Skip to content

DevFinIT

Active Private limited companyfounded 2022active for 4 yearsRue Joseph Dupont 75, 4053 ChaudfontaineKBO/BCE: BE 0790.649.473

Overview

Lifetime

4 annual accounts with figures on one time axis
peak €13,965 (2024)
€12,109▼ 13.3%
peak €8,708 (2022)
€3,692▼ 50.8%
peak €15,959 (2024)
€500▼ 96.9%
€23,868▲ 302%
Board1 name since 2022
Documentsfilings and deeds
20-02-2026161 days before the deadline
2025micro format
Gross margin from €13,965 to €12,109Result from €7,496 to €3,692Dividend €19,151Equity from €15,959 to €500Debts from €5,938 to €23,868Cash from €3,329 to €8,206

Key points

from the 2025 annual accounts

Equity

€500 ▼ 96.9%
15,9592024+3,692Profit-19,151Dividend5002025

DevFinIT paid out €19,151 in dividends. That is 519% of the 2025 profit.

Turnover

≈ €66,000 estimated

The micro format states no turnover.

Debts

€23,868 98% of the balance sheet
Suppliers 2%Taxes and wages 19%Other 79%

Liquidity

0.69 was 1.84 in 2024

Short-term debts rose from €5,938 to €23,868.

Position in the sector

€500

Less equity than 91% of companies in computer programming and consultancy. Sector median €69,065 · 21,223 companies.

Checked score

90
Excellent
Financially stronger than 21% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: 0.1%▲ +0.1 percentage points vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026highest value 04-2026: 0.1%● unchanged vs 03-2026highest value 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Average

27-71equity 2.1% of total assets
42-16short-term debt 97.9% · cash 33.7%
88-12return on assets 15.1%

Score breakdown

raises risk
Equity €500 (2.1% of total assets)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €24,368
Liquidity: current ratio 0.69, cash €8,206
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 10% of them on solvency, 18% on liquidity, 51% on profitability and 5% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,157 companies had the same profile as DevFinIT has now. Each dot stands for 6 companies, two years later.

94.1%
were still trading
2.8%
stopped another way
3.0%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more

Another 0.2% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of DevFinIT itself is lower: 0.1% within 12 months. It rests on far more data about DevFinIT than the profile alone.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,157 companies, not a prediction for DevFinIT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Size: total assets €24,368
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.69, cash €8,206
NBB · annual accounts
raises risk · Equity €500 (2.1% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 21217 sector peers (2025).
NBB · sector comparison
Position among 21217 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-02-2026, 161 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
161 days early
2024
58 days early
2023
65 days early
2022
3 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 70 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 May (3 of the last 4 accounts filed within 64 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Board and ownership

EC
Director, since 09-09-2022
  • ESCALONA CORONEL Saul Jose founderdeed of 13-09-2022
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0790649473
Incorporation Founding capital of €500, 500 shares · Founder: ESCALONA CORONEL Saul Jose (comparant) · Appointment: ESCALONA CORONEL Saul Jose (director) · published on 13-09-2022 · Gazette deed
First establishment Rue Joseph Dupont 75, Chaudfontaine
All 8 events

Comparable companies

same main activity, similar in size and age
Company
DevFinIT Chaudfontaine €24,368 €12,109 2.1% -
BIZBOLD Herstal €25,769 €11,568 70.2% -
HIVETECH Koekelberg €21,936 €11,823 46.2% -
DMO TECHNIC Seneffe €28,707 €13,486 54.9% -
Beluoo consulting Sambreville €27,536 €11,359 29.1% -
ARCHIBALD ANALYTICS Dalhem €35,073 €10,847 42.5% -
withVR Ghent €27,902 €9,356 83.8% -

These companies have the same main activity as DevFinIT: computer programming (NACE 62100). They are comparable in size and age: total assets between €21,900 and €35,100, founded in 2022.

