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Comptarama Services

Active
Private limited companyfounded 20169 yrs activeRue Joseph Dupont 75, 4053 Chaudfontaine, BelgiumKBO/BCE: BE 0668.491.633
Summary

Comptarama Services has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€113,517) and a net result of €45,997. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 3337 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
59 / 100
Fair
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+41
Solvency14▲+13
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.97 against 1.19 in 2024; short-term debt: 10.1% and cash: 8.5% of total assets), and equity is negative.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 3337 sector peers (2025).
NBB · sector comparison
Position among 3337 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
24 d early
2024
20 d early
2023
30 d late
2022
8 d late
2021
31 d late
2020
30 d late
2019
44 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 27 December 2016, Comptarama Services was incorporated.1 Total assets went from EUR 1.3 million in 2018 to EUR 1 million in 2025 and headcount from 4.5 full-time equivalents in 2020 to 2.6 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2020 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€45,997▲ 2,136%
2024 · €2,057
Working capital
-€3,086
2024 · €12,553
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€14,724-€275-€670,720▼ 243,940%€7,295€63,582▲ 772%
Net result€11,976within the sector's middle half-€8,547below the sector's middle half-€677,682below the sector's middle half▼ 7,829%€2,057below the sector's middle half€45,997within the sector's middle half▲ 2,136%
Equity€468,908within the sector's middle half▲ 2.6%€460,361within the sector's middle half▼ 1.8%-€161,571below the sector's middle half-€159,514below the sector's middle half▲ 1.3%-€113,517below the sector's middle half▲ 28.8%
Total assets€1.3mwithin the sector's middle half▲ 12.3%€1.2mwithin the sector's middle half▼ 5.1%€695,083within the sector's middle half▼ 44.2%€676,398within the sector's middle half▼ 2.7%€1.0mwithin the sector's middle half▲ 53.1%
Debt€844,431▲ 18.5%€785,372▼ 7.0%€856,654▲ 9.1%€835,912▼ 2.4%€1.1m▲ 37.4%
Working capital-€90,756below the sector's middle half▼ 3,739%-€110,330below the sector's middle half▼ 21.6%€11,340within the sector's middle half€12,553within the sector's middle half▲ 10.7%-€3,086below the sector's middle half
Solvency35.7%within the sector's middle half▼ 3.4pp37.0%within the sector's middle half▲ 1.3pp-23.2%below the sector's middle half▼ 60.2pp-23.6%below the sector's middle half▼ 0.3pp-11.0%below the sector's middle half▲ 12.6pp
Current ratio0.41below the sector's middle half▼ 0.570.19below the sector's middle half▼ 0.221.13within the sector's middle half▲ 0.931.19within the sector's middle half▲ 0.060.97below the sector's middle half▼ 0.22
Return on assets (ROA)0.9%below the sector's middle half▲ 24.6pp-0.7%below the sector's middle half▼ 1.6pp-97.5%below the sector's middle half▼ 96.8pp0.3%below the sector's middle half▲ 97.8pp4.4%within the sector's middle half▲ 4.1pp
Staff (FTE)2.9within the sector's middle half▼ 35.6%3within the sector's middle half▲ 3.4%3within the sector's middle half=4.6within the sector's middle half▲ 53.3%2.6within the sector's middle half▼ 43.5%
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€800,000-€600,000-€400,000-€200,000€0Operating result 2021: €14,724€14,724Net result 2021: €11,976€11,976Operating result 2022: -€275-€275Net result 2022: -€8,547-€8,547Operating result 2023: -€670,720-€670,720Net result 2023: -€677,682-€677,682Operating result 2024: €7,295€7,295Net result 2024: €2,057€2,057Operating result 2025: €63,582€63,582Net result 2025: €45,997€45,99720212022202320242025-€800,000-€600,000-€400,000-€200,000€0Operating result 2023: -€670,720-€671,000Net result 2023: -€677,682-€678,000Operating result 2024: €7,295€7,290Net result 2024: €2,057€2,060Operating result 2025: €63,582€63,600Net result 2025: €45,997€46,000202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 772% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.0m
