DEOLET
ActiveDEOLET has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €278k and a net result of €-2k. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 10345 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-10
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 12.16 against 7.05 in 2024; short-term debt: 6.2% and cash: 27.5% of total assets), and 6.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
29 d late
2023
92 d late
2022
31 d late
2021
107 d late
2020
5 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€278k▼ 0.6%
2024 · €279k
2018: €185k
2019: €208k
2020: €237k
2021: €257k
2022: €278k
2023: €293k
2024: €279k
2018 → 2025
Total assets
€296k▼ 5.5%
2024 · €313k
2018: €220k
2019: €250k
2020: €275k
2021: €289k
2022: €312k
2023: €317k
2024: €313k
2018 → 2025
Net result
€-2k
2024 · €24k
2018: €23k
2019: €23k
2020: €29k
2021: €20k
2022: €21k
2023: €15k
2024: €24k
2018 → 2025
Working capital
€205k▲ 0.4%
2024 · €204k
2018: €78k
2019: €73k
2020: €110k
2021: €150k
2022: €186k
2023: €213k
2024: €204k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€257k-€278k▲ 8.3%€293k▲ 5.4%€279k▼ 4.6%€278k▼ 0.6%
Operating result€28k-€29k▲ 4.8%€21k▼ 29.0%€32k▲ 52.8%€-3k
Net result€20k-€21k▲ 8.2%€15k▼ 29.6%€24k▲ 62.5%€-2k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €32k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €296k
Fixed assets
€72k▼ 3.4%
Current assets
€224k▼ 6.1%
Equity and liabilities €296k
Equity
€278k▼ 0.6%
Debt
€18k▼ 45.6%
The debt ratio falls from 10.8% to 6.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€5k▼
2024 · €39k
Cash flow
€6k▼
2024 · €32k
Solvency
93.8%▲
2024 · 89.2%
Current ratio
12.16▲
2024 · 7.05
Quick ratio
11.70▲
2024 · 6.77
Debt / equity
0.07▼
2024 · 0.12
ROE
-0.6%▼
2024 · 8.7%
ROA
-0.6%▼
2024 · 7.8%
Interest coverage
22.53▼
2024 · 307.55
Debt
€18k▼
2024 · €34k
Debt ≤ 1 year
€18k▼
2024 · €34k
Income taxes
€415▼
2024 · €9k
Staff costs
€50k▲
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€313k€296k▼
Fixed assets21/28€75k€72k▼
Tangible fixed assets22/27€74k€72k▼
Land and buildings22€65k€66k▲
Plant, machinery and equipment23€9k€6k▼
Furniture and vehicles24€117€0▼
Financial fixed assets28€806€806=
Current assets29/58€238k€224k▼
Stocks and contracts in progress3€9k€8k▼
Stocks30/36€9k€8k▼
Amounts receivable within one year40/41€24k€14k▼
Trade receivables40€13k€210▼
Other amounts receivable41€11k€14k▲
Current investments50/53-€102k
Cash at bank and in hand54/58€203k€81k▼
Deferred charges and accrued income490/1€2k€18k▲
Equity and liabilities
Total equity and liabilities10/49€313k€296k▼
Equity10/15€279k€278k▼
Contributions10/11€87k€87k=
Reserves13€193k€191k▼
Distributable reserves133€193k€191k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€34k€18k▼
Amounts payable within one year42/48€34k€18k▼
Trade debts44€12k€3k▼
Suppliers440/4€12k€3k▼
Taxes, remuneration and social security45€21k€15k▼
Taxes450/3€15k€9k▼
Remuneration and social security454/9€7k€6k▼
Other amounts payable47/48€97€97=
Income statement
Code20242025
Remuneration, social security and pensions62€44k€50k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€2k€5k▲
Gross operating margin9900€84k€60k▼
Operating profit (loss)9901€32k€-3k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€128€203▲
Recurring financial charges65€128€203▲
Profit (loss) for the period before taxes9903€33k€-1k▼
Income taxes67/77€9k€415▼
Profit (loss) for the period9904€24k€-2k▼
Profit (loss) for the period to be appropriated9905€24k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€-2k▼
Transfer from equity791/2€38k€2k▼
Transfer to equity691/2€24k€0▼
To other reserves6921€24k€0▼
Profit to be distributed694/7€38k€0▼
Return on contributions (dividend)694€38k€0▼
Social balance
Average headcount (FTE)90870.91.3▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-2k ▼107%
Net result drops to €-2k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 92 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
15-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 107 days late
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €29k ▲23.1%
Operating result €39k, net result €29k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €200kEq €208k ▲12.6%
2 profitable years in a row build equity to €208k.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Merestraat 109850 DeinzeGround area
1,221 m²
Building footprint
270 m²
Volume, LiDAR
1,184 m³
Parcel 44027B0919/00H004, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BAKKERIJ DEOLET
since 19952.072.089.254
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44027B0919/00H004 | Flanders | 1,221 m² | 1 · 269 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 334 EUR awarded · 334 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 226 EUR | 226 EUR |
| 2022 | 1 | 108 EUR | 108 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteDeinze2.072.089.254
Similar companies · same sector, comparable size
Bakkerij Bolleke
BE 0651.753.193
Zottegem · Eq €278k
KREDES
BE 0458.985.885
Kraainem · Eq €276k
LE COMPTOIR DE L'EPICERIE
BE 0879.978.159
Brussel · Eq €275k
LES DELICES DE MOGADOR
BE 0839.365.249
Brussel · Eq €275k
Cladille
BE 0721.548.851
Heist-op-den-Berg · Eq €274k
Of 2,407 companies in sector 47241 we hold annual accounts for 1,099. 741 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-1995
Fiscal year end31-12
Activities, NACEBEL
10712Artisanal bread and fresh pastry making
15812
47241Retail sale of bread and pastry (bakery outlets)
52240
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.