BILLY.TECH
ActiveSummary
BILLY.TECH has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €883,223 and a net result of -€149,420. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 47% of 3330 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability58▼-7
Solvency67▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60,000 at 30 days acceptable
Liquidity short (current ratio 0.9 against 1.03 in 2024; short-term debt: 26.2% and cash: 20.2% of total assets), and 58.2% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €883,223
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
73 d early
2023
30 d late
2022
8 d late
2021
31 d late
2020
30 d late
2019
44 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
In the rankings
#1 fastest grower in the province of Liège, Legal and accounting sector#1 employer in Chaudfontaine, Professional and technical services sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€149,420▼ 94.9%
2024 · -€76,669
Working capital
-€54,750
2024 · €17,573
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€19,569▲ 2,805%-€415,859€288,450-€88,054-€213,383▼ 142%
Net result€1,693below the sector's middle half▼ 8.6%-€437,106below the sector's middle half€260,317above the sector's middle half-€76,669below the sector's middle half-€149,420below the sector's middle half▼ 94.9%
Equity€376,813within the sector's middle half▲ 402%-€60,293below the sector's middle half€785,024above the sector's middle half€874,986above the sector's middle half▲ 11.5%€883,223above the sector's middle half▲ 0.9%
Total assets€1.2mwithin the sector's middle half▲ 197%€1.1mwithin the sector's middle half▼ 9.1%€2.2mwithin the sector's middle half▲ 99.3%€2.3mabove the sector's middle half▲ 7.1%€2.1mwithin the sector's middle half▼ 8.8%
Debt€816,955▲ 150%€1.1m▲ 40.3%€1.4m▲ 20.3%€1.4m▲ 4.7%€1.2m▼ 14.7%
Working capital€267,327within the sector's middle half-€353,101below the sector's middle half€61,746within the sector's middle half€17,573within the sector's middle half▼ 71.5%-€54,750below the sector's middle half
Solvency31.6%within the sector's middle half▲ 12.9pp-5.6%below the sector's middle half▼ 37.1pp36.3%within the sector's middle half▲ 41.8pp37.7%within the sector's middle half▲ 1.5pp41.8%within the sector's middle half▲ 4.0pp
Current ratio1.87within the sector's middle half▲ 1.300.33below the sector's middle half▼ 1.541.13within the sector's middle half▲ 0.811.03within the sector's middle half▼ 0.110.90below the sector's middle half▼ 0.13
Return on assets (ROA)0.1%below the sector's middle half▼ 0.3pp-40.3%below the sector's middle half▼ 40.4pp12.0%within the sector's middle half▲ 52.3pp-3.3%below the sector's middle half▼ 15.3pp-7.1%below the sector's middle half▼ 3.8pp
Staff (FTE)4.9within the sector's middle half▲ 113%15above the sector's middle half▲ 206%21above the sector's middle half▲ 40.0%25.2above the sector's middle half▲ 20.0%37.8above the sector's middle half▲ 50.0%
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €213,383 in 2025 against €88,054 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.1m
Fixed assets
€1.6m ▼ 2.3%
Current assets
€498,451 ▼ 24.8%
Equity and liabilities €2.1m
Equity
€883,223 ▲ 0.9%
Debt
€1.2m ▼ 14.7%
Debt's share of the balance-sheet total falls from 62.3% to 58.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€143,272▼
2024 · €204,334
Cash flow
€207,234▼
2024 · €215,720
Debt to equity
1.39▼
2024 · 1.65
ROE
-16.9%▼
2024 · -8.8%
Interest coverage
5.75▼
2024 · 6.81
Debt ≤ 1 year
€553,201▼
2024 · €645,596
Debt > 1 year
€678,196▼
2024 · €797,577
Income taxes
€3,403▲
2024 · €1,651
Staff costs
€1.8m▲
2024 · €1.1m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,688 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a small loss
0.5%
went bankrupt
5.4%
stopped otherwise