Fixed assets €934,000 ▲ 56.5%
Current assets €101,287 ▲ 27.3%
Key figures and ratios
2025 value · change against 2024
EBITDA
€63,838▲
2024 · €7,551
Cash flow
€46,254▲
2024 · €2,313
Debt to equity
-10.12▼
2024 · -5.24
Interest coverage
9.05▲
2024 · 1.66
Debt ≤ 1 year
€104,373▲
2024 · €67,012
Debt > 1 year
€1.0m▲
2024 · €766,400
Income taxes
€10,721▲
2024 · €697
Staff costs
€139,447▼
2024 · €233,503
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€676,398€1.0m▲
Fixed assets21/28€596,833€934,000▲
Tangible fixed assets22/27€769€513▼
Furniture and vehicles24€769€513▼
Financial fixed assets28€596,064€933,488▲
Current assets29/58€79,565€101,287▲
Amounts receivable within one year40/41€41,526€12,801▼
Trade receivables40€40,683€11,536▼
Other amounts receivable41€843€1,265▲
Cash at bank and in hand54/58€38,039€87,941▲
Deferred charges and accrued income490/1-€545
Equity and liabilities
Total equity and liabilities10/49€676,398€1.0m▲
Equity10/15-€159,514-€113,517▲
Contributions10/11€200,000€200,000=
Reserves13€75,750€75,750=
Non-distributable reserves130/1€55,750€55,750=
Other1319€55,750€55,750=
Distributable reserves133€20,000€20,000=
Profit (loss) carried forward14-€435,264-€389,267▲
Amounts payable17/49€835,912€1.1m▲
Amounts payable after more than one year17€766,400€1.0m▲
Financial debts170/4€766,400€1.0m▲
Amounts payable within one year42/48€67,012€104,373▲
Current portion of amounts payable after more than one year42-€45,179
Trade debts44€30,171€38,161▲
Suppliers440/4€30,171€38,161▲
Taxes, remuneration and social security45€36,841€21,032▼
Taxes450/3€17,297€12,667▼
Remuneration and social security454/9€19,544€8,366▼
Accrued charges and deferred income492/3€2,500€5,000▲
Income statement Code20242025
Remuneration, social security and pensions62€233,503€139,447▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€256€256=
Provisions for liabilities and charges: additions (uses and reversals)635/8-€4,017-€1,003▲
Other operating charges640/8€4,103€2,073▼
Gross operating margin9900€241,140€204,356▼
Operating profit (loss)9901€7,295€63,582▲
Financial income75/76B-€191
Recurring financial income75-€191
Financial charges65/66B€4,540€7,054▲
Recurring financial charges65€4,540€7,054▲
Profit (loss) for the period before taxes9903€2,754€56,718▲
Income taxes67/77€697€10,721▲
Profit (loss) for the period9904€2,057€45,997▲
Profit (loss) for the period to be appropriated9905€2,057€45,997▲
Appropriation of the result
Profit (loss) to be appropriated9906-€435,264-€389,267▲
Profit (loss) brought forward from the previous period14P-€437,321-€435,264▲
Social balance
Average headcount (FTE)90874.62.6▼

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€113,110€112,294€123,555€233,503€139,447▼ 40.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,339€3,339€256€256€256=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2,311-----
Provisions for liabilities and charges: additions (uses and reversals)635/8----€4,017-€1,003▲ 75.0%
Other operating charges640/8€1,011€868€669,186€4,103€2,073▼ 49.5%
Gross operating margin9900€134,495€116,227€122,278€241,140€204,356▼ 15.3%
Operating profit (loss)9901€14,724-€275-€670,720€7,295€63,582▲ 772%
Financial income75/76B€287€1--€191-
Recurring financial income75€287€1--€191-
Financial charges65/66B€2,890€7,595€6,458€4,540€7,054▲ 55.4%
Recurring financial charges65€2,890€7,595€6,458€4,540€7,054▲ 55.4%
Profit (loss) for the period before taxes9903€12,121-€7,869-€677,178€2,754€56,718▲ 1,959%
Income taxes67/77€145€678€504€697€10,721▲ 1,437%
Profit (loss) for the period9904€11,976-€8,547-€677,682€2,057€45,997▲ 2,136%
Profit (loss) for the period to be appropriated9905€11,976-€8,547-€677,682€2,057€45,997▲ 2,136%
Line20212022202320242025Change
Assets
Total assets20/58€1.3m€1.2m€695,083€676,398€1.0m▲ 53.1%
Fixed assets21/28€1.2m€1.2m€594,089€596,833€934,000▲ 56.5%
Tangible fixed assets22/27€4,742€1,403€1,025€769€513▼ 33.3%
