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DEMECO

Active
Public limited companyfounded 198937 yrs activeIerspad 4, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 0438.358.440
Summary

DEMECO has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €224,662 and a net result of €7,491. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 38% of 15312 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
DEMECOActiveChecked score 93/100
Risk analysis ReportCompare

Overview

What they do
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
How big
€1.4mtotal assets 2025
Equity
€224,662
Profit
€7,491
Turnover not published (abridged schema)
Financially healthy?
93 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Accounts 132 d early0 of 6 deeds read
Why 93- Equity €224,662 (15.6% of total assets)+ Size: total assets €1.4m+ Figures for FY 2025 (filed 20-12-2025)+ Founded in 1989Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 41% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 41+2
equity 15.6% of total assets
Liquidity 41+4
short-term debt 40.3% · cash 8.3%
Profitability 45+13
return on assets 0.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (26,331 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%▲ +2.4% vs 12-2024highest value 02-2025: 0.1%▼ -19.0% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%● 0.0% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.1%● 0.0% vs 05-2025 07-2025: 0.1%● 0.0% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%▲ +5.9% vs 10-2025 12-2025: 0.1%▲ +4.2% vs 11-2025 01-2026: 0.1%▼ -33.3% vs 12-2025lowest value 02-2026: 0.1%● 0.0% vs 01-2026lowest value 03-2026: 0.1%● 0.0% vs 02-2026lowest value 04-2026: 0.1%● 0.0% vs 03-2026lowest value 05-2026: 0.1%● 0.0% vs 04-2026lowest value 06-2026: 0.1%● 0.0% vs 05-2026lowest value 07-2026: 0.1%● 0.0% vs 06-2026lowest value 08-2026: 0.1%● 0.0% vs 07-2026lowest value 09-2026: 0.1%● 0.0% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value
  • Size: total assets €1.4m lowers the probability for this profile
  • Figures for FY 2025 (filed 20-12-2025) lowers the probability
  • Equity €224,662 (15.6% of total assets) raises the probability
  • Founded in 1989 lowers the probability for this profile
Credit up to €20,000 at 30 days acceptable
Liquidity short (current ratio 0.22 against 0.32 in 2024; short-term debt: 40.3% and cash: 8.3% of total assets), and 84.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 36%, liquidity 35%, profitability 39%, growth against the median 55%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €1.4m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 20-12-2025)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Equity €224,662 (15.6% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1989
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-12-2025, 132 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
132 d early
2024
104 d early
2023
131 d early
2022
16 d early
2021
19 d early
2020
35 d early
2019
13 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 64 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 16 January (4 of the last 5 filed years within 85 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close02-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €7,491
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Among the largest 18% on gross marginsector median €40,201 · 15,289 companies €146,780 View
  • Active since 1989founded 08-09-1989 37 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.4m
Profit
€7,491
Solvency
15.6%
Total assets▼ 7.2%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 30-04-2027
  1. 19-12-2025Annual accounts filed
  2. 30-09-2025Back to profit
  3. 16-01-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
08-09-1989
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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