IMMO D & D
ActiveIMMO D & D has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.38M and a net result of €7k. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 89% of 13933 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2▼-11
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 3.31 against 2.18 in 2024), and 13.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.4%
Return on assets
0.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
61 d late
2023
30 d late
2022
31 d late
2021
26 d late
2020
1 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.38M▲ 0.5%
2024 · €1.37M
2018: €870k
2019: €890k
2020: €926k
2021: €948k
2022: €1.30M
2023: €1.34M
2024: €1.37M
2018 → 2025
Total assets
€1.60M▼ 2.0%
2024 · €1.63M
2018: €1.30M
2019: €1.30M
2020: €1.30M
2021: €1.19M
2022: €1.63M
2023: €1.73M
2024: €1.63M
2018 → 2025
Net result
€7k▼ 80.9%
2024 · €35k
2018: €18k
2019: €20k
2020: €36k
2021: €22k
2022: €355k
2023: €34k
2024: €35k
2018 → 2025
Working capital
€129k▲ 89.8%
2024 · €68k
2018: €-10k
2019: €-42k
2020: €9k
2021: €-8k
2022: €518k
2023: €447k
2024: €68k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€948k-€1.30M▲ 37.5%€1.34M▲ 2.6%€1.37M▲ 2.6%€1.38M▲ 0.5%
Operating result€35k-€483k▲ 1,281%€50k▼ 89.7%€43k▼ 13.5%€13k▼ 70.3%
Net result€22k-€355k▲ 1,530%€34k▼ 90.6%€35k▲ 3.9%€7k▼ 80.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 70% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.60M
Fixed assets
€1.41M▼ 6.1%
Current assets
€184k▲ 46.9%
Equity and liabilities €1.60M
Equity
€1.38M▲ 0.5%
Provisions
€96k▼ 3.5%
Debt
€120k▼ 22.8%
The debt ratio falls from 9.6% to 7.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€104k▲
2024 · €93k
Cash flow
€98k▲
2024 · €84k
Solvency
86.4%▲
2024 · 84.3%
Current ratio
3.31▲
2024 · 2.18
Quick ratio
3.31▲
2024 · 2.18
Debt / equity
0.09▼
2024 · 0.11
ROE
0.5%▼
2024 · 2.5%
ROA
0.4%▼
2024 · 2.1%
Interest coverage
72.71▲
2024 · 51.12
Debt
€120k▼
2024 · €156k
Debt ≤ 1 year
€56k▼
2024 · €58k
Debt > 1 year
€61k▼
2024 · €96k
Income taxes
€8k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.63M€1.60M▼
Fixed assets21/28€1.50M€1.41M▼
Tangible fixed assets22/27€1.50M€1.41M▼
Land and buildings22€1.50M€1.41M▼
Financial fixed assets28€80€80=
Current assets29/58€125k€184k▲
Amounts receivable within one year40/41€22k€25k▲
Trade receivables40€7k€25k▲
Other amounts receivable41€15k€155▼
Current investments50/53€0€120k▲
Cash at bank and in hand54/58€102k€37k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€1.63M€1.60M▼
Equity10/15€1.37M€1.38M▲
Contributions10/11€450k€450k=
Capital10€450k€450k=
Issued capital100€450k€450k=
Reserves13€709k€716k▲
Non-distributable reserves130/1€45k€45k=
Legal reserve130€45k€45k=
Tax-exempt reserves132€299k€289k▼
Distributable reserves133€365k€382k▲
Profit (loss) carried forward14€213k€213k=
Provisions and deferred taxes16€100k€96k▼
Deferred taxes168€100k€96k▼
Amounts payable17/49€156k€120k▼
Amounts payable after more than one year17€96k€61k▼
Financial debts170/4€95k€59k▼
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€58k€56k▼
Current portion of amounts payable after more than one year42€35k€35k▲
Trade debts44€1k€7k▲
Suppliers440/4€1k€7k▲
Taxes, remuneration and social security45€16k€8k▼
Taxes450/3€16k€8k▼
Other amounts payable47/48€6k€6k=
Accrued charges and deferred income492/3€1k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€91k▲
Other operating charges640/8€39k€40k▲
Gross operating margin9900€132k€143k▲
Operating profit (loss)9901€43k€13k▼
Financial income75/76B€11k€78▼
Recurring financial income75€11k€78▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€53k€11k▼
Transfer from deferred taxes780€2k€4k▲
Income taxes67/77€20k€8k▼
Profit (loss) for the period9904€35k€7k▼
Transfer from tax-exempt reserves789€5k€11k▲
Profit (loss) for the period to be appropriated9905€40k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€253k€230k▼
Profit (loss) brought forward from the previous period14P€213k€213k=
Transfer to equity691/2€40k€17k▼
To other reserves6921€40k€17k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €7k ▼80.9%
Net result drops to €7k, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €355k ▲1530%
Operating result €483k, net result €355k, both a record.
31-12
Financial
Liquidity times 12current ratio 10.14
Current ratio from 0.82 to 10.14.
31-12
Financial
Equity above €1MEq €1.30M ▲37.5%
5 profitable years in a row build equity to €1.30M.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beernem · 1 establishment unit since 1993
Ground area
6,898 m²
Building footprint
156 m²
Volume, LiDAR
840 m³
Parcel 31021A0901/00B000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sijselestraat 48, 8730 Beernem
since 19932.061.892.277
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31021A0901/00B000 | Flanders | 6,898 m² | 1 · 156 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,095 companies in sector 68201 we hold annual accounts for 6,729. 4,615 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-01-1993
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
74142
68121Development of residential building projects
68203Renting and operating of own or leased non-residential real estate, excluding land
70111
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.