94%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,688 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €161,901 | €464,772 | €858,929 | €1.1m | €1.8m | ▲ 60.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €55,904 | €154,142 | €242,391 | €292,389 | €356,655 | ▲ 22.0% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | -€9,669 | -€4,401 | -€1,250 | - | - |
| Other operating charges640/8 | €2,029 | €23,691 | €8,001 | €13,616 | €1,964 | ▼ 85.6% |
| Gross operating margin9900 | €239,403 | €217,077 | €1.4m | €1.3m | €2.0m | ▲ 45.5% |
| Operating profit (loss)9901 | €19,569 | -€415,859 | €288,450 | -€88,054 | -€213,383 | ▼ 142% |
| Financial income75/76B | €1,211 | €245 | €3,224 | €43,025 | €92,282 | ▲ 114% |
| Recurring financial income75 | €1,211 | €245 | €3,224 | €43,025 | €92,282 | ▲ 114% |
| Financial charges65/66B | €19,087 | €20,959 | €30,296 | €29,988 | €24,916 | ▼ 16.9% |
| Recurring financial charges65 | €19,087 | €20,959 | €30,296 | €29,988 | €24,916 | ▼ 16.9% |
| Profit (loss) for the period before taxes9903 | €1,693 | -€436,573 | €261,378 | -€75,017 | -€146,018 | ▼ 94.6% |
| Income taxes67/77 | - | €533 | €1,061 | €1,651 | €3,403 | ▲ 106% |
| Profit (loss) for the period9904 | €1,693 | -€437,106 | €260,317 | -€76,669 | -€149,420 | ▼ 94.9% |
| Profit (loss) for the period to be appropriated9905 | €1,693 | -€437,106 | €260,317 | -€76,669 | -€149,420 | ▼ 94.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.2m | €1.1m | €2.2m | €2.3m | €2.1m | ▼ 8.8% |
| Fixed assets21/28 | €620,352 | €912,367 | €1.6m | €1.7m | €1.6m | ▼ 2.3% |
| Intangible fixed assets21 | €485,817 | €832,201 | €885,777 | €921,525 | €870,268 | ▼ 5.6% |
| Tangible fixed assets22/27 | €54,535 | €60,675 | €42,861 | €18,464 | €30,901 | ▲ 67.4% |
| Furniture and vehicles24 | €54,535 | €60,675 | €42,861 | €18,464 | €30,901 | ▲ 67.4% |
| Financial fixed assets28 | €80,000 | €19,491 | €715,000 | €715,000 | €715,000 | = |
| Current assets29/58 | €573,416 | €173,325 | €520,311 | €663,169 | €498,451 | ▼ 24.8% |
| Amounts receivable within one year40/41 | €114,934 | €86,864 | €27,700 | €51,235 | €34,590 | ▼ 32.5% |
| Trade receivables40 | €75,434 | €65,134 | €25,920 | €20,973 | €34,254 | ▲ 63.3% |
| Other amounts receivable41 | €39,500 | €21,729 | €1,780 | €30,262 | €336 | ▼ 98.9% |
| Cash at bank and in hand54/58 | €452,275 | €81,643 | €477,577 | €588,659 | €426,949 | ▼ 27.5% |
| Deferred charges and accrued income490/1 | €6,207 | €4,819 | €15,034 | €23,275 | €36,912 | ▲ 58.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.2m | €1.1m | €2.2m | €2.3m | €2.1m | ▼ 8.8% |
| Equity10/15 | €376,813 | -€60,293 | €785,024 | €874,986 | €883,223 | ▲ 0.9% |
| Contributions10/11 | €318,600 | €318,600 | €903,600 | €903,600 | €903,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €56,353 | -€380,753 | -€120,436 | -€197,105 | -€346,525 | ▼ 75.8% |
| Investment grants15 | - | - | - | €166,631 | €324,288 | ▲ 94.6% |
| Amounts payable17/49 | €816,955 | €1.1m | €1.4m | €1.4m | €1.2m | ▼ 14.7% |
| Amounts payable after more than one year17 | €510,300 | €618,788 | €919,432 | €797,577 | €678,196 | ▼ 15.0% |
| Financial debts170/4 | €510,300 | €618,788 | €919,432 | €797,577 | €678,196 | ▼ 15.0% |
| Amounts payable within one year42/48 | €306,089 | €526,427 | €458,565 | €645,596 | €553,201 | ▼ 14.3% |
| Current portion of amounts payable after more than one year42 | €7,951 | €51,512 | €136,030 | €139,770 | €137,140 | ▼ 1.9% |
| Financial debts43 | €125,000 | €125,000 | €125,000 | €125,000 | €125,000 | = |
| Credit institutions430/8 | €125,000 | €125,000 | €125,000 | €125,000 | €125,000 | = |
| Trade debts44 | €159,736 | €295,415 | €85,541 | €157,961 | €44,478 | ▼ 71.8% |
| Suppliers440/4 | €159,736 | €295,415 | €85,541 | €157,961 | €44,478 | ▼ 71.8% |
| Taxes, remuneration and social security45 | €10,422 | €54,461 | €111,810 | €222,774 | €246,584 | ▲ 10.7% |
| Taxes450/3 | €233 | €70 | €31,910 | €75,934 | €55,011 | ▼ 27.6% |
