DESY CROUSTY

Active

Private limited companyfounded 20241 yr activeRue Godefroid 55, 5000 Namur, BelgiumKBO/BCE: BE 1015.062.438

The computed 12-month bankruptcy probability of DESY CROUSTY is 2.6% (moderate). The 2025 annual accounts show equity of €36k and a net result of €34k. Its solvency ranks better than 43% of 3603 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

48 / 100

Fair

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency30

Growth-

Stability67

Bankruptcy probability, 12 months

2.6% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity short (current ratio 0.89), and 76.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

23.1%

Return on assets

21.8%

Age of the figures

8 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

31 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€36k

Total assets

€154k

Net result

€34k

Working capital

€-13k

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition

Assets €154k

31.3%

68.7%

Fixed assets €48k

Current assets €106k

Equity and liabilities €154k

23.1%

76.9%

Equity €36k

Debt €118k

Debt finances 76.9% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€51k

Cash flow

€39k

Solvency

23.1%

Current ratio

0.89

Quick ratio

0.89

Debt / equity

3.33

ROE

94.4%

ROA

21.8%

Interest coverage

11.41

Debt

€118k

Debt ≤ 1 year

€118k

Income taxes

€7k

Staff costs

€96k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€154k

Fixed assets21/28€48k

Tangible fixed assets22/27€47k

Plant, machinery and equipment23€18k

Furniture and vehicles24€8k

Other tangible fixed assets26€21k

Financial fixed assets28€608

Current assets29/58€106k

Amounts receivable within one year40/41€18k

Trade receivables40€18k

Cash at bank and in hand54/58€88k

Equity and liabilities

Total equity and liabilities10/49€154k

Equity10/15€36k

Contributions10/11€2k

Profit (loss) carried forward14€34k

Amounts payable17/49€118k

Amounts payable within one year42/48€118k

Trade debts44€6k

Suppliers440/4€6k

Taxes, remuneration and social security45€42k

Taxes450/3€18k

Remuneration and social security454/9€24k

Other amounts payable47/48€70k

Income statement Code2025

Remuneration, social security and pensions62€96k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k

Other operating charges640/8€2k

Gross operating margin9900€149k

Operating profit (loss)9901€45k

Financial charges65/66B€4k

Recurring financial charges65€4k

Profit (loss) for the period before taxes9903€41k

Income taxes67/77€7k

Profit (loss) for the period9904€34k

Profit (loss) for the period to be appropriated9905€34k

Appropriation of the result

Profit (loss) to be appropriated9906€34k

Social balance

Average headcount (FTE)90873.8

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Gazette 1Filings 1

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema · 31 days late

20-03

State Gazette act Incorporation · Founder

Founding capital · Share issue

State Gazette actNBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Namur · 1 establishment unit since 2025

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Godefroid 555000 Namur

Ground area

194 m²

Building footprint

115 m²

Volume, LiDAR

1,884 m³

Parcel 92094C0111/00L013, Wallonia · tallest building 19.2 m, ±5 floors. Linked by address, not a title deed.

1 establishment unit

DESY BOX

Rue Godefroid 55, 5000 NamurLimited-service restaurants, excluding mobile food services

since 20252.365.756.655

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
92094C0111/00L013	Wallonia	194 m²	1 · 115 m²	19.2 m · 5 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Houthalen-Helchteren · Eq €36k

GRIETS SMULHUISJE

BE 0606.992.049

Tessenderlo-Ham · Eq €36k

Dilau

BE 0476.315.431

Jabbeke · Eq €36k

Of 21,636 companies in sector 56112 we hold annual accounts for 9,660. 8,335 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded14-10-2024

Fiscal year end31-12

Legal name FR DSY Co.

Activities, NACEBEL

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.