DER CONSULT

Active

Private limited companyfounded 20242 yrs activeMalcensestraat(L) 66, 7700 Mouscron, BelgiumKBO/BCE: BE 1012.795.707

DER CONSULT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112k and a net result of €107k. Its solvency ranks better than 13% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Watch Print / PDF

Checked score

Score 2025

35 / 100

Weak

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency3

Growth-

Stability67

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €4k at 30 days only on tighter terms

Liquidity short (current ratio 0.02), and 95% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

Return on assets

4.8%

Age of the figures

8 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 31510 sector peers (2025).

NBB · sector comparison

Position among 31510 sector peers

Solvency

better than 13%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

25 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€112k

Total assets

€2.24M

Net result

€107k

Working capital

€-857k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €2.24M

99.0%

Fixed assets €2.22M

Current assets €22k

Equity and liabilities €2.24M

95.0%

Equity €112k

Debt €2.13M

Debt finances 95.0% of the balance-sheet total.

Key figures and ratios

2025 value

Solvency

5.0%

Current ratio

0.02

Quick ratio

0.02

Debt / equity

18.97

ROE

95.6%

ROA

4.8%

Debt

€2.13M

Debt ≤ 1 year

€879k

Debt > 1 year

€1.25M

Income taxes

€36k

Staff costs

€38k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€2.24M

Fixed assets21/28€2.22M

Financial fixed assets28€2.22M

Current assets29/58€22k

Amounts receivable within one year40/41€13k

Trade receivables40€2k

Other amounts receivable41€11k

Cash at bank and in hand54/58€9k

Deferred charges and accrued income490/1€183

Equity and liabilities

Total equity and liabilities10/49€2.24M

Equity10/15€112k

Contributions10/11€5k

Reserves13€107k

Distributable reserves133€107k

Amounts payable17/49€2.13M

Amounts payable after more than one year17€1.25M

Financial debts170/4€1.25M

Amounts payable within one year42/48€879k

Current portion of amounts payable after more than one year42€227k

Trade debts44€3k

Suppliers440/4€3k

Taxes, remuneration and social security45€38k

Taxes450/3€36k

Remuneration and social security454/9€1k

Other amounts payable47/48€612k

Income statement Code2025

Remuneration, social security and pensions62€38k

Other operating charges640/8€400

Gross operating margin9900€257k

Operating profit (loss)9901€218k

Financial income75/76B€0

Recurring financial income75€0

Financial charges65/66B€75k

Recurring financial charges65€75k

Profit (loss) for the period before taxes9903€144k

Income taxes67/77€36k

Profit (loss) for the period9904€107k

Profit (loss) for the period to be appropriated9905€107k

Appropriation of the result

Profit (loss) to be appropriated9906€107k

Transfer to equity691/2€107k

To other reserves6921€107k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 1Filings 1

2026

25-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 25 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Mouscron · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Malcensestraat(L) 667700 Mouscron

Ground area

912 m²

Building footprint

171 m²

Parcel 54006P0003/00_000, Wallonia. Linked by address, not a title deed.

1 establishment unit

DER CONSULT

Malcensestraat(L) 66, 7700 MouscronHoldings

since 20242.363.270.584

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
54006P0003/00_000	Wallonia	912 m²	1 · 171 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Alter Eco Consulting

BE 0802.721.322

Schoten · Eq €112k

CONSULTING & ADVISORY SERVICES

Sint-Lambrechts-Woluwe · Eq €112k

ALLIANZ

BE 0445.009.175

Antwerpen · Eq €112k

Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 40,634 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded26-08-2024

Fiscal year end31-12

Activities, NACEBEL

70200Business and other management consultancy

70220Business consulting

68121Development of residential building projects

68110Buying and selling of own real estate

68201Renting and operating of own or leased residential real estate, excluding social housing

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.