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VAULT ENGINEERING

Active
Private limited companyfounded 198937 yrs activeBoekzitting 10, 9600 Ronse, BelgiumKBO/BCE: BE 0437.520.082

VAULT ENGINEERING has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €115k and a net result of €25k. Equity is growing by ~25% per year across the filed fiscal years. Its solvency ranks better than 33% of 1258 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
66 / 100
Healthy▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+23
Solvency43▲+18
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.75 against 0.49 in 2024), and 69% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 37 years 0 40 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
31%
Return on assets
6.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
25 d late
2023
7 d early
2022
42 d early
2021
27 d early
2020
3 d early
2019
39 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
05-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€115k▲ 27.4%
2024 · €90k
2021: €35k 2022: €63k 2023: €77k 2024: €90k
2021 → 2025
Total assets
€372k▲ 1.6%
2024 · €366k
2021: €371k 2022: €352k 2023: €337k 2024: €366k
2021 → 2025
Net result
€25k▲ 77.8%
2024 · €14k
2021: €-38k 2022: €28k 2023: €13k 2024: €14k
2021 → 2025
Working capital
€-32k▲ 52.9%
2024 · €-68k
2021: €-39k 2022: €-22k 2023: €-67k 2024: €-68k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€35k-€63k▲ 79.9%€77k▲ 21.0%€90k▲ 18.2%€115k▲ 27.4%
Operating result€-34k-€33k€19k▼ 42.1%€16k▼ 17.2%€29k▲ 84.5%
Net result€-38k-€28k€13k▼ 52.6%€14k▲ 4.7%€25k▲ 77.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20k€40kOperating result 2021: €-34k€-34kNet result 2021: €-38k€-38kOperating result 2022: €33k€33kNet result 2022: €28k€28kOperating result 2023: €19k€19kNet result 2023: €13k€13kOperating result 2024: €16k€16kNet result 2024: €14k€14kOperating result 2025: €29k€29kNet result 2025: €25k€25k20212022202320242025
The operating result recovers in 2025; 2025 is 85% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €372k
Fixed assets €277k▼ 8.0%
Current assets €95k▲ 45.9%
Equity and liabilities €372k
Equity €115k▲ 27.4%
Debt €257k▼ 6.9%
The debt ratio falls from 75.3% to 69.0%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€53k
2024 · €40k
Cash flow
€49k
2024 · €38k
Solvency
31.0%
2024 · 24.7%
Current ratio
0.75
2024 · 0.49
Quick ratio
0.66
2024 · 0.49
Debt / equity
2.23
2024 · 3.05
ROE
21.5%
2024 · 15.4%
ROA
6.7%
2024 · 3.8%
Interest coverage
13.37
2024 · 23.46
Debt
€257k
2024 · €276k
Debt ≤ 1 year
€127k
2024 · €133k
Debt > 1 year
€127k
2024 · €141k
Income taxes
€115
Staff costs
€48k
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Total assets 20/58€366k€372k
Fixed assets 21/28€301k€277k
Intangible fixed assets 21€101k€80k
Tangible fixed assets 22/27€6k€3k
Financial fixed assets 28€194k€194k=
Current assets 29/58€65k€95k
Stocks & contracts in progress 3-€12k
Amounts receivable within one year 40/41€31k€51k
Cash & bank 54/58€22k€26k
Total equity & liabilities 10/49€366k€372k
Equity 10/15€90k€115k
Contributions / capital 10/11€19k€19k=
Accumulated profits (losses) 14€72k€97k
Amounts payable 17/49€276k€257k
Amounts payable after one year 17€141k€127k
Amounts payable within one year 42/48€133k€127k
Trade debts payable within one year 44€14k€19k
Income statement Code20242025
Gross operating margin 9900€84k€102k
Operating result 9901€16k€29k
Financial income 75€0-
Financial charges 65€2k€4k
Result before taxes 9903€14k€25k
Income taxes 67/77-€115
Net result for the period 9904€14k€25k
Result to be appropriated 9905€14k€25k

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Equity above €100kEq €115k ▲27.4%
4 profitable years in a row build equity to €115k.
25-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
24-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €28k
Net result €28k after one loss-making year.
04-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
28-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
22-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
23-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
07-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
2017
26-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Comparable companies · same sector, comparable size

Similar companies · same sector, comparable size

Of 1,218 companies in sector 33200 we hold annual accounts for 665. 527 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded22-05-1989
Fiscal year end31-12
Activities, NACEBEL
33200Installation of industrial machinery and equipment
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers

Data from official sources, last processed on 16-08-2026. Scores and ratios are computed by Checked and are not a credit decision.