| Remuneration and social security454/9 | €10,188 | €54,391 | €79,900 | €146,840 | €191,573 | ▲ 30.5% |
| Other amounts payable47/48 | €2,980 | €39 | €184 | €91 | - | - |
| Accrued charges and deferred income492/3 | €566 | €770 | €929 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,693 | -€437,106 | €260,317 | -€76,669 | -€149,420 | ▼ 94.9% |
| + Depreciation and write-downs630 | €55,904 | €154,142 | €242,391 | €292,389 | €356,655 | ▲ 22.0% |
| Operating cash flow (approximation) | €57,597 | -€282,964 | €502,708 | €215,720 | €207,234 | ▼ 3.9% |
| Investment in fixed assets (approximation) | - | -€446,157 | -€973,663 | -€303,739 | -€317,835 | ▼ 4.6% |
| Change in cash | - | -€370,632 | €395,934 | €111,082 | -€161,709 | ▼ 246% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-09
State Gazette act
General meeting · Fiscal year
Annual general meeting · Statutes amendment
25-08
State Gazette act
Incorporation · Founder
Founding capital · Legal form clause
22-07
State Gazette act
Incorporation · Founder
Bank account · Capital
17-07
State Gazette act
Other statement · Transfer restriction
Board rule · Representation rule
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
09-07
State Gazette act
Incorporation · Founder
Founding capital · Bank account
08-07
State Gazette act
Incorporation · Founder
Founding capital · Name clause
08-07
State Gazette act
Incorporation · Founder
Founding capital · Bank account
06-07
State Gazette act
Declaration · Incorporation
Founding capital · Other statement
30-06
State Gazette act
Incorporation · Founder
Founding capital · Name clause
26-03
State Gazette act
Incorporation · Founder
Founding capital · Corporate purpose
25-03
State Gazette act
Incorporation · Founder
Founding capital · Bank account
Show earlier events
25-03
State Gazette act
Incorporation · Founder
Founding capital · Bank account
2025
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
31-12
Financial
Back to profitnet €260,317
Net result €260,317 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.13
Current ratio from 0.33 to 1.13; short-term debt falls from €526,427 to €458,565.
31-12
Financial
Equity above €500,000Eq €785,024
Equity rises from -€60,293 to €785,024.
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 8 days late
2022
31-12
Financial
Weakest financial yearnet -€437,106
Net result drops to -€437,106, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 1.87
Current ratio from 0.57 to 1.87.
31-12
Financial
Equity above €200,000Eq €376,813 ▲402%
3 profitable years in a row build equity to €376,813.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €38,067
Net result €38,067 after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 56 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2019
Ground area
1,849 m²
Building footprint
799 m²
Volume, LiDAR
3,425 m³
Parcel 62030A0116/00N000, Wallonia · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
15
companies at this address
See who is registered here
1 establishment unit
BILLY
since 20192.297.221.108
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62030A0116/00N000 | Wallonia | 1,848 m² | 1 · 799 m² | 6.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerOwners 1
-
10%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
MACQUOI YOERI
BE 0875.119.845
Tessenderlo-Ham · Eq €883,181
B ASSOCIATE
BE 0807.980.207
Sint-Lambrechts-Woluwe · Eq €883,950
K&W BOEKHOUDKANTOOR
BE 0446.725.778
Sint-Niklaas · Eq €884,547
GONDRY ACCOUNTING & CONSULTING
BE 0477.315.620
Seneffe · Eq €885,079
STEUERBERATUNG WEYNAND UND PARTNER
BE 0471.534.519
Raeren · Eq €885,092
Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 4,663 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-12-2013
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0543450814
Also
9925:BE0543450814
Registered
22-08-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.