Official details

Source: KBO
Status
Active since 09-09-2022Normal situation
Registered office
15 active companies are registered at this addressSource: KBO register, as of 11 November 2026.
Activity
Computer programmingNACE 62100and 3 others
Establishment unit
2.335.524.9234053 Chaudfontaine, since 09-09-2022
Financial year end
31 December
Peppol
Reachable since 22-08-2025
Company details

Annual accounts 2025

€12,109▼ 13.3%
€3,692▼ 50.8%
€500▼ 96.9%
€24,368▲ 11.3%
Filing
Filed on 20-02-2026, 161 days before the end of the filing period
Financials

Insights on DevFinIT

DevFinIT files the micro format. That format states no turnover. The gross margin rose from €11,349 in 2022 to €12,109 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 20-02-2026, 161 days before the deadline
€12,109
▼ 13.3%
€7,451
▼ 26.8%
€3,692
▼ 50.8%
-€7,372
▼ €12,337
2.1%
▼ 70.8 percentage points
0.69
▼ 1.14

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €66,000. Estimated: probably between €35,000 and €130,000.

Balance sheet

balance sheet total €24,368 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

2.1%

Higher than 10% of 21,217 companies in 2025.

0.69

Higher than 9% of 20,581 companies in 2025.

15.1%

Higher than 45% of 20,756 companies in 2025.

DevFinIT Middle half of the sector 80% of the sector Micro accounts in computer programming and consultancy (NACE 62)

Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022
Balance sheet: assets
20/58 24,36821,89816,86316,659
21/28 7,87210,9956,0516,213
22/27 7,27210,4956,0516,213
24 4,7177,2056,0516,213
26 2,5553,290--
28 600500--
29/58 16,49610,90310,81210,446
40/41 8,2907,5735,1077,081
40 8,2907,5234,9846,979
41 -50123102
54/58 8,2063,3294,8503,365
490/1 --855-
Balance sheet: equity and liabilities
10/49 24,36821,89816,86316,659
10/15 50015,9599,3228,408
10/11 500500500500
14 -15,4598,8227,908
17/49 23,8685,9387,5418,251
42/48 23,8685,9387,0257,111
44 5091,6931971,435
440/4 5091,6931971,435
45 4,5113,3535,3004,875
450/3 4,5113,3535,3004,875
47/48 18,8498921,529800
492/3 --5151,140
Income statement
9900 12,10913,9655,20511,349
630 4,6583,7862,311341
9901 7,45110,1792,89511,008
75/76B 021183
75 021183
65/66B 5196311623
65 5196311623
9903 6,93210,1382,79710,988
67/77 3,2402,6421,0822,280
9904 3,6927,4961,7148,708
9905 3,6927,4961,7148,708
Appropriation of the result
9906 19,15116,3189,6228,708
14P 15,4598,8227,908-
694/7 19,151859800800
694 19,151859800800
Document PDFPDFPDFPDF

The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 20-02-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 20-02-2026 2026-00043137 PDF
31-12-2024 micro format 03-06-2025 2025-00131396 PDF
31-12-2023 micro format 27-05-2024 2024-00105539 PDF
31-12-2022 micro format 03-08-2023 2023-00310049 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022
12,10913,9655,20511,349
8,35011,2824,0259,049
1,5358,7292,1496,555
4,877-1,5201,485-
-7,3724,9653,7863,335
2.1%72.9%55.3%50.5%
0.691.841.541.47
-0.370.810.98
-47.0%18.4%103.6%
15.1%34.2%10.2%52.3%
23.32over 10045.01over 100

The equity ratios are withheld because equity of €500 is too small for a meaningful ratio.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item2025202420232022
Tangible fixed assets€1,435€8,229€2,149€6,555
Financial fixed assets€100€500--
€4,658€3,786€2,311€341

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on DevFinIT

The operating result for 2025 is 27% lower than in 2024.

Debt's share of the balance-sheet total rises from 27.1% to 97.9%. Equity is lower and debt is higher.

