Delhaize Ledeberg
ActiveThe computed 12-month bankruptcy probability of Delhaize Ledeberg is 1.8% (moderate). The 2025 annual accounts show equity of €408k and a net result of €415k. Its solvency ranks better than 24% of 10242 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
81
/ 100
Excellent▲ +46 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency43▲+6
Growth78
Stability94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.23 against 2.5 in 2024), but 85.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.4%
Return on assets
14.6%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 10242 sector peers (2025).
NBB · sector comparisonPosition among 10242 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
8 d early
2024
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€408k▲ 231%
2024 · €123k
2024: €123k
2024 → 2025
Total assets
€2.84M▲ 31.8%
2024 · €2.16M
2024: €2.16M
2024 → 2025
Net result
€415k
2024 · €-77k
2024: €-77k
2024 → 2025
Working capital
€1.12M▲ 6.0%
2024 · €1.06M
2024: €1.06M
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€123k-€408k▲ 231%
Operating result€-116k-€599k
Net result€-77k-€415k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €599k after a loss of €116k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.84M
Fixed assets
€813k▲ 107%
Current assets
€2.03M▲ 15.1%
Equity and liabilities €2.84M
Equity
€408k▲ 231%
Debt
€2.43M▲ 19.8%
The debt ratio falls from 94.3% to 85.6%: equity grows faster than debt.
Key figures and ratios
EBITDA
€705k▲
2024 · €-78k
Cash flow
€521k▲
2024 · €-38k
Solvency
14.4%▲
2024 · 5.7%
Current ratio
2.23▼
2024 · 2.50
Quick ratio
1.23▲
2024 · 1.19
Debt / equity
5.96▼
2024 · 16.50
ROE
101.7%▲
2024 · -62.3%
ROA
14.6%▲
2024 · -3.6%
Interest coverage
8.20▲
2024 · -14.59
Debt
€2.43M▲
2024 · €2.03M
Debt ≤ 1 year
€909k▲
2024 · €706k
Debt > 1 year
€1.49M▲
2024 · €1.32M
Income taxes
€105k
Staff costs
€2.44M▼
2024 · €3.38M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.16M€2.84M▲
Fixed assets21/28€393k€813k▲
Tangible fixed assets22/27€386k€806k▲
Plant, machinery and equipment23€299k€460k▲
Furniture and vehicles24€16k€13k▼
Leasing and similar rights25-€197k
Other tangible fixed assets26€71k€137k▲
Financial fixed assets28€7k€7k=
Current assets29/58€1.76M€2.03M▲
Amounts receivable after more than one year29€200k€200k=
Other amounts receivable291€200k€200k=
Stocks and contracts in progress3€922k€916k▼
Stocks30/36€922k€916k▼
Amounts receivable within one year40/41€302k€121k▼
Trade receivables40€300k€115k▼
Other amounts receivable41€2k€6k▲
Cash at bank and in hand54/58€333k€675k▲
Deferred charges and accrued income490/1€6k€118k▲
Equity and liabilities
Total equity and liabilities10/49€2.16M€2.84M▲
Equity10/15€123k€408k▲
Contributions10/11€200k€200k=
Reserves13-€208k
Distributable reserves133-€208k
Profit (loss) carried forward14€-77k€0▲
Amounts payable17/49€2.03M€2.43M▲
Amounts payable after more than one year17€1.32M€1.49M▲
Financial debts170/4€1.32M€1.49M▲
Amounts payable within one year42/48€706k€909k▲
Current portion of amounts payable after more than one year42-€48k
Trade debts44€261k€353k▲
Suppliers440/4€261k€353k▲
Taxes, remuneration and social security45€405k€362k▼
Taxes450/3€26k€120k▲
Remuneration and social security454/9€379k€242k▼
Other amounts payable47/48€40k€146k▲
Accrued charges and deferred income492/3€8k€31k▲
Income statement
Code20242025
Remuneration, social security and pensions62€3.38M€2.44M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€105k▲
Other operating charges640/8€50k€52k▲
Gross operating margin9900€3.35M€3.20M▼
Operating profit (loss)9901€-116k€599k▲
Financial income75/76B€45k€7k▼
Recurring financial income75€45k€7k▼
Financial charges65/66B€5k€86k▲
Recurring financial charges65€5k€86k▲
Profit (loss) for the period before taxes9903€-77k€520k▲
Income taxes67/77-€105k
Profit (loss) for the period9904€-77k€415k▲
Profit (loss) for the period to be appropriated9905€-77k€415k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-77k€338k▲
Profit (loss) brought forward from the previous period14P-€-77k
Transfer to equity691/2-€208k
To other reserves6921-€208k
Profit to be distributed694/7-€130k
Directors or managers695-€130k
Social balance
Average headcount (FTE)9087-46.0
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €415k
Net result €415k after one loss-making year.
31-12
Financial
Equity above €200kEq €408k ▲231%
Equity rises from €123k to €408k.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Driesstraat 969050 GentGround area
4,134 m²
Building footprint
3,690 m²
Volume, LiDAR
18,886 m³
Parcel 44032A0150/00D002, Flanders · tallest building 12.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Delhaize Ledeberg
since 20232.349.506.482
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44032A0150/00D002 | Flanders | 4,134 m² | 1 · 3,690 m² | 12.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 588 EUR awarded · 588 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 588 EUR | 588 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileyGent2.349.506.482
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I GIALLI & ROSSI
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Hoeks Diane
BE 0422.397.881
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ABDA
BE 0879.706.163
Antwerpen · Eq €407k
Of 10,409 companies in sector 47110 we hold annual accounts for 5,787. 3,384 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-09-2023
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.