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ALLIANZ

Active
Private limited companyfounded 199135 yrs activeKrijgslaan 257, 2610 Antwerpen, BelgiumKBO/BCE: BE 0445.009.175
Summary

ALLIANZ has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112,377 and a net result of €26,436. Its solvency ranks better than 68% of 3243 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability90▲+13
Solvency99▼-1
Growth32
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 3.67 against 10.94 in 2024; short-term debt: 26.5% and cash: 86.6% of total assets), and 26.5% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 35 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
73.5%
Return on assets
17.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
6 d late
2024
13 d early
2001
41 d late
2000
406 d late
1999
771 d late
1994
1 d late
1993
50 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 180 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 September (4 of the last 5 filed years within 365 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ALLIANZ was incorporated on 27 August 1991.1 The company has filed 7 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€26,436▼ 26.5%
2024 · €35,956
Working capital
€107,987▼ 77.0%
2024 · €468,637
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€50,128-€40,666▼ 18.9%
Net result€35,956within the sector's middle half-€26,436within the sector's middle half▼ 26.5%
Equity€474,369within the sector's middle half-€112,377below the sector's middle half▼ 76.3%
Total assets€521,492within the sector's middle half-€152,887below the sector's middle half▼ 70.7%
Debt€47,123-€40,510▼ 14.0%
Working capital€468,637above the sector's middle half-€107,987within the sector's middle half▼ 77.0%
Solvency91.0%above the sector's middle half-73.5%within the sector's middle half▼ 17.5pp
Current ratio10.94above the sector's middle half-3.67above the sector's middle half▼ 7.28
Return on assets (ROA)6.9%within the sector's middle half-17.3%above the sector's middle half▲ 10.4pp
Staff (FTE)2within the sector's middle half
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000Operating result 2024: €50,128€50,128Net result 2024: €35,956€35,956Operating result 2025: €40,666€40,666Net result 2025: €26,436€26,43620242025€0€20,000€40,000€60,000Operating result 2024: €50,128€50,100Net result 2024: €35,956€36,000Operating result 2025: €40,666€40,700Net result 2025: €26,436€26,40020242025
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €152,887
Fixed assets €4,390 ▼ 23.4%
Current assets €148,497 ▼ 71.2%
Equity and liabilities €152,887
Equity €112,377 ▼ 76.3%
Debt €40,510 ▼ 14.0%
Debt's share of the balance-sheet total rises from 9.0% to 26.5%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€42,007▼
2024 · €51,611
Cash flow
€27,777▼
2024 · €37,439
Debt to equity
0.36▲
2024 · 0.10
ROE
23.5%▲
2024 · 7.6%
Interest coverage
125.14▼
2024 · 131.71
Debt ≤ 1 year
€40,510▼
2024 · €47,123
Income taxes
€13,896▲
2024 · €13,781
Staff costs
€44,462▼
2024 · €46,974
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.5% went bankrupt
5.9% stopped otherwise
93% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€521,492€152,887▼
Fixed assets21/28€5,732€4,390▼
Tangible fixed assets22/27€4,736€3,395▼
Plant, machinery and equipment23€4,736€3,395▼
Financial fixed assets28€996€996=
Current assets29/58€515,761€148,497▼
Amounts receivable within one year40/41€441,258€15,759▼
Trade receivables40€441,258€15,759▼
Cash at bank and in hand54/58€74,141€132,430▲
Deferred charges and accrued income490/1€362€308▼
Equity and liabilities
Total equity and liabilities10/49€521,492€152,887▼
Equity10/15€474,369€112,377▼
Contributions10/11€17,000€17,000=
Capital10€17,000€17,000=
Issued capital100€17,000€17,000=
Revaluation surpluses12€388,428-
Profit (loss) carried forward14€68,941€95,377▲
Amounts payable17/49€47,123€40,510▼
Amounts payable within one year42/48€47,123€40,510▼
Trade debts44€16,855€9,804▼
Suppliers440/4€16,855€9,804▼
Taxes, remuneration and social security45€24,887€28,355▲
Taxes450/3€24,887€28,355▲
Other amounts payable47/48€5,381€2,351▼
Income statement Code20242025
Remuneration, social security and pensions62€46,974€44,462▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,484€1,341▼
Other operating charges640/8€718€11,801▲
Gross operating margin9900€99,303€98,270▼
Operating profit (loss)9901€50,128€40,666▼
Financial income75/76B€1€1▲
Recurring financial income75€1€1▲
Financial charges65/66B€392€336▼
Recurring financial charges65€392€336▼
Profit (loss) for the period before taxes9903€49,737€40,331▼
Income taxes67/77€13,781€13,896▲
Profit (loss) for the period9904€35,956€26,436▼
Profit (loss) for the period to be appropriated9905€35,956€26,436▼
Appropriation of the result
Profit (loss) to be appropriated9906€68,941€95,377▲
Profit (loss) brought forward from the previous period14P€32,986€68,941▲
Social balance
Average headcount (FTE)9087-2.0

