Pro-Garden
ActiveSummary
Pro-Garden has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €226k and a net result of €22k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 19% of 9038 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability41▲+11
Solvency39▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days only on tighter terms
Liquidity tight (current ratio 1.07 against 1.05 in 2023; short-term debt: 48.4% and cash: 1.7% of total assets), and 85.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 9038 sector peers (2024).
NBB · sector comparisonPosition among 9038 sector peers
Solvency
better than 19%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-11-2025, 106 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
106 d late
2023
87 d late
2022
91 d late
2021
85 d late
2020
194 d late
2019
88 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€226k▲ 10.6%
2023 · €205k
2018: €203k
2019: €222k
2020: €229k
2021: €228k
2022: €230k
2023: €205k
2018 → 2024
Total assets
€1.58M▼ 2.7%
2023 · €1.62M
2018: €1.38M
2019: €1.60M
2020: €1.54M
2021: €1.61M
2022: €1.52M
2023: €1.62M
2018 → 2024
Net result
€22k
2023 · €-26k
2018: €63k
2019: €19k
2020: €6k
2021: €-809
2022: €3k
2023: €-26k
2018 → 2024
Working capital
€57k▲ 39.9%
2023 · €41k
2018: €53k
2019: €100k
2020: €116k
2021: €130k
2022: €93k
2023: €41k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€229k-€228k▼ 0.4%€230k▲ 1.2%€205k▼ 11.2%€226k▲ 10.6%
Operating result€39k-€59k▲ 52.0%€64k▲ 9.0%€55k▼ 13.8%€93k▲ 67.9%
Net result€6k-€-809€3k€-26k€22k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 68% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.58M
Fixed assets
€755k ▼ 7.6%
Current assets
€820k ▲ 2.2%
Equity and liabilities €1.58M
Equity
€226k ▲ 10.6%
Debt
€1.35M ▼ 4.7%
Debt's share of the balance-sheet total falls from 87.4% to 85.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€162k▲
2023 · €131k
Cash flow
€91k▲
2023 · €49k
Current ratio
1.07▲
2023 · 1.05
Quick ratio
0.30▲
2023 · 0.18
Debt to equity
5.97▼
2023 · 6.92
ROE
9.6%▲
2023 · -12.7%
ROA
1.4%▲
2023 · -1.6%
Interest coverage
2.44▲
2023 · 1.61
Debt ≤ 1 year
€763k▲
2023 · €762k
Debt > 1 year
€569k▼
2023 · €649k
Income taxes
€6k▲
2023 · €1k
Staff costs
€259k▲
2023 · €205k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 58 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.62M€1.58M▼
Fixed assets21/28€817k€755k▼
Tangible fixed assets22/27€813k€752k▼
Land and buildings22€789k€734k▼
Plant, machinery and equipment23€8k€5k▼
Furniture and vehicles24€15k€13k▼
Financial fixed assets28€4k€4k=
Current assets29/58€803k€820k▲
Stocks and contracts in progress3€668k€591k▼
Stocks30/36€668k€591k▼
Amounts receivable within one year40/41€133k€194k▲
Trade receivables40€126k€189k▲
Other amounts receivable41€7k€6k▼
Cash at bank and in hand54/58-€27k
Deferred charges and accrued income490/1€2k€8k▲
Equity and liabilities
Total equity and liabilities10/49€1.62M€1.58M▼
Equity10/15€205k€226k▲
Contributions10/11€131k€131k=
Outside capital11€131k€131k=
Other1109/19€131k€131k=
Reserves13€97k€97k=
Non-distributable reserves130/1€14k€14k=
Reserves not available under the articles1311€14k€14k=
Distributable reserves133€83k€83k=
Profit (loss) carried forward14€-24k€-2k▲
Amounts payable17/49€1.42M€1.35M▼
Amounts payable after more than one year17€649k€569k▼
Financial debts170/4€649k€569k▼
Amounts payable within one year42/48€762k€763k▲
Current portion of amounts payable after more than one year42€231k€232k▲
Financial debts43€14k€10k▼
Credit institutions430/8€14k€10k▼
Trade debts44€455k€421k▼
Suppliers440/4€455k€421k▼
Advances received on contracts in progress46€605-
Taxes, remuneration and social security45€51k€75k▲
Taxes450/3€33k€48k▲
Remuneration and social security454/9€18k€26k▲
Other amounts payable47/48€10k€26k▲
Accrued charges and deferred income492/3€4k€17k▲
Income statement
Code20232024
Non-recurring operating income76A€10k-
Remuneration, social security and pensions62€205k€259k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€75k€69k▼
Other operating charges640/8€13k€20k▲
Gross operating margin9900€348k€441k▲
Operating profit (loss)9901€55k€93k▲
Financial income75/76B€1k€1k▼
Recurring financial income75€93€653▲
Non-recurring financial income76B€1k€440▼
Financial charges65/66B€81k€66k▼
Recurring financial charges65€81k€66k▼
Profit (loss) for the period before taxes9903€-24k€27k▲
Income taxes67/77€1k€6k▲
Profit (loss) for the period9904€-26k€22k▲
Profit (loss) for the period to be appropriated9905€-26k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€-2k▲
Profit (loss) brought forward from the previous period14P€2k€-24k▼
Social balance
Average headcount (FTE)90875.55.5=
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
14-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 106 days late
2024
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 87 days late
2023
31-12
Financial
Weakest financial yearnet €-26k ▼1073%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 91 days late
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
24-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 85 days late
10-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 194 days late
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 88 days late
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 50 days late
2016
13-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 74 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bredabaan 9482930 BrasschaatGround area
5,921 m²
Building footprint
14 m²
Volume, LiDAR
30 m³
Parcel 11324D0051/00N000, Flanders · tallest building 2.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
PRO-GARDEN
since 20042.143.902.215
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11324D0051/00N000 | Flanders | 5,921 m² | 1 · 14 m² | 2.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 16,625 EUR awarded · 16,625 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 4,399 EUR | 4,399 EUR |
| 2022 | 1 | 12,226 EUR | 12,226 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Recognitions · licences · registrations
Dual-learning approval
1 live approvalOnthaal, organisatie en sales duaal (so)
Legal Entity Identifier
254900LF6LT8P0ZVG204
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MDS PARTS
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Of 806 companies in sector 46610 we hold annual accounts for 566. 445 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded19-11-2004
Fiscal year end31-12
Activities, NACEBEL 2025
46610Wholesale trade
33120Repair and maintenance of machinery
47761Retail sale of flowers, plants, seeds and fertilisers
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.