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DELI LOZANA

Active
Private limited companyfounded 1988active for 38 yearsLange Lozanastraat 288, 2018 Antwerpen, BelgiumKBO/BCE: BE 0434.249.697
Summary

DELI LOZANA has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119,655 and a net result of -€7,342. Equity has been growing by about 22% per year since 2018. Its solvency ranks better than 72% of 1,009 sector peers (NACE 10, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Official details

Source: KBO
Status
Active since 10-05-1988 Normal situation
Activity
Artisanal bread and fresh pastry making NACE 10712and 1 other
Joint committees
119 Paritair Comité voor de handel in voedingswaren
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
Establishment unit
2.040.191.793 2018 Antwerpen, since 22-09-1988
Financial year end
31 December
Peppol
Reachable since 24-11-2025

Board and ownership

Last known board
  • JOLManager · until 2023
  • JOLY KurtDirector · last mentioned in 2023
Shareholders
  • JOL2025 annual accounts of JOL
  • Vana nvannual accounts 2011

Financial position

66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Annual accounts 2025
Gross margin
€52,914
▼ 40.0%
Turnover
≈ €150,000
estimated
Loss
€7,342
Equity
€119,655
▼ 5.8%
Total assets
€216,541
▲ 5.9%
Employees on 31-12-2025
2
▲ 100%
  • 2025 accounts filed 26 days after the deadline
Score breakdownraises riskSector: Manufacture of food products (NACE 10)Last filed accounts filed 26 days late; 1 of the last 3 accounts lateLoss of €7,342 (financial year 2025)lowers riskFounded in 1988Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 40% of micro companies in food products (NACE 10)
Financial strength · tick: 2024
Weak
Solvency 80-7
equity 55.3% of total assets
Liquidity 44+1
short-term debt 30.0% · cash 4.8%
Profitability 22-63
return on assets -3.4%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,081 companies, NACE 10, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.2%▼ -0.1 percentage points vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025lowest value 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.4%▲ +0.1 percentage points vs 08-2025 10-2025: 0.8%▲ +0.4 percentage points vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 1.3%▲ +0.5 percentage points vs 07-2026highest value 09-2026: 1.0%▼ -0.3 percentage points vs 08-2026 10-2026: 1.0%● unchanged vs 09-2026 11-2026: 1.0%● unchanged vs 10-2026
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.64 (2.29 in 2024), above the usual 1.5. Short-term debt is 30% and cash 4.8% of total assets. 44.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro). It does better than 71% of them on solvency, 37% on liquidity, 20% on profitability and 31% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
lowers risk · Founded in 1988
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 26 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Loss of €7,342 (financial year 2025)
NBB · annual accounts
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
26 days late
2024
29 days late
2023
48 days late
2022
1 day early
2021
31 days late
2020
26 days late
2019
68 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 32 days after the deadline. In the sector (NACE 10), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 80% of companies in food productssector median €33,437 · 1,008 companies -€7,342 View

Recent changes

  1. · Gazette deed Resignation: JOL (manager)Appointment: JOLY Kurt (director) · Permanent representative: JOLY Kurt
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as DELI LOZANA: artisanal bread and fresh pastry making (NACE 10712). They are comparable in size and age: total assets between €111,000 and €296,000, founded between 1983 and 2003.

CompanyTotal assetsGross margin
DELI LOZANA Antwerpen€216,541€52,914
DEOLET Deinze€296,147€60,024
BROOD- EN BANKETBAKKERIJ ROEL VAN ROOY Arendonk€131,646€96,810
BAKKERIJ KRIS Lievegem€129,692€39,063
AUX DELICES Frameries€130,310€106,453
BOULANGERIE - PATISSERIE MICHEL Honnelles€111,207€30,119
SLOOTMAECKERS Westerlo€173,641€60,209
Full comparison

Key facts about DELI LOZANA

What is the company number of DELI LOZANA?
The company number of DELI LOZANA is 0434.249.697. The VAT number is the same number with BE in front: BE 0434.249.697.
Where is DELI LOZANA based?
The registered office is at Lange Lozanastraat 288, 2018 Antwerpen.Company details
What does DELI LOZANA do?
According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
What is the legal form of DELI LOZANA?
The legal form of DELI LOZANA is Private limited company (BV).
When was DELI LOZANA founded?
DELI LOZANA was founded on 10-05-1988.
Is DELI LOZANA still active?
Yes, DELI LOZANA is an active enterprise in the KBO register.
How many employees does DELI LOZANA have?
DELI LOZANA had an average of 1.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does DELI LOZANA fall under?
In its 2025 annual accounts, DELI LOZANA states joint committees 119 (Paritair Comité voor de handel in voedingswaren) and 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of DELI LOZANA?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €52,914 and 1,292 comparable companies of the same size. It probably lies between €91,000 and €280,000. It is a rough estimate.
Is DELI LOZANA profitable?
In financial year 2025, DELI LOZANA made a loss of €7,342.
Where can I find the annual accounts of DELI LOZANA?
DELI LOZANA filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DELI LOZANA due?
DELI LOZANA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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