Board & ownership

Board

1 director, since incorporation
Director (not named in the articles)
since 09-09-2022 term without a fixed end
listed in the 2025 annual accounts, filed on 20-02-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
ESCALONA CORONEL Saul Jose
Director (not named in the articles)
Board
Mandates as a list
  • ESCALONA CORONEL Saul Jose
    • Director (not named in the articles), from 09-09-2022 to date

See the board, name and registered office on a given date →

Control

This company
DevFinIT
Equity €500
Profit €3,692 in 2025

Capital

Contribution
€500
Shares
500
Contribution per share
€1
Equity per share
€1 in 2025
Source
deed of 13-09-2022

Articles of association

deed of 13-09-2022 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Frais de procédure et d’expertise pour moitié à charge du cédant et pour moitié à charge du ou des acquéreurs,proportionnellement au nombre…”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Thursday of June at 18:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Founder

At incorporation deed of 13-09-2022 ↗

Network & group

No group

DevFinIT has no parent and no holdings in its annual accounts. ESCALONA CORONEL Saul Jose is the only director. DevFinIT shares no director with another company.

At the same address

Rue Joseph Dupont 75, 4053 Chaudfontaine · 14 other companies
BILLY.TECH
registered office since 01-01-2019 · founded in 2013
38 FTE (2025)
0543.450.814
MERLIN SOFTWARE
registered office since 31-12-2021 · founded in 2021
3.9 FTE (2025)
0779.548.517
LIVE INVEST
registered office since 14-10-2014 · founded in 2014 · negative equity (2025)
total assets €1.4m (2025)
0563.993.335
BILLY Live
registered office since 10-07-2020 · founded in 2020 · negative equity (2025)
total assets €1.1m (2025)
0750.543.339
Comptarama Services
registered office since 01-01-2017 · founded in 2016 · negative equity (2025)
2.6 FTE (2025)
0668.491.633
IMOQUAM
registered office since 15-02-2012 · founded in 2012
total assets €1.0m (2025)
0843.690.657
BIOVICTA
registered office since 22-03-2018 · founded in 2018 · negative equity (2024) · accounts filed late
total assets €593,187 (2024)
0692.824.181
TRIMMO
registered office since 08-10-1999 · founded in 1999
total assets €415,699 (2025)
0467.026.492
USOR Invest
registered office since 23-09-2013 · founded in 2013 · negative equity (2025)
total assets €364,519 (2025)
0538.827.575
BILLY Team
registered office since 29-01-2021 · founded in 2021
total assets €120,189 (2025)
0762.704.466
and 4 more

Timeline

Timeline

8 events since 2022

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed PDFmicro format · 161 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0790649473
Annual accounts 2024 filed PDFmicro format · 58 days before the deadline
2024
Annual accounts 2023 filed PDFmicro format · 65 days before the deadline
2023
Weakest financial year net €1,714 ▼80.3% The net result drops to €1,714, the lowest from 2022 to 2025. It recovers the following year.
Annual accounts 2022 filed PDFmicro format · 3 days late
2022
IncorporationFounding capital of €500, 500 shares · Founder: ESCALONA CORONEL Saul Jose (comparant) · Appointment: ESCALONA CORONEL Saul Jose (director) · published on 13-09-20225 points ▸

Open the deed in the Belgian Official Gazette

First establishment Rue Joseph Dupont 75, Chaudfontaine

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

DevFinIT was incorporated on 9 September 2022 as a private limited company by one natural person, with a starting capital of €500.12 Since 2022, ESCALONA CORONEL Saul Jose has served as director.3 Total assets rose from €16,659 in 2022 to €24,368 in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 13-09-2022
  3. 3National Bank, annual accounts 2025
  4. 4National Bank, annual accounts 2022 and 2025

Company details

Identity

Enterprise number
0790.649.473
VAT number
BE 0790.649.473
Peppol ID
0208:0790649473
Other Peppol ID
9925:BE0790649473
Legal form
Private limited company
Status
Active, normal situation
Founded
09-09-2022
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Thursday of June at 18:00
deed of 13-09-2022 (in French)
Peppol
Reachable since 22-08-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
DevFinIT in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 13-09-2022 (in French)

