DELTA MODERN

Active

Private limited companyfounded 20205 yrs activeNeerdorp 12, 1654 Beersel, BelgiumKBO/BCE: BE 0759.392.115

Summary

The computed 12-month bankruptcy probability of DELTA MODERN is 1.7% (moderate). The 2026 annual accounts show equity of €177k and a net result of €67k. Equity is growing by ~80.5% per year across the filed fiscal years. Its solvency ranks better than 20% of 74 sector peers (fiscal year 2026). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2026

53 / 100

Fair

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2025

Profitability81▼-3

Solvency51=

Growth78=

Track record94

Bankruptcy probability, 12 months

1.7% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €9k at 30 days acceptable

Liquidity tight (current ratio 1.26 against 1.24 in 2025; short-term debt: 73.7% and cash: 18.3% of total assets), and 73.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2026

Solvency, return and age of the figures

Solvency

26.3%

Return on assets

9.9%

Age of the figures

8 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 74 sector peers (2026).

NBB · sector comparison

Position among 74 sector peers

Solvency

better than 20%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 12-08-2026, 19 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2026

19 d early

2025

43 d early

2024

21 d early

2023

56 d early

2022

29 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

24-09-2026 today31-01-2027 close31-08-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2026, micro schema

Turnover

€246k

EBIT margin

5.3%

Net result

€67k▲ 25.5%

2025 · €53k

2022: €10k 2023: €26k 2024: €16k 2025: €53k

2022 → 2026

Working capital

€129k▲ 73.1%

2025 · €75k

2022: €2k 2023: €33k 2024: €49k 2025: €75k

2022 → 2026

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20222023202420252026Trend

Turnover€246k-

Equity€15k-€42k▲ 174%€57k▲ 37.3%€110k▲ 93.2%€177k▲ 60.6%

Operating result€13k-€34k▲ 155%€20k▼ 40.8%€72k▲ 264%€95k▲ 31.5%

Net result€10k-€26k▲ 160%€16k▼ 41.3%€53k▲ 243%€67k▲ 25.5%

Result per fiscal year

Operating resultNet result

After the dip in 2024 the operating result has climbed two years in a row; 2026 is 31% above 2025 and is the highest result in the available series.

Balance-sheet composition

2026 in colour, 2025 as the grey bar beneath

Assets €673k

92.9%

Fixed assets €48k ▲ 34.2%

Current assets €626k ▲ 61.1%

Equity and liabilities €673k

26.3%

73.7%

Equity €177k ▲ 60.6%

Debt €496k ▲ 58.3%

Debt's share of the balance-sheet total falls from 74.0% to 73.7%. Equity and debt are higher.

Key figures and ratios

2026 value · change against 2025

EBITDA

€112k▲

2025 · €82k

Cash flow

€84k▲

2025 · €63k

Current ratio

1.26▲

2025 · 1.24

Debt to equity

2.80▼

2025 · 2.84

ROE

37.7%▼

2025 · 48.2%

ROA

9.9%▼

2025 · 12.6%

Interest coverage

180.21▼

2025 · 205.40

Debt ≤ 1 year

€496k▲

2025 · €313k

Income taxes

€28k▲

2025 · €20k

Staff costs

€22k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2026 against 2025 · 39 lines

Balance sheet Code20252026

Assets

Total assets20/58€424k€673k▲

Fixed assets21/28€35k€48k▲

Tangible fixed assets22/27€35k€48k▲

Plant, machinery and equipment23€14k€9k▼

Furniture and vehicles24€22k€39k▲

Current assets29/58€388k€626k▲

Amounts receivable within one year40/41€75k€497k▲

Trade receivables40€55k€432k▲

Other amounts receivable41€20k€65k▲

Cash at bank and in hand54/58€314k€124k▼

Deferred charges and accrued income490/1-€5k

Equity and liabilities

Total equity and liabilities10/49€424k€673k▲

Equity10/15€110k€177k▲

Contributions10/11€5k€5k=

Profit (loss) carried forward14€105k€172k▲

Amounts payable17/49€313k€496k▲

Amounts payable within one year42/48€313k€496k▲

Trade debts44€235k€337k▲

Suppliers440/4€201k€337k▲

Bills of exchange payable441€33k-

Taxes, remuneration and social security45€43k€103k▲

Taxes450/3€20k€77k▲

Remuneration and social security454/9€23k€26k▲

Other amounts payable47/48€36k€56k▲

Income statement Code20252026

Remuneration, social security and pensions62-€22k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€17k▲

Other operating charges640/8€2k€896▼

Gross operating margin9900€84k€135k▲

Operating profit (loss)9901€72k€95k▲

Financial income75/76B€809€406▼

Recurring financial income75€809€406▼

Financial charges65/66B€401€622▲

Recurring financial charges65€401€622▲

Profit (loss) for the period before taxes9903€73k€95k▲

Income taxes67/77€20k€28k▲

Profit (loss) for the period9904€53k€67k▲

Profit (loss) for the period to be appropriated9905€53k€67k▲

Appropriation of the result

Profit (loss) to be appropriated9906€105k€172k▲

Profit (loss) brought forward from the previous period14P€52k€105k▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 8Financial 3Filings 5

Next filing, fiscal year 2027, expected by 31-08-2027

2026

12-08

NBB filing Annual accounts filed

fiscal year 2026 · micro schema

31-01

Financial Highest result since 2022net €67k ▲25.5%

Operating result €95k, net result €67k, both a record.

31-01

Financial Equity above €150kEq €177k ▲60.6%

5 profitable years in a row build equity to €177k.

2025

19-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

31-01

Financial Equity above €100kEq €110k ▲93.2%

4 profitable years in a row build equity to €110k.

2024

10-08

NBB filing Annual accounts filed

fiscal year 2024 · full schema

2023

06-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2022

02-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Beersel · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Neerdorp 121654 Beersel

Ground area

5,986 m²

Building footprint

464 m²

Volume, LiDAR

621 m³

2 parcels, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

DELTA MODERN

Jozef Huysmanslaan 41, 1651 BeerselRepair, maintenance and installation of machinery and equipment

since 20202.313.742.285

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23035A0686/00S002	Flanders	5,870 m²	1 · 359 m²	-
23046C0278/00K002	Flanders	117 m²	1 · 105 m²	10.0 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

CARRON PHILIP

BE 0469.019.843

Roeselare · Eq €177,070

Belxon

BE 0662.942.144

Antwerpen · Eq €176,933

BOUWWERKEN RUDY EN ANDRE BOSCH

BE 0464.956.038

Malle · Eq €177,322

Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 12,343 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded03-12-2020

Fiscal year end31-01

Activities, NACEBEL 2025

41001General construction of residential buildings

41002Construction of residential and non-residential buildings

41003General construction of other non-residential buildings

81210General cleaning of buildings

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.