Financials
- Financial year
- 2025
- Total assets
- €129,692
- Loss
- -€36,569
- Solvency
- 5.4%
Total assets▼ 26.5%
Net result
20192025
BAKKERIJ KRIS
ActiveSummary
The computed 12-month bankruptcy probability of BAKKERIJ KRIS is 1.6% (moderate). The annual accounts of BAKKERIJ KRIS for financial year 2025 show a net loss of 84% of the equity at the start of that year. The 2025 annual accounts show equity of €7,059 and a net result of -€36,569. Equity is shrinking by about 4.8% per year across the filed financial years. Its solvency ranks better than 16% of 997 sector peers (NACE 10, financial year 2025). The company has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Artisanal bread and fresh pastry making
NACE 10712
1 site
Size
€129,692total assets 2025
- Staff
- 1.4 FTE
- Equity
- €7,059
- Loss
- -€36,569
Turnover not published (abbreviated or micro format)
Structure
Accounts 1 day early0 of 1 deed read
Why 54raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €36,569, the second in a row (financial year 2025)Equity €7,059 (5.4% of total assets)Sector: Manufacture of food products (NACE 10)lowers riskLiquidity: current ratio 1.42, cash €39,947Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 26% of its sector peers (NACE 10, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency
30-20
equity 5.4% of total assets
Liquidity
65+9
short-term debt 48.4% · cash 30.8%
Profitability
0-29
return on assets -28.2%
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.9%
12-2024: 0.9%● unchanged vs 11-2024
01-2025: 1.1%▲ +0.2 percentage points vs 12-2024
02-2025: 0.6%▼ -0.5 percentage points vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.6%● unchanged vs 06-2025
08-2025: 0.6%● unchanged vs 07-2025
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.6%● unchanged vs 11-2025lowest value
01-2026: 0.7%▲ +0.1 percentage points vs 12-2025
02-2026: 1.6%▲ +0.9 percentage points vs 01-2026highest value
03-2026: 1.6%● unchanged vs 02-2026highest value
04-2026: 1.6%● unchanged vs 03-2026highest value
05-2026: 1.6%● unchanged vs 04-2026highest value
06-2026: 1.6%● unchanged vs 05-2026highest value
07-2026: 1.6%● unchanged vs 06-2026highest value
08-2026: 1.6%● unchanged vs 07-2026highest value
09-2026: 1.6%● unchanged vs 08-2026highest value
10-2026: 1.6%● unchanged vs 09-2026
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.42, compared with 2.48 in 2024, below the usual 1.5; short-term debt: 48.4% and cash: 30.8% of total assets), and 94.6% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 23% on solvency, 69% on liquidity, 6% on profitability and 7% on growth.
The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€36,569
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 997 sector peers (2025).
NBB · sector comparisonPosition among 997 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
on the day
2023
2 days early
2022
3 days early
2021
7 days early
2020
4 days early
2019
17 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 5 days before the deadline; the sector median (NACE 10) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 29 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end22-10-2026 today31-01-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Weakest financial yearnet -€36,569
- Annual accounts filedfinancial year 2024 · abbreviated…
Key points
By topic
Timeline
- Events
- 23
- Since
- 2006
- Next accounts
- by 31-01-2027
- 29-01-2024Annual accounts filed
- 28-01-2023Annual accounts filed
- 24-01-2022Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Artisanal bread and fresh pastry makingNACE 10712
- Founded
- 07-10-2003
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
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