Deronef
ActiveDeronef has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €31k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 95% of 7293 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 75.82 against 10.61 in 2024), and 1.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.7%
Return on assets
53.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €58k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
28 d early
2023
2 d early
2022
24 d early
2021
2 d early
2020
1 d early
2019
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€58k▲ 116%
2024 · €27k
2018: €-16k
2019: €23k
2020: €16k
2021: €17k
2022: €15k
2023: €20k
2024: €27k
2018 → 2025
Total assets
€59k▲ 98.5%
2024 · €30k
2018: €1.82M
2019: €1.72M
2020: €52k
2021: €25k
2022: €23k
2023: €21k
2024: €30k
2018 → 2025
Net result
€31k▲ 361%
2024 · €7k
2018: €-20k
2019: €38k
2020: €-6k
2021: €989
2022: €-2k
2023: €5k
2024: €7k
2018 → 2025
Working capital
€56k▲ 107%
2024 · €27k
2018: €-29k
2019: €17k
2020: €15k
2021: €17k
2022: €15k
2023: €20k
2024: €27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€15k▼ 11.3%€20k▲ 30.9%€27k▲ 33.8%€58k▲ 116%
Operating result€1k-€5k▲ 244%€5k▼ 4.6%€7k▲ 41.0%€31k▲ 371%
Net result€989-€-2k€5k€7k▲ 43.0%€31k▲ 361%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 371% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59k
Fixed assets
€2k
Current assets
€56k
Equity and liabilities €59k
Equity
€58k▲ 116%
Debt
€742▼ 73.4%
The debt ratio falls from 9.4% to 1.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€31k
Cash flow
€31k
Solvency
98.7%▲
2024 · 90.6%
Current ratio
75.82▲
2024 · 10.61
Quick ratio
69.11▲
2024 · 8.68
Debt / equity
0.01▼
2024 · 0.10
ROE
53.8%▲
2024 · 25.2%
ROA
53.1%▲
2024 · 22.9%
Interest coverage
100.21
Debt
€742▼
2024 · €3k
Debt ≤ 1 year
€742▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€30k€59k▲
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Plant, machinery and equipment23-€2k
Current assets29/58€30k€56k▲
Stocks and contracts in progress3€5k€5k▼
Stocks30/36€5k€5k▼
Amounts receivable within one year40/41€21k€33k▲
Trade receivables40€8k€5k▼
Other amounts receivable41€13k€27k▲
Cash at bank and in hand54/58€3k€19k▲
Equity and liabilities
Total equity and liabilities10/49€30k€59k▲
Equity10/15€27k€58k▲
Contributions10/11€119k€119k=
Profit (loss) carried forward14€-92k€-61k▲
Amounts payable17/49€3k€742▼
Amounts payable within one year42/48€3k€742▼
Trade debts44€2k€742▼
Suppliers440/4€2k€742▼
Taxes, remuneration and social security45€922€0▼
Taxes450/3€922€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€270
Other operating charges640/8€243€2k▲
Gross operating margin9900€7k€33k▲
Operating profit (loss)9901€7k€31k▲
Financial income75/76B€418€753▲
Recurring financial income75€418€753▲
Financial charges65/66B€183€309▲
Recurring financial charges65€183€309▲
Profit (loss) for the period before taxes9903€7k€31k▲
Profit (loss) for the period9904€7k€31k▲
Profit (loss) for the period to be appropriated9905€7k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-92k€-61k▲
Profit (loss) brought forward from the previous period14P€-99k€-92k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 7current ratio 75.82
Current ratio from 10.61 to 75.82; short-term debt falls from €3k to €742.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-12
Financial
Liquidity times 7current ratio 19.78
Current ratio from 2.86 to 19.78; short-term debt falls from €8k to €1k.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €989
Net result €989 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 3.16
Current ratio from 1.42 to 3.16; short-term debt falls from €36k to €8k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
31-12
Financial
Back to profitnet €38k
Net result €38k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Druivenlaan 152390 MalleGround area
1,782 m²
Building footprint
154 m²
Volume, LiDAR
835 m³
Parcel 11049C0120/00Z006, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Deronef
since 20152.237.516.024
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11049C0120/00Z006 | Flanders | 1,782 m² | 1 · 154 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RG Concept
BE 0737.383.508
Mettet · Eq €58k
Vinken Luc
BE 0884.566.358
Maasmechelen · Eq €58k
FLOR BUSINESS
BE 0762.844.226
Koekelberg · Eq €58k
Natuursteen Samyn
BE 0837.803.054
Ledegem · Eq €58k
RENOVATION EXCELENT
BE 0722.927.043
Meise · Eq €58k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,863. 13,020 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-12-2014
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.