Activities

NACEBEL 2025
62100 Computer programming main activity
Codes under NACEBEL 2008
62010 Computer programming, consultancy and related activities main activity
62020 IT consultancy
62090 Computer programming, consultancy and related activities
70220 Business consulting
PurposeThe purpose describes the activities the company may carry out under its articles.
“Les prestations de conseil et accompagnement au sens le plus large possible auprès de particuliers,des entreprises,des collectivités et…”
18 activities
  1. Les prestations de conseil et accompagnement au sens le plus large possible auprès de particuliers,des entreprises,des collectivités et autres organismes publics et privés. Conseils en stratégie,organisation,management,gestion,systèmes d’information de la conception et la mise en œuvre.
  2. L’exercice des missions de consultance pour des tiers dans des matières diverses ;
  3. Toute activité de gestion,d’administration,de direction et d’organisation. Elle pourra dans ce cadre assurer la gestion journalière et la représentation dans les opérations relevant de cette gestion au sens du code des sociétés et des associations,des affaires au profit de tiers et pour leur compte.
  4. Les missions de conseil en matière financière au sens large.
  5. L’achat,la vente,l’importation,l’exportation,la location de matériel électrique,électronique,informatique,de bureautique et de télécommunication ;
  6. Le service,la consultance,la maintenance,la réparation et la formation en matière informatique,bureautique et de télécommunication ;
  7. La conception d’infrastructures,de modes d’emploi et de logiciels ;
  8. L’expertise et l’établissement de devis en matière informatique,de bureautique et de télécommunication ;
  9. Les moyens de télécommunication,les abonnements,la sécurisation des données,la transmission et la récupération de données ;
  10. La conception et la vente de produits multimédias ;
  11. La société a également pour objet la gestion,la valorisation d’un patrimoine immobilier,notamment par l’achat de la pleine propriété ou de droits réels,la vente,la location,la mise en location,la construction,le tout au sens le plus large.
  12. Dans le cadre de cet objet,la société peut accomplir toute opération de nature civile,mobilière ou immobilière.
  13. Elle pourra notamment acquérir un terrain,construire un immeuble,acquérir la pleine propriété ou des droits réels dans un immeuble,louer ou sous-louer tout immeuble dans le but d’y établir son siège social ou d’y loger ses dirigeants et les membres de leur famille,à titre de résidence principale ou secondaire,à titre gratuit ou rémunéré.
  14. Elle dispose,d’une manière générale,dans les strictes limites de la déontologie de l’IPCF et exclusivement pour son compte propre,d’une pleine capacité juridique pour accomplir tous les actes et opérations ayant un rapport direct ou indirect avec son objet ou qui seraient de nature à faciliter directement ou indirectement,entièrement ou partiellement,la réalisation de cet objet.
  15. Elle peut s'intéresser par voie d'association,d'apport,de fusion,d'intervention financière ou autrement dans toutes sociétés,associations ou entreprises dont l'objet est identique,analogue ou connexe au sien ou susceptible de favoriser le développement de son entreprise ou de constituer pour elle une source de débouchés.
  16. Elle peut exercer les fonctions d’administrateur ou liquidateur dans d’autres sociétés.
  17. La société peut se porter garant ou fournir des sûretés réelles pour des sociétés ou des personnes privées,au sens le plus large.
  18. Au cas où la prestation de certains actes serait soumise à des conditions préalables d'accès à la profession,la société subordonnera son action,en ce qui concerne la prestation de ces actes,à la réalisation de ces conditions.
deed of 13-09-2022 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Rue Joseph Dupont 75 registered office 4053 Chaudfontaine 09-09-2022 2.335.524.923

Buildings and parcels at the address

Ground area
1,849 m²
Buildings
799 m²
Volume, LiDAR
3,425 m³
Tallest building
6.6 m
Buildings to scale, each on its own parcel
799 m², 6.6 m 799 m², 6.6 m

Location

registered office establishment The establishment unit on the map
15 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
62030A0116/00N0001,848 m² 1 · 799 m² 6.6 m · 1