Mrs & Mr K
ActiveThe computed 12-month bankruptcy probability of Mrs & Mr K is 2.8% (moderate). The 2025 annual accounts show equity of €1k and a net result of €127. Equity is shrinking by ~45.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 19% of 2510 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability54▼-46
Solvency7▼-62
Growth32▼-46
Stability94
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.72 against 1.05 in 2024), and 97.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 2510 sector peers (2025).
NBB · sector comparisonPosition among 2510 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
16 d early
2024
12 d late
2023
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1k▼ 93.9%
2024 · €19k
2023: €14k
2024: €19k
2023 → 2025
Total assets
€47k▲ 13.2%
2024 · €42k
2023: €27k
2024: €42k
2023 → 2025
Net result
€127▼ 99.0%
2024 · €13k
2023: €6k
2024: €13k
2023 → 2025
Working capital
€-13k
2024 · €934
2023: €-4k
2024: €934
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€14k-€19k▲ 37.4%€1k▼ 93.9%
Operating result€8k-€16k▲ 104%€2k▼ 90.4%
Net result€6k-€13k▲ 99.5%€127▼ 99.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 90% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets
€14k▼ 32.7%
Current assets
€34k▲ 57.6%
Equity and liabilities €47k
Equity
€1k▼ 93.9%
Debt
€46k▲ 102%
The debt ratio rises from 54.6% to 97.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€9k▼
2024 · €23k
Cash flow
€8k▼
2024 · €20k
Solvency
2.5%▼
2024 · 45.4%
Current ratio
0.72▼
2024 · 1.05
Quick ratio
0.72▼
2024 · 1.05
Debt / equity
39.69▲
2024 · 1.20
ROE
10.9%▼
2024 · 66.6%
ROA
0.3%▼
2024 · 30.2%
Interest coverage
34.47▼
2024 · 174.81
Debt
€46k▲
2024 · €23k
Debt ≤ 1 year
€46k▲
2024 · €20k
Income taxes
€1k▼
2024 · €4k
Staff costs
€20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€42k€47k▲
Fixed assets21/28€21k€14k▼
Tangible fixed assets22/27€21k€14k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€14k€10k▼
Current assets29/58€21k€34k▲
Amounts receivable within one year40/41€12k€14k▲
Trade receivables40€12k€14k▲
Cash at bank and in hand54/58€9k€16k▲
Deferred charges and accrued income490/1€98€3k▲
Equity and liabilities
Total equity and liabilities10/49€42k€47k▲
Equity10/15€19k€1k▼
Profit (loss) carried forward14€19k€1k▼
Amounts payable17/49€23k€46k▲
Amounts payable after more than one year17€3k-
Financial debts170/4€3k-
Amounts payable within one year42/48€20k€46k▲
Current portion of amounts payable after more than one year42€3k€8k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€14k€19k▲
Taxes450/3€9k€14k▲
Remuneration and social security454/9€4k€4k▲
Other amounts payable47/48€2k€17k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€20k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8-€882
Gross operating margin9900€23k€31k▲
Operating profit (loss)9901€16k€2k▼
Financial charges65/66B€134€271▲
Recurring financial charges65€134€271▲
Profit (loss) for the period before taxes9903€16k€1k▼
Income taxes67/77€4k€1k▼
Profit (loss) for the period9904€13k€127▼
Profit (loss) for the period to be appropriated9905€13k€127▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€19k▲
Profit (loss) brought forward from the previous period14P€6k€19k▲
Profit to be distributed694/7-€18k
Return on contributions (dividend)694-€18k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €127 ▼99%
Net result drops to €127, the lowest in the series.
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial
Highest result since 2023net €13k ▲99.5%
Operating result €16k, net result €13k, both a record.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Vieilles-Terres 274032 LiègeGround area
111 m²
Building footprint
39 m²
Volume, LiDAR
363 m³
Parcel 62023B0253/00E004, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Vieilles-Terres 27, 4032 Liège
since 20232.343.869.792
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62023B0253/00E004 | Wallonia | 111 m² | 1 · 39 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SANITAIRE GOMEZ
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Of 7,264 companies in sector 81210 we hold annual accounts for 2,690. 490 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2022
Fiscal year end31-12
Activities, NACEBEL
95316Washing and cleaning of motor vehicles
81210General cleaning of buildings
46190Agents in non-specialised wholesale trade
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.