Dery Decock Design
ActiveDery Decock Design has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €164k and a net result of €34k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 53% of 1411 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability81▲+11
Solvency71▲+9
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 1.31 in 2023; short-term debt: 51% of total assets), but 54.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-07-2025, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
24 d early
2023
on the day
2022
7 d late
2021
6 d late
2020
2 d late
2019
25 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€164k▲ 26.6%
2023 · €130k
2018: €121k
2019: €125k
2020: €125k
2021: €146k
2022: €125k
2023: €130k
2018 → 2024
Total assets
€359k▲ 2.5%
2023 · €350k
2018: €341k
2019: €314k
2020: €280k
2021: €351k
2022: €387k
2023: €350k
2018 → 2024
Net result
€34k▲ 574%
2023 · €5k
2018: €24k
2019: €14k
2020: €18k
2021: €28k
2022: €-22k
2023: €5k
2018 → 2024
Working capital
€102k▲ 68.8%
2023 · €60k
2018: €66k
2019: €91k
2020: €93k
2021: €103k
2022: €52k
2023: €60k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€125k-€146k▲ 17.2%€125k▼ 14.9%€130k▲ 4.1%€164k▲ 26.6%
Operating result€30k-€31k▲ 2.5%€-15k€10k€55k▲ 455%
Net result€18k-€28k▲ 53.0%€-22k€5k€34k▲ 574%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 455% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €359k
Fixed assets
€74k▼ 24.1%
Current assets
€285k▲ 12.7%
Equity and liabilities €359k
Equity
€164k▲ 26.6%
Debt
€195k▼ 11.6%
The debt ratio falls from 63.0% to 54.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€79k▲
2023 · €39k
Cash flow
€58k▲
2023 · €34k
Solvency
45.7%▲
2023 · 37.0%
Current ratio
1.56▲
2023 · 1.31
Quick ratio
1.33▲
2023 · 1.11
Debt / equity
1.19▼
2023 · 1.70
ROE
21.0%▲
2023 · 3.9%
ROA
9.6%▲
2023 · 1.5%
Interest coverage
10.42▲
2023 · 5.93
Debt
€195k▼
2023 · €220k
Debt ≤ 1 year
€183k▼
2023 · €193k
Debt > 1 year
€11k▼
2023 · €27k
Income taxes
€15k▲
2023 · €289
Staff costs
€87k▲
2023 · €83k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€350k€359k▲
Fixed assets21/28€97k€74k▼
Tangible fixed assets22/27€97k€74k▼
Land and buildings22€11k€8k▼
Plant, machinery and equipment23€46k€38k▼
Furniture and vehicles24€40k€28k▼
Current assets29/58€253k€285k▲
Stocks and contracts in progress3€38k€42k▲
Stocks30/36€38k€42k▲
Amounts receivable within one year40/41€203k€235k▲
Trade receivables40€157k€235k▲
Other amounts receivable41€45k-
Deferred charges and accrued income490/1€12k€8k▼
Equity and liabilities
Total equity and liabilities10/49€350k€359k▲
Equity10/15€130k€164k▲
Contributions10/11€57k€57k=
Reserves13€54k€54k=
Non-distributable reserves130/1€726€726=
Reserves not available under the articles1311€620€620=
Own shares acquired1312€106€106=
Tax-exempt reserves132€50k€50k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€18k€53k▲
Amounts payable17/49€220k€195k▼
Amounts payable after more than one year17€27k€11k▼
Financial debts170/4€27k€11k▼
Amounts payable within one year42/48€193k€183k▼
Current portion of amounts payable after more than one year42€25k€21k▼
Financial debts43€9k€6k▼
Credit institutions430/8€9k€6k▼
Trade debts44€134k€104k▼
Suppliers440/4€134k€104k▼
Taxes, remuneration and social security45€25k€52k▲
Taxes450/3€11k€42k▲
Remuneration and social security454/9€14k€10k▼
Other amounts payable47/48-€86
Accrued charges and deferred income492/3€1k€138▼
Income statement
Code20232024
Non-recurring operating income76A€5k-
Remuneration, social security and pensions62€83k€87k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€24k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€655€3k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€126k€171k▲
Operating profit (loss)9901€10k€55k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€7k€8k▲
Recurring financial charges65€7k€8k▲
Profit (loss) for the period before taxes9903€5k€50k▲
Income taxes67/77€289€15k▲
Profit (loss) for the period9904€5k€34k▲
Profit (loss) for the period to be appropriated9905€5k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€53k▲
Profit (loss) brought forward from the previous period14P€13k€18k▲
Social balance
Average headcount (FTE)90871.81.8=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €34k ▲574%
Operating result €55k, net result €34k, both a record.
31-12
Financial
Equity above €150kEq €164k ▲26.6%
2 profitable years in a row build equity to €164k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 7 days late
2022
31-12
Financial
Weakest financial yearnet €-22k ▼177%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
06-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 6 days late
2021
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 2 days late
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-01-2026
Desiderius Decock: Resigned as Director
01-01-2026
Nicole Kuffner: Resigned as Director
27-08-2020
DECOCK Desiderius Marcellus Marie Geertruid: Resigned as Director
27-08-2020
KUFFNER Nicole Micheline Jeanine: Resigned as Director
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 1983
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Joseph Smeetslaan(M) 2433630 MaasmechelenGround area
1,990 m²
Building footprint
609 m²
Volume, LiDAR
2,710 m³
Parcel 73048E0927/00M093, Flanders · tallest building 17.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SOR GRAPHIC CENTER
since 19832.021.561.954
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73048E0927/00M093 | Flanders | 1,990 m² | 1 · 609 m² | 17.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 3,015 EUR awarded · 3,015 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 3,015 EUR | 3,015 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,857 companies in sector 73110 we hold annual accounts for 3,754. 2,903 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-1982
Fiscal year end31-12
Activities, NACEBEL
18130Pre-press and pre-media services
22250
73110Advertising agencies
74401
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.