Investments
Green is investment, beige is depreciation. Machinery stands 922.3% higher than in 2024.
Green is investment, beige is depreciation. Machinery stands 922.3% higher than in 2024.
Short-term debts fell from €11,690 to €7,761.
Higher solvency than 87% of companies in repair of computers and personal goods. Sector median 38.1% · 3,639 companies.
In July 2024, 39,326 companies had the same profile as DEVINE CAR CUSTOMS has now. Each dot stands for 99 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,326 companies, not a prediction for DEVINE CAR CUSTOMS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| DEVINE CAR CUSTOMS Wevelgem | - | - | 80.4% | - |
| M CAR DETAILER Sambreville | - | - | -39.3% | - |
| Mrs & Mr K Liège | - | - | 2.5% | - |
| Z TOP SERVICE Ypres | - | - | 81.7% | - |
| FIRST CLASS CW Ypres | €47,735 | 8.9% | 40.8% | - |
| Rebima Wervik | - | - | 38.4% | - |
| PRESTACIONAL SERVICES Gerpinnes | €92,514 | 26.9% | 54.2% | - |
These companies have the same main activity as DEVINE CAR CUSTOMS: washing and cleaning of motor vehicles (NACE 95316). They are comparable in size and age: total assets between €25,600 and €77,600, founded between 2022 and 2023.
DEVINE CAR CUSTOMS has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32,950 and a net result of €18,803.
Its solvency ranks better than 87% of 3,639 sector peers (NACE 95, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €81,000. Estimated: probably between €64,000 and €120,000.
Higher than 87% of 3,639 companies in 2025.
Higher than 78% of 3,503 companies in 2025.
Higher than 95% of 3,530 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
40,990 | 25,838 | |
21/28 |
17,743 | 11,090 | |
22/27 |
17,743 | 11,090 | |
22 |
7,942 | 10,132 | |
23 |
9,801 | 959 | |
29/58 |
23,247 | 14,747 | |
3 |
3,271 | - | |
30/36 |
3,271 | - | |
40/41 |
7,312 | 5,503 | |
40 |
7,312 | 4,836 | |
41 |
0 | 667 | |
54/58 |
12,406 | 8,992 | |
490/1 |
258 | 252 | |
| Balance sheet: equity and liabilities | |||
10/49 |
40,990 | 25,838 | |
10/15 |
32,950 | 14,147 | |
10/11 |
4,000 | 4,000 | |
13 |
28,950 | 10,147 | |
133 |
28,950 | 10,147 | |
17/49 |
8,040 | 11,690 | |
42/48 |
7,761 | 11,690 | |
44 |
2,194 | 4,888 | |
440/4 |
2,194 | 4,888 | |
45 |
5,167 | 2,403 | |
450/3 |
5,167 | 2,403 | |
47/48 |
400 | 4,400 | |
492/3 |
279 | - | |
| Income statement | |||
9900 |
31,686 | 15,598 | |
630 |
3,146 | 1,030 | |
640/8 |
1,725 | 1,125 | |
66A |
1,238 | - | |
9901 |
25,576 | 13,443 | |
75/76B |
8 | 110 | |
75 |
8 | 110 | |
65/66B |
101 | 69 | |
65 |
101 | 69 | |
9903 |
25,483 | 13,483 | |
67/77 |
6,680 | 3,336 | |
9904 |
18,803 | 10,147 | |
9905 |
18,803 | 10,147 | |
| Appropriation of the result | |||
9906 |
18,803 | 10,147 | |
691/2 |
18,803 | 10,147 | |
6921 |
18,803 | 10,147 | |
| Document | |||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 22-12-2025.
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 28,722 | 14,473 | ||
| 21,949 | 11,177 | ||
| 9,799 | 12,120 | ||
| 3,414 | - | ||
| 15,487 | 3,057 | ||
| 80.4% | 54.8% | ||
| 3.00 | 1.26 | ||
| 2.57 | 1.26 | ||
| 0.24 | 0.83 | ||
| 57.1% | 71.7% | ||
| 45.9% | 39.3% | ||
| over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 30-06-2025 | 30-06-2024 |
|---|---|---|
| Tangible fixed assets | €9,799 | €12,120 |
| €3,146 | €1,030 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 90% higher than in 2024.
Debt's share of the balance-sheet total falls from 45.2% to 19.6%. Equity is higher and debt is lower.
DEVINE CAR CUSTOMS has no parent and no holdings in its annual accounts. DEVINE CAR CUSTOMS shares no director with another company.
| Ketels, Chloé (sole trader)
establishment since 01-01-2025 |
founded in 2025 1017.642.836 |
Deadline for the 2026 accounts: 31-01-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Pereboomhof 11 registered office 8560 Wevelgem | 19-07-2023 | 2.347.819.573 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 34012C0589/00N000 | 570 m² | 1 · 137 m² | 7.8 m · 2 |
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