Plant, machinery and equipment23€1,247€122----
Furniture and vehicles24€3,496€1,282€1,025€769€513▼ 33.3%
Financial fixed assets28€1.2m€1.2m€593,064€596,064€933,488▲ 56.6%
Current assets29/58€63,824€26,216€100,994€79,565€101,287▲ 27.3%
Amounts receivable within one year40/41€27,283€16,134€29,533€41,526€12,801▼ 69.2%
Trade receivables40€27,261€16,110€29,533€40,683€11,536▼ 71.6%
Other amounts receivable41€22€24-€843€1,265▲ 49.9%
Cash at bank and in hand54/58€36,441€10,082€71,460€38,039€87,941▲ 131%
Deferred charges and accrued income490/1€100---€545-
Equity and liabilities
Total equity and liabilities10/49€1.3m€1.2m€695,083€676,398€1.0m▲ 53.1%
Equity10/15€468,908€460,361-€161,571-€159,514-€113,517▲ 28.8%
Contributions10/11€220,000€220,000€200,000€200,000€200,000=
Reserves13--€75,750€75,750€75,750=
Non-distributable reserves130/1--€55,750€55,750€55,750=
Other1319--€55,750€55,750€55,750=
Distributable reserves133--€20,000€20,000€20,000=
Profit (loss) carried forward14€248,908€240,361-€437,321-€435,264-€389,267▲ 10.6%
Amounts payable17/49€844,431€785,372€856,654€835,912€1.1m▲ 37.4%
Amounts payable after more than one year17€689,851€648,826€765,000€766,400€1.0m▲ 35.6%
Financial debts170/4€689,851€648,826€765,000€766,400€1.0m▲ 35.6%
Amounts payable within one year42/48€154,580€136,546€89,654€67,012€104,373▲ 55.8%
Current portion of amounts payable after more than one year42€111,076€109,240€26,059-€45,179-
Trade debts44€28,453€3,446€7,258€30,171€38,161▲ 26.5%
Suppliers440/4€28,453€3,446€7,258€30,171€38,161▲ 26.5%
Taxes, remuneration and social security45€15,051€23,861€56,337€36,841€21,032▼ 42.9%
Taxes450/3€4,799€6,775€22,848€17,297€12,667▼ 26.8%
Remuneration and social security454/9€10,253€17,086€33,489€19,544€8,366▼ 57.2%
Accrued charges and deferred income492/3--€2,000€2,500€5,000▲ 100%
Line20212022202320242025Change
Profit (loss) for the period9904€11,976-€8,547-€677,682€2,057€45,997▲ 2,136%
+ Depreciation and write-downs630€3,339€3,339€256€256€256=
Operating cash flow (approximation)€15,315-€5,208-€677,426€2,313€46,254▲ 1,899%
Investment in fixed assets (approximation)-€26,660€625,171-€3,000-€337,424▼ 11,147%
Change in cash--€26,358€61,378-€33,422€49,902▲ 249%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
07-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Back to profitnet €2,057
Net result €2,057 after 2 loss-making years.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
31-12
Financial Weakest financial yearnet -€677,682
Net result drops to -€677,682, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity times 6current ratio 1.13
Current ratio from 0.19 to 1.13; short-term debt falls from €136,546 to €89,654.
08-08
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 8 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial Back to profitnet €11,976
Net result €11,976 after one loss-making year.
30-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
17-06
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial Back to profitnet €435,829
Net result €435,829 after one loss-making year.
Show earlier events
31-12
Financial Equity above €500,000Eq €734,455 ▲146%
Equity rises from €298,627 to €734,455.
29-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
29-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
1,849 m²
Building footprint
799 m²
Volume, LiDAR
3,425 m³
Parcel 62030A0116/00N000, Wallonia · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
15 companies at this address See who is registered here
1 establishment unit
Comptarama Services
Rue Joseph Dupont 75, 4053 ChaudfontaineLegal and accounting activities
since 20172.259.985.776
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62030A0116/00N000 Wallonia 1,848 m² 1 · 799 m² 6.6 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 5,594 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded27-12-2016
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID 0208:0668491633
Also 9925:BE0668491633
Registered 22-08-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.