AGRIFAGNES
ActiveAGRIFAGNES has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €601k and a net result of €44k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 35% of 4844 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▲+3
Solvency56▲+3
Growth75▲+27
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.84 against 2.66 in 2024; short-term debt: 23% and cash: 2.4% of total assets), but 68.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.5%
Return on assets
2.3%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 05-10-2025, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
18 d early
2023
39 d early
2022
87 d early
2021
136 d early
2020
58 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close19-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, full schema
Turnover
€5.19M▲ 75.3%
2024 · €2.96M
2019: €2.77M
2020: €3.64M
2021: €2.62M
2022: €2.66M
2023: €3.38M
2024: €2.96M
2019 → 2025
EBIT margin
2.0%▼ 0.4pp
2024 · 2.3%
2019: 2.0%
2020: 1.8%
2021: 2.6%
2022: 4.9%
2023: 2.3%
2024: 2.3%
2019 → 2025
Net result
€44k▲ 142%
2024 · €18k
2019: €23k
2020: €35k
2021: €43k
2022: €82k
2023: €39k
2024: €18k
2019 → 2025
Working capital
€1.25M▲ 12.9%
2024 · €1.11M
2019: €868k
2020: €970k
2021: €880k
2022: €1.14M
2023: €1.15M
2024: €1.11M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€2.62M-€2.66M▲ 1.8%€3.38M▲ 26.8%€2.96M▼ 12.3%€5.19M▲ 75.3%
Equity€425k-€505k▲ 19.0%€542k▲ 7.4%€559k▲ 3.1%€601k▲ 7.6%
Operating result€68k-€131k▲ 90.8%€77k▼ 41.0%€69k▼ 10.7%€102k▲ 47.5%
Net result€43k-€82k▲ 91.3%€39k▼ 52.6%€18k▼ 53.4%€44k▲ 142%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 48% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.91M
Fixed assets
€223k▼ 11.6%
Current assets
€1.69M▼ 4.7%
Equity and liabilities €1.91M
Equity
€601k▲ 7.6%
Debt
€1.31M▼ 10.6%
The debt ratio falls from 72.4% to 68.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€163k▲
2024 · €128k
Cash flow
€105k▲
2024 · €77k
Solvency
31.5%▲
2024 · 27.6%
Current ratio
3.84▲
2024 · 2.66
Quick ratio
1.25▲
2024 · 0.96
Debt / equity
2.18▼
2024 · 2.62
ROE
7.3%▲
2024 · 3.2%
ROA
2.3%▲
2024 · 0.9%
Interest coverage
3.18▲
2024 · 2.56
Debt
€1.31M▼
2024 · €1.46M
Debt ≤ 1 year
€440k▼
2024 · €666k
Debt > 1 year
€869k▲
2024 · €799k
Income taxes
€16k▲
2024 · €7k
Staff costs
€392k▼
2024 · €394k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.02M€1.91M▼
Fixed assets21/28€252k€223k▼
Tangible fixed assets22/27€250k€220k▼
Land and buildings22€154k€136k▼
Plant, machinery and equipment23€72k€56k▼
Furniture and vehicles24€24k€28k▲
Financial fixed assets28€2k€2k=
Current assets29/58€1.77M€1.69M▼
Stocks and contracts in progress3€1.13M€1.14M▲
Stocks30/36€1.13M€1.14M▲
Amounts receivable within one year40/41€484k€505k▲
Trade receivables40€424k€505k▲
Other amounts receivable41€59k€184▼
Cash at bank and in hand54/58€156k€47k▼
Equity and liabilities
Total equity and liabilities10/49€2.02M€1.91M▼
Equity10/15€559k€601k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€530k€574k▲
Investment grants15€8k€7k▼
Amounts payable17/49€1.46M€1.31M▼
Amounts payable after more than one year17€799k€869k▲
Financial debts170/4€799k€869k▲
Amounts payable within one year42/48€666k€440k▼
Current portion of amounts payable after more than one year42€77k€63k▼
Trade debts44€527k€297k▼
Suppliers440/4€527k€297k▼
Taxes, remuneration and social security45€62k€79k▲
Taxes450/3€2k€5k▲
Remuneration and social security454/9€60k€75k▲
Income statement
Code20242025
Turnover70€2.96M€5.19M▲
Goods, raw materials, services and sundry goods60/61€2.43M€4.66M▲
Remuneration, social security and pensions62€394k€392k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€61k▲
Other operating charges640/8€12k€12k▼
Gross operating margin9900€535k€566k▲
Operating profit (loss)9901€69k€102k▲
Financial income75/76B€7k€10k▲
Recurring financial income75€7k€10k▲
Financial charges65/66B€50k€52k▲
Recurring financial charges65€50k€51k▲
Non-recurring financial charges66B€180€527▲
Profit (loss) for the period before taxes9903€25k€60k▲
Income taxes67/77€7k€16k▲
Profit (loss) for the period9904€18k€44k▲
Profit (loss) for the period to be appropriated9905€18k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€530k€574k▲
Profit (loss) brought forward from the previous period14P€512k€530k▲
Social balance
Average headcount (FTE)90877.07.3▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
05-10
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
13-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
31-03
Financial
Weakest financial yearnet €18k ▼53.4%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
2023
22-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
05-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
31-03
Financial
Highest result since 2019net €82k ▲91.3%
Operating result €131k, net result €82k, both a record.
31-03
Financial
Equity above €500kEq €505k ▲19%
4 profitable years in a row build equity to €505k.
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
03-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
16-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
20-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
23-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Philippeville · 2 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Grande(ROM) 315600 PhilippevilleGround area
686 m²
Building footprint
384 m²
2 parcels, Wallonia. Linked by address, not a title deed.
2 establishment units
AGRIFAGNES
since 20102.183.542.947
Rue Grande(ROM) 31, 5600 Philippeville
since 20132.218.157.693
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93006D0823/00X000 | Wallonia | 378 m² | 1 · 223 m² | - |
| 93061E0629/00F002 | Wallonia | 307 m² | 1 · 161 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VANDACO
BE 0455.259.305
Ciney · Eq €602k
Stessens Landbouwmachines
BE 0831.456.086
Retie · Eq €603k
VOGELSANG BELGIUM
BE 0800.109.844
Torhout · Eq €608k
JOSEPH GOFFINET
BE 0473.275.569
Amel · Eq €594k
AVS AGRI
BE 0862.236.859
Puurs-Sint-Amands · Eq €593k
Of 806 companies in sector 46610 we hold annual accounts for 566. 467 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-2009
Fiscal year end31-03
Activities, NACEBEL
46610Wholesale trade
33120Repair and maintenance of machinery
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.