DELVAL FRERES

Active

Private limited companyfounded 2024active for 2 yearsPlace Communale 11, 1380 Lasne, BelgiumKBO/BCE: BE 1009.586.193

Summary

DELVAL FRERES has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €200,318 and a net result of €82,437. Its solvency ranks better than 53% of 22,679 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisFollow Report Compare

DELVAL FRERESActiveChecked score 85/100

Risk analysis Report Compare

Activity

Retail sale of chocolate and confectionery

NACE 47242Artisanal bread and fresh pastry making NACE 10712

2 sites

Size

≈ €2.1mturnover 2025, estimated

Staff: ≈ 8.7 FTE, estimated
Equity: €200,318
Profit: €82,437

Turnover estimated from the gross margin

Financial health

85 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.5%

Structure

Charles-Antoine DELVALDirector

2025 accounts filed 25 days late

Why 85raises riskFounded in 2024Last filed accounts filed 25 days late; 1 of the last 3 latelowers riskLiquidity: current ratio 1.54, cash €223,234Size: total assets €547,217Show the evidence

Checked score

Score 2025

85 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 76% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 62-5

equity 36.6% of total assets

Liquidity 74+1

short-term debt 51.4% · cash 40.8%

Profitability 88-12

return on assets 15.1%

Bankruptcy probability, 12 months

0.5% Low

0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,268 companies, NACE 47, micro)

Last 24 months 06-2025: 2.0% 07-2025: 2.0%● unchanged vs 06-2025 08-2025: 2.1%▲ +0.1 percentage points vs 07-2025 09-2025: 2.5%▲ +0.4 percentage points vs 08-2025highest value 10-2025: 1.2%▼ -1.3 percentage points vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.3%▲ +0.1 percentage points vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.3%● unchanged vs 06-2026 08-2026: 2.1%▲ +0.8 percentage points vs 07-2026 09-2026: 0.5%▼ -1.6 percentage points vs 08-2026lowest value 10-2026: 0.5%● unchanged vs 09-2026lowest value

Credit of up to €17,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record

Liquidity ample (current ratio 1.54, compared with 1.9 in 2024, above the usual 1.5; short-term debt: 51.4% and cash: 40.8% of total assets), but 63.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 52% on solvency, 80% on liquidity, 82% on profitability and 89% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises risk

Liquidity: current ratio 1.54, cash €223,234

NBB · annual accounts

Founded in 2024

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Last filed accounts filed 25 days late; 1 of the last 3 late

NBB · filings

Size: total assets €547,217

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

2025 accounts filed 25 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 2 filings

Deviation from the deadline

2025

25 days late

2024

56 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 41 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

31-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2024.

KBO publications · our coverage

25-08-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Equity above €200,000equity €200,318 ▲69.9%
25-09-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: Among the best 6% on net resultsector median €5,088 · 22,660 companies €82,437 View
Positive: Equity rose in 2025from €117,881 to €200,318 ▲ 69.9% View
One director decidessole director in office 1 View

By topic

Financials

Financial year: 2025
Total assets: €547,217
Profit: €82,437
Solvency: 36.6%

Total assets▲ 93.4%

Net result

20242025

Go to Financials

Board & ownership

Board: 1 member

Charles-Antoine DELVALDirector

Go to Board & ownership

Timeline

Events: 4
Since: 2024
Next accounts: by 31-07-2027

24-05-2024Incorporation

Go to Timeline

Company details

Sites: 2

Legal form: Private limited company
Activity: Retail sale of chocolate and confectioneryNACE 47242
Founded: 22-05-2024
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 31

Annual meeting: Last Friday of June at 17:00
Purpose: “L’exploitation d’un commerce de de boulangerie/pâtisserie, de commerce de détail et de…” (deed in French)
Statutory auditor: No statutory auditor

Go to Articles of association

Key facts about DELVAL FRERES

What is the company number of DELVAL FRERES?: 1009.586.193. In Belgium the VAT number is the company number with BE in front: BE 1009.586.193.
Where is DELVAL FRERES based?: The registered office is at Place Communale 11, 1380 Lasne.Company details
What does DELVAL FRERES do?: According to the KBO register, the main activity is retail sale of chocolate and confectionery (NACE 47242).
What is the legal form of DELVAL FRERES?: Private limited company (BV).
When was DELVAL FRERES founded?: On 22-05-2024.
Is DELVAL FRERES still active?: Yes, DELVAL FRERES is an active enterprise in the KBO register.
What is the turnover of DELVAL FRERES?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is DELVAL FRERES profitable?: In financial year 2025, DELVAL FRERES made a profit of €82,437.
Where can I find the annual accounts of DELVAL FRERES?: DELVAL FRERES filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DELVAL FRERES due?: By 31-07-2027, for financial year 2026.Timeline