Detect'Immo
ActiveSummary
Detect'Immo has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,793 and a net result of -€193. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 38% of 17,119 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 06-07-1993 Normal situation
- Activity
- Real estate agency activities NACE 68310
- Joint committee
- 200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2022
- Establishment unit
- 2.063.077.360 1420 Braine-l'Alleud, since 02-08-1993
- Financial year end
- 31 December
- Peppol
- Reachable since 01-04-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- -€143
- ▼ 76.5%
- Loss
- €193
- ▼ 63.8%
- Equity
- €3,793
- ▼ 4.8%
- Total assets
- €24,381
- ▲ 1.3%
Score breakdownlowers riskSize: total assets €24,381Founded in 1993Figures for financial year 2025 (filed on 13-05-2026)Sector: Real estate activities (NACE 68)Show the evidence
Checked score
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 36% of them on solvency, 28% on liquidity, 31% on profitability and 34% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 43 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 13-05-2026 PDF all 32 filings
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result for 2025 is a loss of €143, smaller than the loss of €471 in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Average staff per financial year, in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Real estate activities (NACE 68). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).
Staff
| Item | 31-12-2021 |
|---|---|
| Employees at the balance-sheet date | 1 |
| part-time | 1 |
| in full-time equivalents | 0.4 |
| Average over the year, in full-time equivalents | 0.4 |
Source: social balance sheet in the 2021 annual accounts
Comparable companies
These companies have the same main activity as Detect'Immo: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €22,000 and €27,900, founded between 1988 and 1996.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| Detect'Immo Braine-l'Alleud | 1993 | €24,381 | €3,793 | -€143 | -€193 | 2025 |
| best home consult Waterloo | 1992 | €27,897 | -€143,217 | -€34,237 | -€40,867 | 2025 |
| DAPHNE IMMO GERANCE Anderlecht | 1992 | €22,032 | -€141,463 | -€93,091 | -€166,487 | 2025 |
| REFLECTION ART Koksijde | 1996 | €23,957 | -€11,185 | -€11,414 | -€19,325 | 2025 |
| COUCK EN PESCOD INVEST Liedekerke | 1990 | €27,931 | €19,626 | -€359 | -€1,712 | 2025 |
| AGENCE ATHENA Sint-Agatha-Berchem | 1988 | €25,038 | -€12,653 | -€4,048 | -€5,629 | 2025 |
| PROFONDIMMO Namur | 1992 | €26,746 | €8,412 | €1,221 | €178 | 2025 |
They were chosen from the 7,155 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 2,450 companies had the same profile as Detect'Immo has now. Two years later, 1.5% had gone bankrupt and 93.3% were still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a small loss
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Detect'Immo itself is lower: 0.1% within 12 months. It rests on far more data about Detect'Immo than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,450 companies, not a prediction for Detect'Immo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €27,890 | €8,108 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €390 | €390 | €390 | €390 | €390 | - | - |
| Gross operating margin9900 | €4,398 | €7,995 | €53,539 | €30,612 | €7,053 | €2,901 | -€81 | -€143 | ▼ 76.5% |
| Operating profit (loss)9901 | €4,398 | -€2,069 | €25,057 | €2,332 | -€1,445 | €2,511 | -€471 | -€143 | ▲ 69.6% |
| Financial charges65/66B | - | - | - | €9 | €15 | €65 | €62 | €50 | ▼ 19.4% |
| Recurring financial charges65 | €12 | €12 | €10 | €9 | €15 | €65 | €62 | €50 | ▼ 19.4% |
| Profit (loss) for the period before taxes9903 | €4,386 | -€2,081 | €25,047 | €2,323 | -€1,460 | €2,446 | -€533 | -€193 | ▲ 63.8% |
| Income taxes67/77 | - | - | €6,450 | -€6,450 | - | €2,990 | - | - | - |
| Profit (loss) for the period9904 | €4,386 | -€2,081 | €18,597 | €8,773 | -€1,460 | -€544 | -€533 | -€193 | ▲ 63.8% |
| Profit (loss) for the period to be appropriated9905 | €4,386 | -€2,081 | €18,597 | €8,773 | -€1,460 | -€544 | -€533 | -€193 | ▲ 63.8% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €15,769 | €22,560 | €47,472 | €49,715 | €25,687 | €22,585 | €24,071 | €24,381 | ▲ 1.3% |
| Fixed assets21/28 | €62 | €62 | €1,622 | €1,232 | €842 | €452 | €62 | €62 | = |
| Tangible fixed assets22/27 | - | - | €1,560 | €1,170 | €780 | €390 | - | - | - |
| Furniture and vehicles24 | - | - | - | €1,170 | €780 | €390 | - | - | - |
| Financial fixed assets28 | €62 | €62 | €62 | €62 | €62 | €62 | €62 | €62 | = |
| Current assets29/58 | €15,707 | €22,498 | €45,850 | €48,483 | €24,845 | €22,133 | €24,009 | €24,319 | ▲ 1.3% |
| Amounts receivable within one year40/41 | €14,075 | €22,180 | €43,512 | €37,834 | €21,811 | €21,639 | €19,203 | €22,427 | ▲ 16.8% |
| Trade receivables40 | - | - | - | €24,402 | €9,244 | €12,794 | €11,648 | €15,472 | ▲ 32.8% |
| Other amounts receivable41 | - | - | - | €13,432 | €12,567 | €8,845 | €7,555 | €6,955 | ▼ 7.9% |
| Cash at bank and in hand54/58 | €1,632 | €318 | €2,338 | €10,649 | €3,034 | €494 | €4,806 | €1,892 | ▼ 60.6% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €15,769 | €22,560 | €47,472 | €49,715 | €25,687 | €22,585 | €24,071 | €24,381 | ▲ 1.3% |
