019) (BVBA).
- When was DEVISÉ C&K founded?
- DEVISÉ C&K was founded on 23-02-2009.
- Is DEVISÉ C&K still active?
- Yes, DEVISÉ C&K is an active enterprise in the KBO register.
- How many employees does DEVISÉ C&K have?
- DEVISÉ C&K had an average of 8.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does DEVISÉ C&K fall under?
- In its 30-06-2025 annual accounts, DEVISÉ C&K states joint committees 149.04 (Metal trade) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of DEVISÉ C&K?
- The turnover in financial year 2025 is ≈ €2.2m. This figure is estimated from the gross margin of €427,986 and 139 comparable companies (NACE 46). It probably lies between €1.4m and €3.7m.
- Is DEVISÉ C&K profitable?
- In financial year 2025, DEVISÉ C&K made a loss of €145,090.
- Where can I find the annual accounts of DEVISÉ C&K?
- DEVISÉ C&K filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DEVISÉ C&K due?
- DEVISÉ C&K must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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