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CADICS

Active
Private limited companyfounded 199333 yrs activeSt.-Ermelindisstraat 16, 3320 Hoegaarden, BelgiumKBO/BCE: BE 0448.992.214
Summary

CADICS has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €199,787 and a net result of -€7,726. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 18% of 2095 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Computing infrastructure, data processing, hosting and related activities
NACE 63100Retail sale of chocolate and confectionery NACE 47242NACE 63110
#1 company by total assets in Hoegaarden, Telecoms and IT sector2 sites
Size
€1.8mtotal assets 2025
Staff
3 FTE
Equity
€199,787
Loss
-€7,726
Turnover not published (abridged schema)
Financial health
90 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 19 d early0 of 6 deeds read
Why 90- Equity €199,787 (11.1% of total assets)+ Size: total assets €1.8m+ Figures for FY 2025 (filed 13-01-2026)+ Sector Computing infrastructure, data processing, hosting and other information service activities (NACE 63)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Better than 26% of its sector peers (NACE 63, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 36-2
equity 11.1% of total assets
Liquidity 38=
short-term debt 70.4% · cash 20.3%
Profitability 68+1
return on assets -0.4%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (2,920 companies)
Last 15 months 08-2025: 0.1% 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%▼ -1.1% vs 09-2025lowest value 11-2025: 0.1%▲ +16.3% vs 10-2025 12-2025: 0.1%▲ +2.8% vs 11-2025 01-2026: 0.2%▲ +54.5% vs 12-2025highest value 02-2026: 0.1%▼ -38.8% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%▼ -5.8% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.1%▲ +4.1% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • Size: total assets €1.8m lowers the probability for this profile
  • Equity €199,787 (11.1% of total assets) raises the probability
  • Figures for FY 2025 (filed 13-01-2026) lowers the probability
  • Sector Computing infrastructure, data processing, hosting and other information service activities (NACE 63) lowers the probability
Credit up to €17,000 at 30 days acceptable
Liquidity short (current ratio 0.36 against 0.38 in 2024; short-term debt: 70.4% and cash: 20.3% of total assets), and 88.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 63, micro). Better than this share of them on solvency 19%, liquidity 18%, profitability 34%, growth against the median 35%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €1.8m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Equity €199,787 (11.1% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 13-01-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
18192021232425
2018 to 2025 · latest year -€7,726
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 2095 sector peers (2025).
NBB · sector comparison
Position among 2095 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-01-2026, 19 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
19 d early
2024
46 d early
2023
on the day
2021
60 d early
2020
2 d early
2019
12 d late
2018
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 10 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 12 January (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€7,726 View
  • Positive: Company by total assets in Hoegaarden, Telecoms and…in the Checked rankings #1 View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.8m
Loss
-€7,726
Solvency
11.1%
Total assets▲ 14.0%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2016
Next accounts
by 31-01-2027
  1. 12-01-2026Annual accounts filed
  2. 16-12-2024Annual accounts filed
  3. 31-01-2024Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Computing infrastructure, data processing, hosting and related activitiesNACE 63100
Founded
12-01-1993
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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