| Equity10/15 | -€18,766 | -€20,847 | -€2,250 | €6,523 | €5,063 | €4,519 | €3,986 | €3,793 | ▼ 4.8% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Capital10 | - | - | - | €18,592 | €18,592 | - | - | - | - |
| Issued capital100 | - | - | - | €18,592 | €18,592 | - | - | - | - |
| Contributions outside capital11 | - | - | - | - | - | €18,592 | €18,592 | €18,592 | = |
| Share premium1100/10 | - | - | - | - | - | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €17,604 | €17,604 | €18,864 | €18,864 | €18,864 | €18,864 | €18,864 | €18,864 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | - | - | - | €17,004 | €17,004 | €17,004 | €17,004 | €17,004 | = |
| Profit (loss) carried forward14 | -€54,962 | -€57,043 | -€39,706 | -€30,933 | -€32,393 | -€32,937 | -€33,470 | -€33,663 | ▼ 0.6% |
| Provisions and deferred taxes16 | €8,756 | €8,756 | €8,756 | €8,756 | €8,756 | €8,756 | €8,756 | €8,756 | = |
| Deferred taxes168 | - | - | - | €8,756 | €8,756 | €8,756 | €8,756 | €8,756 | = |
| Amounts payable17/49 | €25,779 | €34,651 | €40,966 | €34,436 | €11,868 | €9,310 | €11,329 | €11,832 | ▲ 4.4% |
| Amounts payable within one year42/48 | €25,779 | €34,651 | €40,966 | €34,436 | €11,868 | €9,310 | €11,329 | €11,832 | ▲ 4.4% |
| Trade debts44 | €2,861 | €3,644 | €15,778 | €15,518 | €11,450 | €8,892 | €10,911 | €11,414 | ▲ 4.6% |
| Suppliers440/4 | - | - | - | €15,518 | €11,450 | €8,892 | €10,911 | €11,414 | ▲ 4.6% |
| Taxes, remuneration and social security45 | - | - | - | €1,000 | - | - | - | - | - |
| Remuneration and social security454/9 | - | - | - | €1,000 | - | - | - | - | - |
| Other amounts payable47/48 | - | - | - | €17,918 | €418 | €418 | €418 | €418 | = |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,386 | -€2,081 | €18,597 | €8,773 | -€1,460 | -€544 | -€533 | -€193 | ▲ 63.8% |
| + Depreciation and write-downs630 | - | - | €390 | €390 | €390 | €390 | €390 | - | - |
| Operating cash flow (approximation) | €4,386 | -€2,081 | €18,987 | €9,163 | -€1,070 | -€154 | -€143 | -€193 | ▼ 35.0% |
| Investment in fixed assets (approximation) | - | €0 | -€1,950 | €0 | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€1,314 | €2,020 | €8,311 | -€7,615 | -€2,540 | €4,312 | -€2,914 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 32 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 13-05-2026 | 2026-00109937 | |
| 31-12-2024 | micro format | 04-06-2025 | 2025-00117245 | |
| 31-12-2023 | micro format | 14-05-2024 | 2024-00086710 | |
| 31-12-2022 | micro format | 13-06-2023 | 2023-00121589 | |
| 31-12-2021 | micro format | 01-07-2022 | 2022-20121390 | |
| 31-12-2020 | micro format | 25-07-2021 | 2021-40400420 | |
| 31-12-2019 | micro format | 30-07-2020 | 2020-38500079 | |
| 31-12-2018 | micro format | 16-07-2019 | 2019-33600324 | |
| 31-12-2017 | micro format | 24-06-2018 | 2018-22100541 | |
| 31-12-2016 | full format | 11-07-2017 | 2017-30500034 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 24-01-2024 Converted to unavailable equity
Articles of association
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitié cédant, moitié acquéreurs proportionnellement aux actions acquises, 11”
Articles of association, deed of 24-01-2024 (in French)
Network & group
Detect'Immo shares no director with another company.
Companies at the same address
3 other companiesConnections & network
1 current directorThe network starts from the directors of Detect'Immo. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
24-01
Gazette deed
Registered office moved to Braine-l’AlleudReappointment: Eric RAMET (director) · Director discharge · Power of attorney8 points ▸
- Director reappointment, Eric RAMET (director (not named in the articles))
- Director discharge, Eric RAMET
- Registered-office move, 1420 Braine-l’Alleud, Chaussée d’Alsemberg, 156
- Power of attorney
- General meeting, 19-01-2024
- Amendment of the articles, mentioned 2 times in the deed
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
- Reserve release, “supprimer compte de capitaux propres statutairement indisponible, fonds disponibles pour distribution” (deed in French)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
On 6 July 1993, Detect'Immo was incorporated.1 In 2024 the registered office moved to Braine-l’Alleud.2 Eric RAMET is director of the company according to the act of 24-01-2024.2 Total assets went from €15,769 in 2018 to €24,381 in 2025 and headcount from 0.4 full-time equivalents in 2019 to 1 in 2021.3
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Codes under NACEBEL 2003
2 activities
- Toutes opérations généralement quelconques,industrielles,commerciales,financières,mobilières ou immobilières se rapportant directement ou indirectement à la gestion de patrimoines mobiliers et immobiliers ainsi que l’achat,la vente,la location,la transformation,la construction,et l’exploitation de tous biens meubles et immeubles
- S’intéresser par toutes voies,dans toutes affaires,entreprises ou sociétés ayant un objet analogue,similaire ou connexe ou qui sont de nature à favoriser le développement de son entreprise,à lui procurer des matières premières ou à faciliter l’écoulement de ses produits
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25742H0002/00A000 | Wallonia | 371 m² | 1 · 143 m² | 8.3 m · 2 |