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Remuneration, social security and pensions62€46,974€44,462▼ 5.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,484€1,341▼ 9.6%
Other operating charges640/8€718€11,801▲ 1,544%
Gross operating margin9900€99,303€98,270▼ 1.0%
Operating profit (loss)9901€50,128€40,666▼ 18.9%
Financial income75/76B€1€1▲ 1.0%
Recurring financial income75€1€1▲ 1.0%
Financial charges65/66B€392€336▼ 14.3%
Recurring financial charges65€392€336▼ 14.3%
Profit (loss) for the period before taxes9903€49,737€40,331▼ 18.9%
Income taxes67/77€13,781€13,896▲ 0.8%
Profit (loss) for the period9904€35,956€26,436▼ 26.5%
Profit (loss) for the period to be appropriated9905€35,956€26,436▼ 26.5%
Line20242025Change
Assets
Total assets20/58€521,492€152,887▼ 70.7%
Fixed assets21/28€5,732€4,390▼ 23.4%
Tangible fixed assets22/27€4,736€3,395▼ 28.3%
Plant, machinery and equipment23€4,736€3,395▼ 28.3%
Financial fixed assets28€996€996=
Current assets29/58€515,761€148,497▼ 71.2%
Amounts receivable within one year40/41€441,258€15,759▼ 96.4%
Trade receivables40€441,258€15,759▼ 96.4%
Cash at bank and in hand54/58€74,141€132,430▲ 78.6%
Deferred charges and accrued income490/1€362€308▼ 14.9%
Equity and liabilities
Total equity and liabilities10/49€521,492€152,887▼ 70.7%
Equity10/15€474,369€112,377▼ 76.3%
Contributions10/11€17,000€17,000=
Capital10€17,000€17,000=
Issued capital100€17,000€17,000=
Revaluation surpluses12€388,428--
Profit (loss) carried forward14€68,941€95,377▲ 38.3%
Amounts payable17/49€47,123€40,510▼ 14.0%
Amounts payable within one year42/48€47,123€40,510▼ 14.0%
Trade debts44€16,855€9,804▼ 41.8%
Suppliers440/4€16,855€9,804▼ 41.8%
Taxes, remuneration and social security45€24,887€28,355▲ 13.9%
Taxes450/3€24,887€28,355▲ 13.9%
Other amounts payable47/48€5,381€2,351▼ 56.3%
Line20242025Change
Profit (loss) for the period9904€35,956€26,436▼ 26.5%
+ Depreciation and write-downs630€1,484€1,341▼ 9.6%
Operating cash flow (approximation)€37,439€27,777▼ 25.8%
Investment in fixed assets (approximation)-€0-
Change in cash-€58,289-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
06-08
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 6 days late
2025
18-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2002
10-09
NBB filing Annual accounts filed
fiscal year 2001 · abbreviated schema · 41 days late
10-09
NBB filing Annual accounts filed
fiscal year 2000 · abbreviated schema · 406 days late
10-09
NBB filing Annual accounts filed
fiscal year 1999 · abbreviated schema · 771 days late
1995
01-08
NBB filing Annual accounts filed
fiscal year 1994 · abbreviated schema · 1 day late
1994
19-09
NBB filing Annual accounts filed
fiscal year 1993 · abbreviated schema · 50 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1991
seat establishment The establishment unit on the map
Ground area
513 m²
Building footprint
249 m²
Volume, LiDAR
3,951 m³
Parcel 11463D0325/02S000, Flanders · tallest building 19.0 m, ±6 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
ALLIANZ
Krijgslaan 257, 2610 AntwerpenTemporary employment agencies and other provision of personnel
since 19912.054.171.077
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11463D0325/02S000 Flanders 513 m² 1 · 249 m² 18.9 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

967600O1QU22M6QU6P62
live in the LEI register

Similar companies · same sector, comparable size

Of 82,641 companies in sector 70200 we hold annual accounts for 52,636. 40,801 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded27-08-1991
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0445009175
Also 9925:BE0445009175
Registered 28-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.